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201702341
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Last modified
7/28/2017 2:56:05 PM
Creation date
4/14/2017 9:04:17 AM
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DEEDS
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201702341
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. <br /> * ` � ` ' 2� 17�2341 <br /> . <br /> . <br /> . <br /> I un�erstand an�ack��o�vledg�tlia�: <br /> �. �f prior to the Mod�ficatrvn Effecti�re Date as set forth in Section 3 the Lender determ i nes that my <br /> representa��ans in Sectian 1 are no longer true and correet, the Loan Dacuments will not be <br /> m�dified and tlzis Agre�ment will tenrina�e. In t��is event,the Lender will �la�e a��vf the ri�hts and <br /> reme�ies pro�ided by the Loan Documents;and <br /> �S. I unders�and that th� Loan Documents wi�� not b� modified unl�ss and E�nti1 �i) I reGeive from the <br /> Lender a c�py of this�greement signed by the Le�ider,�nd�ii}the Modif catian Effecti�re Date (as <br /> defined iri Section 3} has occurre�. I further ui�derstand and agree that th� Len�er �ill not be <br /> obligated�r baund to i�nake any m4drfication of#���Loan DocuYnents if I fail to tneet an�vne af the <br /> reyuirements under this Agreement. <br /> C. If included, the undersign�d borrower�s} acknor�ledges receipt and accep�ance of the Notice of <br /> 5pecial F�ood Hazard disclosure. <br /> 3. The Modificatian. <br /> If iny repr�sentations in Section 1 cantinue to be tr�ie in all material respects and aI� precondi�i�n� tv the <br /> m�diFcation s�t farth in Section 2 haWe been met, the Loan D4cuments will automaticall�r become <br /> mv�ified �n MAY 1, Z�17 �th� 44Madificafio�l Effective Date"} anc� aiI ur�paid �ate charges that remain <br /> unpaid wi�l b��ai�ed. �und�rstand that if�haue fai�ed tv make al�required payments as a precandition ta <br /> this modificatian under a r�orkout plan ar trial perivd plan, t�e Lender has the right tv reject this <br /> Agreement e�en if I ha�e sEgned and returi�ed this Agre�ment.The f rst modif ed payment wil� he due on <br /> MAY 1,Z�17. <br /> A. The new Maturity Date will be:APRIL l,�Q47. <br /> B. The modifed principal balan�e nf r�ty Note wil� include ama�r�ts and arrearages that will be past <br /> du� as of th� ModificatEan Effecti�e Date. T�zis does not inc�ude u:ipaid late charges, �ra�uation, <br /> �raperty�reservatian ar�d ot��er�harges��ot permitted under the terms af the FHA Home Affordable <br /> M�dif ca�i�n Pragram.Fermitted amvunts and arrearages may include unpai�i an�deferred interest, <br /> fees, escrvw ad�ances and ath�r c€��ts Iess any amounts pa�d to the Len�er but nat previ�usly <br /> cr�dited to my Loan, coilecti�e�y"CTnpaid Amaunts";t�ie portiotl of Unpaid Amnunts capitalized is <br /> $t,4G9.�9. The l�ew principal ba�ance af my Note will be $ZD,545.69 �the "New Principal <br /> Balance"}which includes the capitalized Unpaid Amounts.I understand that by agreeing�a add the <br /> Unpaid Amounts t� the outstandfng principal ba�ance, the added Unpaid Amvunts a�crue interes� <br /> based Qn �he interest rate in effec#ut�d�r this A�reement. I a�sg understand that this means interest <br /> ��vilj now accrue o�� the unpaid Interest that is a��ed to the �u�standir�g prir�Cipa1 balance, which <br /> w�uld not happen �vithout this Agreement. <br /> �. Interest at the rate of 4.4fl00°�o will �egin to accrue on the Interest Bearing Principal Ba�ance as of <br /> APRiL 1, Z417 at�d th� firs#new monthly payrnent on the In�erest Bearing Principal Balar�ce �vill <br /> be due aY� MAY 1,2�17. Interest due on each mvnthly payment will be calculated by multEplying <br /> the New PrinGipaili nterest BeaY-ing Principa! Ba�ance and the interest �•ate in effect at the tim� of <br /> calculation and dividing the result by twel�e �12}. My payment schedule for the mvdified Loan �s <br /> as fol�ows: <br /> We�ls Farg�Custom FHA Ifome Af�ardable Ma��fication Agr�:ement I�I��I��������IlIII����I��lrq��ll <br /> l 2152�]6 445 7i18 WF'�! ul� A �f 1 1 <br /> Page 3 <br />
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