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2� 17� 1458 <br /> [M) "Es�raw Items" means th�s� it�ms that are described in 5ectian 3. <br /> � "Misc�llaneous Pr�c�eds" means an� c�mpensatian, settlement, avvard vf damages, �r prnceeds paid by <br /> any #hird part� ��ther t��an insurance prace�ds paid under t��e co�rera�es de�cribed in Sec�ion 5) f�r: <br /> �i} damage t�, or destru��ion of, �he Praper��; �ii} c�ndemnation or other taking of all or any �art of the <br /> Prapert�; �iii} canveyanC� in lieu af candemnation: �r �itr} misrepresentafi�ns �f, ar omissions a� to: t�ie <br /> value an�lor eQnditi�n of#he Property. <br /> ��} "Mortga�e Insurance'� means in�urance pratect�n� Lender against the nonpaym�nt of, ar default an, the <br /> L�an. <br /> �P� "Periodi�Payment" means the regularly s��ledule�amount due for �i} principal and intere�t under the <br /> 1Vote, plus ��i� any amoun�s un�er 5ection 3 �f thi5 5e�urit� Instrument. <br /> ��} "RESPA" means the R�al Esfate S�tt�ement Pr�cedures Act ��� U.S.�. Secfion Z��I et seq.} and i�s <br /> imptementing regr�Iatian, Reg�lati�n � �1� C.F.R. Part I��4}, as l�iey r�lig��� be amen���d fram time t❑ <br /> time, or any additional �r successar legis�ation ar r�gulation that governs the sam�subject mat�er. As <br /> used in thi� S�curit�In�trument, "RESPA" refers to all reqt�irem�nt�and restrictians that are �mpo��d in <br /> regard �o a "federal��r related m�r�gage Ivan" eti�en if tt�� Laan da�s not qualYfy as a "federall�r�lated <br /> mart�age loan" under RESPA. <br /> �R� "�e�retary" means t��e �ecr�tary af the United States Department❑f��ousing and Urban De���opment or <br /> his designee. <br /> {�� "Suc���s�r in Int�r�st❑f B�rrower" mean�an�r part�tha� has taken title t� the Prop�rty, whether ar not <br /> tha� part�has assumed Barr��rer's obligations under the I1I�te andl�r this Se�ur�t�In�trument. <br /> TRANSFER�F F��HTS !N THE PR�F�EI�TY <br /> T�ie ben�ficiary of t�iis Security Instrum�nt is MERS �sa1�Iy a�nornin�e f�r Lcn��r and L�nd�r's su��e�sors <br /> and a�signs� and �h� suecessors and assigns of MERS. This Securit�r Instrument secures t� Lend�r: �i} the <br /> r�payment �f t��e Laan, and all renetivals, e�tensions and m�dificatian� of the Nate; and �ii} t�ie perfarmance of <br /> Barro�r�r's co�enants and agreemen�� under ttiis 5ecur�ty �nstrum�nt and t��e Note. Far t�lrs purpose, Borrov�r�r <br /> irre�acably grant� and �onveys tc� Trustee, in trust, ��vi�h pativer af sal�, the foll��ving�escribed prapert� <br /> located in t��e <br /> Count� of Hall : <br /> �Ti pe af Recardira�.I urrsd1ctran� �Na rJ7e�f Recor-din�JuFlsdlc�i�f2} <br /> SEE LEGAL DES�RIPTIQN ATTACHED HERETO AT�D M?�DE A PART H�RE�F <br /> �3D788140 ���785�795 <br /> FHA Qe�d❑f TruSt With MERS-NE 913�1��1�I <br /> Bankers SystemsTti+ VMP L VMP�IN�NE]('15�6).�D <br /> Wa�ters Kluwer Financia!5er�ices Page 3 af 17 <br />