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2� 17�� 148 �2. Bflrrower Not Releas�d, F�rbearance By L�nder Not a 1Naiver. Ex�ension�f�he t�me for pa�ment or mod��ca��on of amor��za�ion of�he sums se��red�� this Securi�y Instrument grante�.by Lender�o Borrawer or a�ay Successor�n�nteres�af Borro�er sha��not opera�e�o release�he��abili��of Borrawer ar any Suc�essors �n�n��res�of Borrawer. Lender s�a��not he re�u�red to�ommence proce�dings aga�ns�any Successar�n�n�eres�of Borr�wer or ta refuse�o ex�end time for pa�ment or otherv�r�se m�dify amflr�ization af the sums secured by�his Security Instrument by r�as�n of an�d�mand made by�h�arigina� Borrower or any Success�rs in�n�erest of Borrn�rer. Any forbearanc�b� I�nder in exercising any righ��r remedy �ncluding, w�th�u��mita�.ion, Lender's accep�ance af payments fro�rn�h�rd persons, en�i�i�s�r Successors in �nteres��f Borrov�rer or in amounts less�han�h�amoun�then�u�, sha�� no�be a v�aiv�r of or preclude the ex�rcise of any righ�or renr�edy. �3. Jflint and Severa� Liability; �a-s��ners; Succe�s�rs and Assigns Baund. Borrawer c��enan�s and agrees tha�Borrawer's ob�iga�ions and liab��ity shall be joint and sev�ral. Hov�e�rer, any Borrower who �a-s�gns�his Securit�Ins�rum�n�but does no�e�.ecute th�Note�a "c�-signer"}: �a} �s c�-s�gnzng�h�s Se�ur�ty �ns�rument�n1y�a mor�gage, grant and canv�y the c�-signer's �ntere�t in the Property under the ��rn�s af�his Se�ur�fiy �nstrument; �b} is no�persona��y ab��ga��i to pa�t.�ae s�ums s�cured hy th�s Se�ur�� Instrumen�; and�c} agrees�ha�Lender and any other Borrov�rer can agree�o extend, modif�, forbear�r�nake any accomm�dat��ns w��h regard ta the�erms of�his Security �ns�rumen��r�he No�e�vithout�he co-signer's �on5en�. Sub,�ect�o �he pro��s�tins of Se�t�on �S, any Successor�n�nt�rest of Borr��er who assum�.es Barr�wer's ab�igations under this Securi��nstru�nent �n wri�ing, and �s apprflved by Lender, sha11 obta�n a��af B�rr�wer's r�g��and benef�ts under this Secur��y�ns�rument. Borraw�r sha�l no�be released froxn Barrov�er's o�ligat�ans ar�d X�ab��i��r under this Securi�� nstrumen�unless Lender agr�es to such r�l�as�in �vri�ing. The co�enan�� and agreem�n�s of�his Security �ns�rumen�shall b�nd��xcep�as pro�v�ded in Sec�xon 24} and benefit�he su�cessors and assigns of Lender. 14. L��r� �harg��. ��.d�r ma.y�h�r��Borrow�r f��s �or��r��ces p�rformed in connect��n vvith Borrower's defau�t, f�r the purpose of pra�ec�ing Lender's�n�eres�xn the Property and righ�s under�h�s Securit� Instrumen�, inc�uding, but nat�imited�o, a��orneys' fees, praper�y inspection and�va�ua��on fees. �n re�ard�o an�o�h�r fe�s, �he absence af e�pr��s authori��in th�s Security �ns�rumen��o charge a sp�ci�c fee�� B�rrowe�-sha��na�be Construed as a prohibition an the charging of such fee. Lender may na�charge fees that are express�y proh�b��ed b�th�s Securi�y�nstrument or b� Applicabl�Law. �f th�Loan�s su�ject�o a�av�which sets maximunl��an charges, and�hat�av�r i� �na1�y in�erpre��d so that the�n�eres�or a�her��an charges coi�ec�ed�r to be collected in connec��on with�he Laa.n ex�eed the ��rmut�ed lirni�s, then: (a} an�r such�oan charge sha1�be redu�ed b��he amoun�nec�ssar��a reduce�he charge��he permit�ed��n��; and ��} any sums aiready ca��ec�ed from Borro�er which exceeded pern�it�ed �imits w�I��refunded to Barrower. Lender may choos��a�nake th�s refund by reducing the pr�ne�pal ow��. under��e N�t�or by making a direc�paymen��o Borro�ver. �f a refund reduces prxncipal, th�re�uc�ian��1 be treate�as a par��a�prepay�m.ent with�u�any prepa�rment charge��vhe�her or nat a prepayment Gharge�s pro��d�d for under�he Note�. B�rrov�er's ac�ep�anc�of any such refunt��m.ade by direct pa�m�nt�o Borrower wiii constitute a waiver of any rxgh�of ac�ion Borrower might ha�e aris�ng ou��f such overcharge. �a. Notice�. AI�nat�ces giv��by Bc�rravsrer�r Lender��cannection w�th this Securxty �nstrumen�mus�b��n wr��ng. Any no�xce�.��orrower in connection wi�h�h�s Secur�ty�nstrumen�shal�be deemed to ha�e be�n given�a Borrower wh�n max�e�.by �rst c�ass ma�l or�rhen actually delivered t�Borrower's noti�e address if sen�by other means. N��ce�o any ane BQrrov�er sha��onsti�u�e notice�o a�� Borro��rs unless Appl�cable Law expressly requires o�h�rw�se, '�'he notice addre�s sha��be th�Propert.y Address un�ess Borra�ver has N�6RA5KA-Single Famiiy-�annie MaelFreddie Mac UNIFDRM INSTRUM�NT �vrm 3Q28 11�i VMP Q VMP6tNEy{'�30�} Walters Kf�€wer Fin�n�ia[Ser�i�es Page 1 1 0#17