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2� 17� 1244 as mortgagee andlar as an additiona� loss payee. Lender shali ha�e the right to hold the polici�s and renewal certificates. If Lender requires, Borrower shall promptly gi�e to Lender alI receipts af paid premiums and renewal notices. If Borrower obtains any form of insurance coverage,not otherwise requ�red by Lender, for damage to, �r d�structifln of,the Property, such policy shall include a standard m�r-�gage clause and shall name Lender as mortgagee andlar as an additi�nal loss payee. In the e�ent of l�ss, Borrower shail give prompt notice to the �nsurance carrier and Lender. Lender may make proof af loss if n�t made promp�ly by Borrower. Unless Lender and Borrower otherw�se agree in writing, any insurance proceeds, whether or n�t the underlying insurance was required by Lend�r, shali be appl�ed to restoration ar repair of the Property, if the restoration ar repair�s economically feasib�e and Lender's security is not lessened. During such repair and restaration period, Lender shali ha�e the right ta ha�d such insurance proceeds untii Lender has had an opportunity to inspect su�h Property t�ensur�the w�rk has been compteted�a Lender's satisfaction, pro�ided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repa�rs and restoration in a s�ngle payment or in a s�ries of progress payments as the wark is completed. Unless an agreement is made �n writing or Applicable Law requires interest to l�e pa�d on such insuranc� proceeds,Lender shall not be required to pay B�rrower any interest or earnings on such proceeds. Fees f�r public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance pr�ceeds and shall be the sole obligation of Borrower. �f th�restaration�r repair is not economically feasibl�or Lender's security vvould be �essened,the �nsurance praceeds shall be applied ta the sums secured by this S�curity Instrument,whether�r not then due, �vith the excess, if any,paid to Borrower. S uch insurance proceeds sha11 b� appl i ed in the order pro��ded for in S ecti on 2. If Borrower abandons the Property, Lender may fiie, negotiat�and settle any available insurance claim and related matters. If Barrow�r does not respand wtthin 3� days to a notice from Lender that the insurance carrier has offered t� settle a�laim,�hen Lender may negotiate and sett�e the claim. The 3U-day period vvill�egin vvhen the n�tice is given. �n either e�ent, or if Lender acquires the Property under Section 22 or otherwise,Borrower hereby assigns to Lender(a}Borrawer's rights to any insurance proc�eds in an amount not to exceed the amounts unpaid under the Note or this Secur�ty �nstrument, and(b}any other of Borrovver's rights�other than the right to any refund of unearned premiums paid by Borrower}under all insurance policies co�ering the Property, insofar as such rights are applicabie to the c��erage�f the Property. Lender may use the insurance prac��ds either t�repair or restore the Property or to pay amounts unpaid under the Note or this Security�nstrument,whether or not then due. �. �ccupancy. Borrower sha�l occupy, establish, and use the Property as Borrawer's principal residence within 6� days after the executi�n of this Security Instrument and sha11 continue to oc�upy the PrQperty as Borrower's principal residence for at least one year aft�r the date af occupancy, unless Lender otherwise agrees in writing,which consent sha�l not be unreasonab�y withheld, ar unless extenuating circumstanGes exist which are�eyond Borrower's controi. �. Preser�ati�n, Maintenance and Protection of the Property; Inspections. Bflrrower shall not destroy,damage ar impair the Pr�per-ty,a�low the Pr�per�y to deteri�rate or commit waste on the Property, �V-hether�r not Borrower is residing tn the Property,Borrower shall ma�ntain the Proper�y in order to prevent the Property from deter�orating or decreasing �n value due to its conditian. HCFG-0�359 2294�83172'�'I NESRASKA-Single Family-Fan�ie MaelFreddie Ma�UNIFQRM INSTR�MENT Fvrm 3028 1101 VMP� D41�fi Wvl#ers Kluwer Finar�cial Servi�es 20170�1 E15.3.2.35Q9-J�Q1 fi122DY Page 7 of�7 � r