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2� 17�� 198 <br /> suffi��en�amoun��o pay any la�e charge due,��he paymen�may he appl�ed to the deiEnquenfi payrnent and <br /> �he la�e cnarg�. �f m�re #han one Peri�dic Paym�n� is ou�standing, Lend�r may apply any payment <br /> �rece��ed from Borraw��- to �he repaymen� af fhe P�riad�c Paymen�� Ef,, and #o �he exten� �hat, each <br /> ��aymen�can be paid in fu#l. To��he ex�en�that any excess exists aft�r th��paymen� �s appiie� �o th��fu�� <br /> paym�nt of ane �r mvre P��-��d�c Payments, �such excess may b� appl�ed �o any la�e charg�s due. <br /> V�lunfiary prepaymen�s sha[l be applied �f�rsf �v any ,prepaymen� �harges and �then as descri�ed in the <br /> N�te. <br /> Any applica��an of paym�nts, insurance p�aceeds, or M�scellaneous �Proceeds ,fo principal due <br /> under �the �Nate �sha�l no� �xtend or pas�pone �he due date, ar chang� the amaunt, vf �the 'Per,iQd�c <br /> �Pa}�m�n�s. <br /> , <br /> 3, Fu��s for E�crow'���r�s. �B�rro�er°sha�l ,pay �to L�nder�on �he day �Per�od�c P�aymen�s a�;e <br /> due under the Nv�e, un#�I��he Note is paid in �fu1�, a sum ��he "Funds"} to p�o�ide far�paymen� Qf amounts <br /> due for: �a}taxes and assessmen�s and afih�r�i��ms wh�ch can a�tain priari�y��er this Se�u���y �nstrumen� <br /> as a lien or encumbrance on the�P�oper�y; �b} leasehald payments�nr��ound ren�s on the Proper�y, if any, <br /> �c} premiums for any and a[! jnsuran�e requi�ed by Lender under Sec�i�n 5, and �d} Mor�gage �nsurance <br /> prem�ums, if any, v� any sums payab�� by B�r�-ower �o Lender in l�eu �f �h� payment af M�rtgage <br /> �nsur�nce �rem�ums in accordan�� w��h �he ,provis[�ns of Sec�ion �fl. Th��e ifems are ca�led "�Escrainr <br /> i�ems." A� arigina�i�n ❑r a� any �ime during �h� term �f�he La�n, Lender may require tha� ��mmun�ty <br /> Ass�cia��vn Dues, Fees, and Assessments, if any, be escrv�ved b� B�r�owe�= and such dues, fees and <br /> assessmen�s sha�� be an Escrvvu ifiem. Barrawer sha�� promp�iy fu�n ish �o Lende�al� no#ices �f amounts <br /> ta be paid und�r �h�s Sec��on. Borro�er shall pay Lender �he �Funds for 'Escrow 'Items uniess �Lender <br /> wai�es Borrow�r's�nb�iga�Evn�o pay��he Funds for,any ar all'Escrow�l�ems. L�nder�may wa�ve Borro�rer's <br /> vlaliga�ian�o pay��'�ender'Funds fo�any vr a�( Escrow Iterns at any t�me. Any such wasver may��nly be��n <br /> wri�ing. !n �he��Wenfi �f such �aiWer, B�rraw�r shali�pay d�re���y, when and v�rhere payab�e, �he am�un�s <br /> �due for any �Escrvw `i�ems �f�r wh�ch ,paymen� of �F�unds has b�en wat��d by Lende� and, if ;Lender <br /> requires, shall furnish�a Lender rece�p�s eW�denc�ng such;�aymen�wi�h�n such�tim�periad as�Lender�rnay <br /> require. Barrower's a���gation �� make such ;paymen�s and to� pra��aie ��ece�pfs sha�� ,��r afl ,purposes 'be <br /> deemed��o be a covenant and a�r�emen�,can�ainer� �n �his Se�ur��y Ins�rumen�, as �h� p'hras� "cavena�� <br /> and agreemen�"��s�used in 5ec�ian 9. if�B�rrower is obliga��d �� pay�Escr�vu I�ems d�re��ly, �Oursuan��v a� <br /> �vai�er, and Borrovver fa�ls to pay �he amoun� due for an Escrvw ��e�, Lender may exerc�se Ets righ�s <br /> under 5ection 9 and pay such amounf and�B�rrower�half �h�n be obliga�ed under Sec�ian 9#� repay�a <br /> L�nder any such �m�un�. Lender may r�vvke #he wa��er�as to any or aEf Escraw I�ems at any t�me by a <br /> nv�ice gi�en in acc�rdance w��h Sec�ion 'l5 and, u�aon such re�vcat�an, Bo��aw�r sha�l pay �v Lender a�l <br /> Funds, and��n such amaun�s,�ha�are�hen �equired�under th�s Sec�ion 3. <br /> Lender�may, a� any �ime, col�ec� and hofd 'Funds �n an amount �a} suff�cien� �v permit Lend�r�o <br /> apply the Funds afi the fi�m�specif��d under RES�A, and �b}�no�to ex��ed�he m�ximum amoun�a lender <br /> can requ�re und�r�f�ESPA. L�nder sha�I esfi�ma�e#he amount �f Funds due on the basis of cu�ren� da�a <br /> and r�asonable es��ma�es of �expenditures �� fu�ure Escrow ifi�ms or atherwfse in accordance w��h <br /> App[icab�e La�v. <br /> The F�und� shal� 'be held in an ins�itut�on whose d�pQSi�S are ��nsured !oy a �f�dera! agenc,y, <br /> instrurnenta�ify, �r ent��y ���n�luding�Lender, �f Lend��is an �nstitut�on �uhase dep�s��s are so{jnsured� ����n <br /> any Federal 'Ham�iLoan 'Bank. Lender shal! apply�he Funds ���pay the�Escrow ��erns�no��afier���han�fihe <br /> ,��me specified under R,ESPA. �Lender shall �na� charge ;Bo��ower for �hoiding and app'ly�ng ��he �Funds, <br /> �nnual�y ana�y�ing ��he escrow accvun�, or ver�fying fihe �Esero�nr �Items, �unle�s �Lende� pays �Borrower <br /> interest on �he F�unds and Appl�cabie Law perrnifis L�nde�to:make such a schar�e. Unless an agreemen� <br /> is made in w�i��ng flr- Appl�cab[� �Law requires �in��rest tv b� ,pa�d' on fhe Funds, �Lende� shall� n�t lae <br /> requ�red �o pay B�rrower any �n�erest or ea�-n�ngs on �he Funds Borr�wer and Lende� can agree ��n <br /> wr��Eng, however, �ha� i�teres�snall be paid on�he�Funds. Lender shall gi�e�o Borra�ver, w��hvu�charge, <br /> an annua�acc�un�ing of fihe Funds as r�quired by RESPA. <br /> � <br /> , <br /> ' i � � , <br /> � 8 '1 2 b � � 'M C M �� R T D �I3 T � <br /> NEBRASKA-5mgle�Fam�ly-Fannie MaetFreddie IVlac�NIFflRN!INSTRUMENT Form 3��8 '�ID'� {page�of 74 pages) <br /> Martgage Cadence Dv�umen#Center O 3Q27 0'1I�4 <br /> r <br />