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2� 17�� 198 <br /> If fh�!"� 15 � 5L1��3�US�af Funds held in escrow, as def�ned under RESPA, Lender shal� account�o <br /> Borrower for�he e���ss funds in accordance wi�h F�ESPA. �If�here is a shor�ag�vf Funds�held in esc�ow, <br /> as defined under�RESPA, Lender shall n����y Borrower as requ�red by RESPA, and°Borro�er�hai� pay�o <br /> �L�nder the amnunt necessary�� make�u� �he shor�age in accordanc��w�th RESPA, buf in�nv�mor�than <br /> '1��rnan�hly payments. If there is a def�ciency of Funds�h��d �n escrovv, as def�ned under RESPA, Lender� <br /> shall notify Borrowe�as requi�-ed by RESPA, and Barrower shali pay fio Lender the amount necessary to <br /> make up�he de�iciency in accordance wi�h RESPA, bu��n n��more�han '�2 monthly paymen�s. <br /> Upon payment in fu[1 of ail sums secured by this Security �ns�rume�t, �Lender sha[l� pr�mp�Iy <br /> refund�o Bor�ow�r any Fun�1s held by Lender. <br /> 4. Charg�s; Liens. Bvrrov+rer shali pay all taxes, assessments, �harges, fines, and im�ositians <br /> at��ibu�ab�e tv the f'raper�y which can at�ain pr�o���y over this Secur�ty �ns�rument,��easehold payments or <br /> ground ren�s �n the Prvperty, if any, and Communi�y Rssaciafii�n Dues, Fees, an� Ass�ssrnen��, Ef any. <br /> T� �he exten� �hat �hese items are Escraw I#ems, Borrvwer sha�I pay ��hem in. �he manner pro��ded �n <br /> Sec�ian 3. <br /> Borrflwer shal! prvmpfly d�scharge any l�en wh�ch has �riorifiy a�er th�s Secur�ty ins�rum�nt unless <br /> Bvrrower: �a} agrees �n wr�fi�ng to the �paymen� of �he obliga�i�n se�ured �by �h� [ien in a mann�� <br /> accep�able�� Lend��, buf oniy so lflng as B�rrow�r is per�orming �uch a�reement; ��} con�es��the �i�n��n <br /> good faith by, �r defends agains� enforcement o�the lien ir�, �[egal praceed�ngs which in Lend�r's opinian <br /> vperate fa�preWen� �he en�v�cem�nt of�he ��en whiie thase pr�ceedings are �ending, 'bu� an�y fun�il such <br /> proceedings are cancluded; vr�c} secu�e��f��m�he�o�der of�he iien an ag�eement satisfac�ory�o Lender <br /> su�ardina�ing fihe l�en to fhis Secu��ty Ins#�umen�. If Lender de�e�m�nes �hat any par� vf�he Proper�y �s <br /> subjecfi�v a lien which can a�fiain prior�ty aver�h�s Securifiy Ins�rumenfi, Lender may gi�e Borrvw�r a no��c� <br /> iden�ifying�he[ien. W�thin '�0 days af�he da�e an vUhich�hafi�no�ice�s gEven, Bv�rower shail sa�isfy the lien <br /> or fiake one ar more af the actions se�far�h abaue��n �his S�cf�on 4. <br /> Lender may requi�e Bvrrower to pay a vne-�ime charge for a rea� es�a�e �ax �er�f�cafion andl�r <br /> rep�r�ing senr�ce used �y Lender in cvnnec��on wi�h�his Loan. <br /> �. 'Prop�rt� �nsurance. Borrower shall kee� �he impr�o�emen�� naw ex�s�ing or hereafte� <br /> erec�ed �vn the Praperty insured aga�ns� ��ss by f�re, hazards �inciuded vv��hin �he �erm "ex�ended <br /> ca��rage," and any ather ha�ards inc[uding, bufi nnt I�mited ��, e�rthquak�s and �loods, for which Lender <br /> requires insurance. This �nsuranee shal� be ma�ntained �n �he amvunts �includ�ng deduc��ble�levels} and <br /> �or the periads �hafi Lender requ�res. 11Vhaf �Lend�r requi�es pursuanfi to th� preced�ng sentences can <br /> change during the fierm of�he Laan. The insurance carrier prv�iding �he insur�nce sha�[ be chosen 'by <br /> Bvrraw�r sula�e�t to Lende�'s rfgh� ��a disapprove Bor��wer's chaice, wh�ch �righ� shafl no� be exerc�sed <br /> unreasonably. Lender may requir� Borrower to pa,y, in cvnnec�ivn wE�h �hfs Loan, e��her• �a}a on�--t�me <br /> charge fo�f�ovd zone de�erminatian, certification and track�ng serv�ces; vr�b} a�one-t�me charge fo��fl�od <br /> zone de�erm�n���on and certificativn servEces and subsequent cha�ges �ach ��me �remapp�ngs or s�rni�ar <br /> changes vccur which reasonably mighfi affect such de�ermina�ion ar cer�ification. �Bvrrvvuer shall a[sv be <br /> respansib�� far the paymen� of any fees imposed �by fhe Federa� �Eme�g�ncy Manag�men� Ag�ncy in <br /> connec�ion wi�h the review af a�y f�ood�ane d�fiermin�fiian resultEng frarn an �b�ec��vn by�Bo��ower. <br /> �f Bor�ower fai[s�o ma�ntain any of�h�caverages des�ri�ed above, �Lend�r�may �btain insu�ance <br /> ca�erage, at Lender's optEon and �Borrovver's expense. L�nder{is under�no o�[iga�lon to purchase an,y <br /> pa�ticu�a�-�ype ar amvunt of�cv�e�age, Theref�re, such c��era�e sha�� co��r�Lend�r, but�migh�o�-mi�hfi <br /> �nv� pro�ec� Bar�ower, Bar�ower's equ�����n �he�Proper�y, or the cantents�a�the'Prvp�rty, against any r�sk, <br /> hazard�vr���abi���y and migh� pro�ride grea�e� �r lesse� coverage than �vas pre��ausly�in e�fec�, Borrvv�rer <br /> ackno��edges�hat the cos� af the �nsurance co�erag� s� vb�ained rnigh� signi�fi�an�ly exceed the,c�s� vf <br /> �nsurance that�Bor�awer cou[d ha�e obtain�d. Any�am�un�s d�sbursed by �Lender under���h�s Sec�ion �5 <br /> sha[l�become addi�iona� de��af�Barrower secured,by��h�s'Se�urity'�ns�rumen�. These amoun�s shall'bear <br /> ��n�eresf af �h� N��e rate fr�m �the da�e �of disbursem�n� �and shall be payable, vvifih such in�eres�, upnn <br /> no�ice fr�rn Lender ta Borrawer r�ques�ing�paymenfi. <br /> � � � � � <br /> �i � I i � � <br /> , +� i t <br /> I � <br /> f � <br /> i I I � f I � I ` I � � � <br /> � S '� 2 b � � �M C 'M C] 'R T 0 =q T � <br /> �NEBRAS�CA-5ingle�Family-Fannie MaelFreddie;Mac UNiFQRM�iVSTRUMENT Form 3a28 '1'I0� �,(page 5 of?4rpages) <br /> Martgage Cade�G��ocument Center� 3q27 D�1�14 <br /> f <br /> r <br />