2� 17��477
<br /> L�AN#: 191 G254�5�
<br /> �D� "Trustee" is Khechok Langchung 1 Assistant C�ntrofler,3�� Narth Elizabeth Street,5uite
<br /> 3E, Chicago, IL G���T.
<br /> �E� "MERS" is M�rtgage E�ect�onic Registration 5�s�ems, Inc. MERS is a separa#�corpora#ian that is
<br /> a�ting s�lely as a nvminee for Lender and Lender's successors and assigns. MERS is the ben�ficiary
<br /> under this Secur�ty lnstrument.MERS is organized and exis#ing under th�laws of D�iaware,and has
<br /> an a�dress and telephane numb�r of P.�. Box��2�, Flint, MI 4$541-2��6,tel. �888}fi79-MERS.
<br /> �F� "Note" m�ans the promissory nofe signed �y Bo�rowe�and dated January '�3, Z�11.
<br /> The Nnte states that Borrower owes Lender �NE HUNDRED SIXTY THREE TH�USAND SEVEN
<br /> HUNDREDSIXTY F�URAND N�1'ID�******************************************
<br /> *�***�******************************�**********�****�****�*****pollars
<br /> �U.S. $'I G3,7fi4.�D } plus interest. Borrawer has promised ta pay this debt in regular Peri�dic
<br /> Pa�ments and to pay the deb� in full not later than Fe�ruary 1, 2446.
<br /> �G� "Property" means #he p�operty that is described below under the heading "Transfer of Rights in
<br /> the F'roperty."
<br /> �H� "Loan" means the debt e�idenced by the No�e, plus int�rest, any prepayment charges and iate
<br /> charges due under the No�e, and all sums due under�his Secur�#y Instrument, plus interest.
<br /> �I� jjRiders"means all R�ders to this Security Instrument that are executed by Borrawer.The following
<br /> Riders are to be executed by Borrower[check bax as appl�cabls�:
<br /> ❑ Adjustable Rafe Rider ❑ Condominium Rider ❑ S�condHnmeRider
<br /> ❑ Balloon Rider ❑ Planned Unit L�e�e��pment Rider ❑ �ther�s} [sp�cify]
<br /> ❑ 1-4 Family Rider ❑ Biweekiy Payment Ride�
<br /> C7 V.A. Rider
<br /> �J� "Applicable Law" m�ans all contrvlling applicabl� federa�, state and Iocal statutes, regu�ations,
<br /> nrdinances and adminis�rative rules and orders �that have the effect af law} as well as ali a�p�icable
<br /> final, nan-appealabl��udicial opinians.
<br /> �K� "CommunityAssociatian Dues,Fees,andAssessments"means al!dues,f�es,assessm�nts and
<br /> ather charges that are impos�d on B�rrower or the Property by a condom�n�um association,h�meowners
<br /> �ssocia#ion or similar organization.
<br /> 4L� "Electronic Funds Transfer" means any transfer ot funds, �ther than a transaction originat�d by
<br /> ch�ck, draft, ar simi�ar paper instrument, which �s init�a#e� through an ele�tronic terminal, telephonic
<br /> instrument,comput�r,or magneti�tape s�as to ord�r,instruct,or authorize a�nancial instituti�n to d�bit
<br /> ar credit an account. Such term includes, but is nat lim�ted tv, point-�f-sale t�ansfe�s, automated teller
<br /> ma�hine �ransa�tions, transf�rs initiated by felephane, wire transfers, and autamated clearinghouse
<br /> transfe�s.
<br /> �M� "Escr�w items" means those�tems that are describ�d in S�ction 3.
<br /> �N� "�'IAiscellane�us Proceeds"means any compensation,settlemen�,award�f damages,�r p�oceeds
<br /> paid by any third party �other than insurance pt-aceeds paid under the coverages d�scribed in Section
<br /> 5}tvr: �i} damage#a, or destruction of, the Prapsrty; �ii}condemnativn or ather taking of all or any part
<br /> vf the Property; �i�i}�on�eyance in lieu of condemnatian; or�i�} misrepresentatians of, or omissians as
<br /> to, th�valu�andlar condition af the Prop�rty.
<br /> �Q} iiMortgage Insuranc�" msans insurance protecfing Lender against#he nonpayment af, �r d�fault
<br /> on, th� Loan.
<br /> �P� "Periodic Payment"means the regularly s�heduled amount du�for�i}principai and interest under
<br /> the Note, pius �ii} any amounts under S�ction 3 of this SecurEty �nstrument.
<br /> �C�� "RESPA" means the Real Estate Settl�ment Procedures Act �1� U.S.C. ��5�� et seq.} and its
<br /> im��ementing regulation, Regulation X ��� C.F.R. Part 1 D�4}, as they might he amended from time to
<br /> time, or any additional or successor legislation or re�ulation �hat ga�erns the same subject ma#ter.As
<br /> us�d in this Security Ins#rum�nt, "RESPA" refe�s ta all r�quirements and restr�ctions that a�e impased
<br /> in regard tv a"federally related mortgage loan"ev�n if the Loan daes not qualify as a"fed�rally re�ated
<br /> mortgage I�an" under RESPA.
<br /> �R� "Successor�n Interest of Borrower"means any party that has tak�n title#o the Property,whe#h��
<br /> ar not that party has assumed Borrawer's�b�igations und�r the Note andlor this Securitiy Instrument.
<br /> TRANSFER�F RIGHTS IN THE PR�PERTY
<br /> The b�neficiary a# this Security Instrument is MERS �solely as n�mine� for Lender and Lender's
<br /> successors and assigns}and the successors and assigns of MERS. This Security �nstrument secures
<br /> t� Lender: �i} the repayment �f the Loan, and all r�n�wals, extensions and m�dificati�ns of the Note;
<br /> and �ii} the performance of B�rrav►►er's c��enan#s and agreements und�r this Security lnstrument and
<br /> the Note. For�his purpose, Borrower irrevocab[y grants and con�eys to Trust��, in trust,wi we �f �
<br /> . �
<br /> c_..�C.�
<br /> �nitials: �
<br /> NEBRASKA--Single Family--Fannie MaelFreddie IUlac UNIF�RIIA INSTRUMENT Form 3428'f1�1
<br /> El�ie Mae,Inc. Page�of 11 NEEC�EED D315
<br /> NEEDEED�CLS�
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