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2� 17��477 L�AN#: '�91��54�aG sale, the follvwing described pr�perty ioca#ed in the County [Type vf Recording Jurisdiction��f Hal! [Name of Recording Jurisdiction]: 5EE LE�AL DESCRIPT��N ATTACHED HERET�AND IVIADE A PART HERE�F A5 "EXHIBIT A". APN#: 4nD13'I D�5 which currentiy has the address nf 'I'!23 Ne�raska A�e,Grand Island, [5#reet][C ity] Nebraska sg8�'1 �"Property Address"}: [Zi p Code] T��ETHER WiTH a[I the impr��ements naw�r hereaftererected vn#h�prop�rty,and all easements, appurtenances,and fixtures n�w or hersafter a part�f the pr�perty.All r�placements and additions shall afsa b�co�ered hy this Security Ins#rument.All of th�foregoing is�eferred to in this 5ecurity Instrum�nt as the "Property." Borrow�r understands and agrees that MERS holds only legal tit�e #o the interests granted by Bor�ow�r in this 5ecurity instrument, but, if necessary to comply w�th law or custom, MERS �as nominee for Lender and Lender's successars and assigns} has th� right: ta exercise any vr a�l of #hose int��ests, includ�ng, but not iimited to,the right to foreclose and sell the Property; and to take any acti�n requir�d of Lender including, but n�t limited to, releasing and�anceling this Secur�#y Instrumen�. B�RR�WER C�VENANTS that Borrawer is lawfully sefsed of the estate hsreby ��nveyed and has the right to grant and con�ey the Property and that #he Pro�erty is unencumbered, exce�t far encumbrances �f record. Barrow�r war�ants and w�ll defend generally#he title to the Property aga�nst ail claims and demands, su�ject to any encumb�an�es of reco�d. TH1� SECURITY INSTRUMENT camb�nes unifarm covenants for nattnnal us� and non-un�form co�enants with limit�d�ariat�ons by jurisdict�on�o constitute a uniform security instrument covering r�al proper#y. UNIF�RM �4VENANTS. Bor�awer and Lender covenant and agre�as fallaws: 'I. Payment of Principal, Interest, Escrow �tems, Prepayment Charges, and Late Charges. Borr�wer shall pay when due the princ�pa!af, and �nterest on, the debt e��denced by the Note and any pr�payment charges and lat� �ha�ges due under the No#e. Barrawer sha�l aiso pay funds for Escrow Items pursuant ta 5ection 3. Payments due under the Note and this Security Instrument shal�be made in U.S.currency.Hawe�er,�f any ch�ck or other instrum�nt received by Lender as payment under the Not� ar this Security instrument is returned ta Lender unpaid, Lender may r�quire that any ar all subsequ�nt payments due underthe Not�and this Security Ins#rument be made in on�or mnre of the f�llowing farms, as selected lay Len�er: �a}cash; �b} maney order; tc}cer�ifed check, bank check, treasu�er's check or cash�er's check, pro�id�� any such check is drawn upvn an institution whose deposits a�e insured �y a federal ag�ncy, ins�rumenta��#y, o�entity; or�d} Elecfr�nic Funds Transfer. Payments are deemed recei��d by Lender when recei�ed a� #he Iocation designated in the Note or at such other Io�ation as may be de��gnated �y Lender En acca�danc�with the notice pr��isions in 5e�ti�n 15. Lender may �etu�n any payment or partial payment if the payment or partial payments are insufficient to brin�the L�an�urrent. Lender may accept any payment or partiaf payment insuffic��nt fo br�ng the Loan curr�n#, wi�hout wai�er of any �ighfs hereund�r ar prejudice to its rights ta re#us� such payment or pa�tial payments in the tuture,but Lender is not�bligated#o apply su�h payments at the time such paym�nts are accepted. [f eaCh Periadic Payment is applied as of its scheduied due date, #h�n Lender need n�t pay�nterest on unapplied funds. Lender may hold such unapplied funds until Borrower � makes payment to bring the Loan curren�. 1f B�rrawer do�s not do so within a �easanable p�riod �f time, Lender shall either apply such funds�r return th�m t�Borrower. If naf applied earlier, such funds wi�l be applied t�the outstan��ng pr�ncipa� ba�an�e un�er the Note immediately prior to fore�i�sure. No offset or claim which Barrower might have now or in the future agains# L�nde�shaii relieve Sorr�wer from making payments due under th� Note and �his Securify Inst�ument �r performing the co�enants and agr��ments secured by this Security Ins�rumen#. � ;_=. � ,�- In�tials: � NEBRASKA--Single Family--Fannie MaelFredd�e IVlac UNIF4RI�A�NSTRUMENT Farm 3428 1J�1 Ellie Mae,Inc. Page 3 of 1� NEEDEED D315 NEEDEED�CLS� .. .