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2� 17� 1458 <br /> �C� "Lender'" is Fr�edam Martgag� �orporation <br /> L�nder is a �o rp o r a t i o n <br /> organized and existing und�r th� 1av�rs of T h e s t a�t e �f t��w Je r s e y . <br /> Lend�r's address is �07 Pleasant �alley Av Ste 3, Mount Laurel, NJ �8Q�� <br /> �) "Trustee" is Fidelity Natianal Title Insurance Gompany <br /> . <br /> �E} "IVIERS" is Illiortgage Electr�nic Reg�stration S��t�m�, Inc. MERS is a separate corporation that i� <br /> a�ting solel� as a naminee for LendQr and Lend�r's successors and as�igns. MERS �s�h�hen�ficiary <br /> under this �ecuri�y In�trument. 1VIERS is arganized and existing under the �aws af Dela��vare, and has <br /> an addre�s and telep��one numh�r af P.�. ��x 2�2�, Flint, II�II 4$5�1-����, tel. �8�$� �79-MERS. <br /> �F� "N�te" means�he promiss�ry nvt��igned by B�rr��rer and dat�d Feb r ua r y �8, ��1� . The Nate <br /> sta#es that Bvrra�ver a�ve� Lender �ne Hundred Si� Thausand Two Hunclreci Ele�ren and <br /> 0�/1�� <br /> Dollars �U.S. �1 a�,�l l.D a } pius xnterest. Borr�wer has promi�ed ta pa� thi� debt in re�ular <br /> Periadie Pa�ment�and ta pa�the debt in fu�� nat later ihan Ma r c�i 1, ��3 9 . <br /> �G� "Pr�p�rty" mean�the praperty that is described he�o�under the heading "TransCer af Rig�its in ti�e <br /> Prapert�." <br /> �-I) "LD�rir! m�ans the debt e�rideneed by t�i�Na��, plus interest, anc�late c�iarges due un��r the 1Vote, and all <br /> sums due under l��is �ecurity Instrument, plus interest. <br /> �I� "R�ders" means all Riders to t��i� �e�urity Instrument that are ex�cuted�y �orro�ver. The f�ll�wing <br /> Rider� are �o b� exe�uted�y Sorrower [�heGk bax a� applicable]: <br /> 0 Adjustab�e Rate Rider 0 �ondominium Rider 0 P�anned LJnit Develapirient Rider <br /> � �ther <br /> � Re�la�iiitation Laan Rid�r <br /> �J} "Appli�al�le Law" means al� cantrolling a�plicahle federal, state and laca� �tatutes, regu�ations, <br /> ardinances and administratitiTe rule�and ar�ers �that have the effe�t of law} a�we�l as all appli�ab�e �nal, <br /> nan-appeaiable judicial �pinions. <br /> �) "�ammuni�Ass�ciati�n Dues, Fees, and Assessmen�s" means a11 dues} f ees, assessm�nts and ❑ther <br /> charges that are imposed an �orro��er or�he Froper�� b� a �arYdaminYum association, ��omeowners <br /> ass�ciation �r�imilar arganizatian. � <br /> �L} "Electr�ni�Funds Transf�r" means an� transfer o�funds, ather than a transacti�n originated hy�heck, <br /> draf#, ar similar p�p�r instrument, tiv��ic�� is ini��ated t�irough an electr�ni� t�rminal, teiephvni� <br /> instrument, computer, or magnetic tape so as t� order, instruet, or authorize a #inancial in�titut�on tQ <br /> de�zt ar cr�dit an ac��un�. Su�h term in�ludes, but is nat limited to, point-af sal� tran�f�r�, aut�mated <br /> teller mac�iine transactinns, transfer� initiated b� telephone, v�ire tcansfers, and autornated clearing�touse <br /> transfers. <br /> �3�7881�Q ��9785�79� <br /> FHA❑eed af TruSt With M�RS•NE 913012a14 <br /> Bankers 5ystemsTt•T VMP� VMP4N�NE](1505}.QO <br /> Wolters Kluwer Financial Scrvic�� Page 2 af 17 <br />