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2� 17�2458 <br /> L�AN#: �sozog$�2 <br /> ' tD� "lTrustee" �s FIRST A11riER1CAN T�TLE INSURANCE ��MPANY. <br /> �E� "NiERS" is Mortgage Ei�ctranic Reg�strati�n Systems, I nc. MERS �s a separat�corpora�ion that is <br /> acting solel�r as a nominee for Lender and L�nd�r's succ�ssors and assigns. 11AERS is the beneficiary <br /> under this Secur�ty�nstrum�nt.1VIERS is organized and existing under th��aws of Delaware, and has <br /> an address and telephone number of P.�. Box ZD�S, Ffint, Ml 485U1-2Q�fi, tel. �888} �79-MERS. <br /> �F� "Note'" means the promissory note s�gned by Borrower and dated April 4, 2��7. <br /> The Nvte states that Sorrowe�o�►es Lender SEVENTY EIGHT TH�USAND SIX HUNDRED FrFTY <br /> AND N�1�1��*,�**��*** *** ******* *** **** * ****** *** *�********** ********** * <br /> *********� �*,� �*** ***�**** ** ******�******* ********** ********* ***❑ollars <br /> �U.S. $78,�5�.�� } plus inter�st. Borrower has promised ta pa}�this debt in regular Perivdic <br /> Payments and to pay the debt in full not�ater than f�lay 1, ��3?. <br /> �G� "Property" means �he property that �s d�scribed be�ow under the head�ng "Transfer of Righ#s in <br /> �he Praperty." <br /> �Hj "Loan" means the debt ev�denced by the Note, plus interest, any prepayment charges and late <br /> charges due under#he Not�, and al� sums due under�his Security Instrument, p�us interest. <br /> �I) "Riders" means al�R�ders ta this Security�nstrument that are executed by Borrower.Th�follawing <br /> Riders are to be execu#ed by Borrower[check box as app�icable]: <br /> ❑ Adjustable Rate Rider ❑ Condominium Rtder ❑ SecandHomeRider <br /> ❑ Ballaon Rider ❑ P�anned Unit Development Rider ❑ ��her�s} [spec�fy] <br /> ❑ '�-� Famiiy Rider ❑ Biweekly Pa}�ment Rider <br /> ❑ V.A. Rider <br /> �J� "A�plicable Law" means al� controliing applicable federal, state and local statutes, reguiatians, <br /> ordinances and adrnin�strative ru�es and orders �that have the effe�t of law} as we�l as all applicabl� <br /> finai, nan-appeafable judic�al aptni�ns. <br /> �K� "Community Assoc�ation Dues,Fees,and Assessments"means all dues,fee�,assessments and <br /> other charges that are imposed on Borrower�r the Propert�b}�a condominium association,hameowners <br /> assoc�a�ion �r��milar arganization. <br /> �L� "Electronic Funds Transfer" means any transf�r vf funds, �ther than a transac#ion origina�ed by <br /> Gheck, draft, or similar paper instrument, which �s ini�ia�ed through an electranic terminal, telephonie <br /> ins�rument,comput�r, or magnetic tape so as to order,instruct, or au�horiz�a f nancial inst�tutfvn ta debi# <br /> ar cred�t an account. Such term �ncludes, but is not limited tv, pa�nt�of-saEe transfers, automated tel�er <br /> machine transactions, transfer� initiated by tel�phone, v►rire �ransfers, and automated clearin�house <br /> �ransfers. <br /> �M� "Escra�nr Items" mean��hose i�ems that are des�rib�d in Section 3. <br /> �Ny "Miscelianeous Praceeds"m�ans any campensation,settfement,arrvard of damages,or proceeds <br /> paid by any third part� �other than insurance praceeds paid under th� coverages described in Section <br /> 5}far: �i} damage to, or des�ruction �f, the Praperty; �ii� candemnation or other taking vf a�l or any part <br /> of the Praperty; �iii� conveyance �n lieu of cond�mnatfon; or�fv} misrepresen#ations of, vr omissions as <br /> ta, the vafue andlar c�nd'[tian of�he Prop�rty. <br /> �Dy "Martgage Insurance" means �nsur�nce protecting Lender against the nanpaym�nt of, ar default <br /> on, th� Loan. <br /> �P� "Periodic Payment"means the regular�y scheduled am�unt due fvr�i} principa�and interest under <br /> the N��e, plus �ii} any amaunts under Sect�vn 3 of fihis Secur��y Instrument. <br /> �Q� "RESPA" means the Reai Estate Sett�ement Pracedures Act �12 U.S.C. §26�'� et seq.} and �ts <br /> implem�nting regula�ion, Regulation X �12 C.F.R, Part 1024}, as th�� m�ght be amended fram tirn� t� <br /> t�me, or any add�tional or successor legislation or regulation #hat governs fhe same subject matter. As <br /> used in this 5�curity lnstrumen�, "RESPA" refers t� al� requirements and restri�tians that are imposed <br /> in regard to a"federal�y re�ated mortgage laan" e�ren if the Laan dves n�t qua�'rfy as a"fed�ra�ly r�lated <br /> mortgage Ioan" under RESPA. <br /> �R� "Successar in Interest of Barrawer"means any party that has taken#itle to the Praperty,whether <br /> or no�thafi party has assumed Borrower's abliga��ons under the No�e andl�r this Security lnstrument. <br /> TRANSFER �F RI�HTS !N THE PRQPERTY <br /> The beneficiar}� af th�s Securi�y �nstrumen� is MERS �sorely a� nominee for Lender and Lend�r's <br /> successars and assigns} and �he successars and assigns of NiERS. Th+s S�curi�y �n�trum�nt secures <br /> to Lend�r: ��} th� repayment of the Loan, and all renewals, �xtensians and modificati�ns of the Note; <br /> and ��i� the p�rformance �f Borrawer's co�enants and agreements und�r this Secur��y Ins�rument and <br /> the Note. Fvr this purpase, Borrower irreWocably grants and canveys to Trust�e, �n trust, with pawer of <br /> Initials: � <br /> � <br /> NEBRASKA--Single Family-�Fannie NlaelFreddie Mac UNIFaRN't�NSTRU�IENT Form 3028'�101 <br /> Ellie Mae,Inc. Page �of'�� NEE�EED �315 <br /> NEEDEED(CLS} <br /> 03/23120�7 12:16 PM PST <br />