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► <br /> ' � ' ' 2� 17�2341 <br /> . <br /> 4 <br /> � <br /> L�T THREE [3�, BL��K F�FTE EN (1 S}, S4UTH �R�ND iSLAND,AN A I�D�TIQIY T�TH E ��TY <br /> �F GRANif[�LAND,HALL C�UNTY,NEBRASKA. <br /> Prior instrument referen�e: Recorded on �U�UST 3�, 1995 �n INSTRUMENT Nf�. 9�-1U5912, of fhe <br /> �fficial Records vf HAI1L��UNTY,NEBRASKA <br /> This FHA Home Affordable Ma�ification Agre�ment �"Agreem�nt"} is made on MAR�H 14, ZU17 by and <br /> betwee�l Borrow�r, as�h�igor{s}, or as tit�e ��alder(s}to the Property, as the context rnay require, and Lend�r. <br /> Borr�wer's obligations under the Note are secured 6y a pr�perly recorded Mortgage,dated the same date as the <br /> Nate encumberin� the Property. Sa�-rower agrees that, exc�pt �.s expressly mvdified iri �his Agreement, t�Ye <br /> Not�and the Mortgage remaiil in full force ar�d eff��t and are�alid=b�nding obligations upon Borrower,except <br /> as dis�harged in Bankru�tcy, ai�d are properl� secured by the Praperty. Nothi��g in ti�is Agreement shall be <br /> unders�ood or��nstrued t€�be a satisfaction or release, in wh�Ie or in part of the Borr��er's ob�igations under <br /> the Lflan Documents, <br /> If m�representati�ns in Section 1, Borrnwer R�presentations,cgntinue ta be tru� in a�� �na�eria� respects,t�en <br /> this�gre�xnent ti�vi�l, as se�forth in Sectian �,amend a�.d supplement(�}the Mortgage�n the PrQpe�rty,and�2} <br /> the Nate secured by the Martgage. The M�rtgage and Nate tagethe�, as they ma}r pre�iously ha�e been <br /> amended, are referred to as �he"Laan Do�uments." Cap�taEized �erms used in this Agreement and iiot defined <br /> have the ni�aning gi��n to t��ein in t��e Loan Documents. <br /> �. Borrflwer Representations. <br /> �c�rt�fy,represen�ta I�e��der and agree: <br /> �. I am experienc�ng a financial har�ship, an� as a resu�t, (i} I am in default under the ter��s of�he <br /> Laan Docuiner�ts, and {ii} I do nt�t have sufficient incvtne or access to suf�icient liqui� asse�s to <br /> make the m�n���y mortgage pa���ents n�w or in the near future; I di� not intentionatl� or <br /> purposefu��y defau It on tt�e terms of the Loan Documents in order to obtain a i�an modif catinn; <br /> B. I cer�ify the Praperty is��ot cond�mned a��d is not�acan�without�he �ntent to re-accupy; <br /> �. The�-e has been no impermissib�e change in the awnership of the Property since� signed the Loan <br /> I3ocuments; <br /> D. I ha�e pro�ided dacumenta��on for all i��come that I recei��(and I understa���i that I am not required <br /> ta disclose child support or alim�ny �inless I chose t� rely on s�ich incflme when req���sting to <br /> qualif�for the�HA Hame Affardable Madification PrQgram�"Frogram"}}; <br /> E. Under penalt� vf perjury, a�l documents and informa�ic�n I have pro�ided tc� Lender in �onnectton <br /> with this Agr��ment, tnctuding tl�� documents and in�ormation regarding my eligi�ility far the <br /> Program,are�r�e and correct; <br /> F. �f Lender requiFes me to obtain cre�it counseling in cannection with t�ae Program,I wi�l d�s�;and, <br /> ?. Acknawtedgements and Precanditions ta ModifiCation. <br /> Wells Farga Custom FHA Hame Affor�able Moclification f�greement I�I�I����m������l�f��f II <br /> l 2152f�1 b 44� 7(18�'�FB� lIII� ;illi I � <br /> � Page 2 <br />