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i <br /> 2� 17�� 145 � <br /> , <br /> ; <br /> , <br /> Lender or its aaent may make reas�nable entries upon and inspections�f the Property. If it has reasonable cau�e, � <br /> Lender may inspect the interic�r of the improvemen�s�n the Proper�y. Lender shal��ive Borrower notic�at the time <br /> of or pr ior to such an inter iot- i nspection specifying sueh re,asonable caus�. , <br /> �. Borrower's Loan App�i�atian. Barrower shall be in default if, durYng the Loan application process, � <br /> B�rrnwer or any persons or entities ac�ing at the direction of Borrower oi•with Borrower's knowled�e or consent�a�e � <br /> materia�ly false, mi5leading, or ina�cui-ate informatian nr statements to Lender (or failed to pro�ide Lender with I <br /> material informa�ir�n} in connection with the Loan. Materiai representations include, but are not limited t�, � <br /> I <br /> representations concernjng Borrower's occupancy of the Property as Bflrrower's principal residence. ' <br /> 9. Proteetion nf Lender's Interest in the Pro�erty and Righ#s []nder this Se�urity �nstrument. If�a} <br /> Bc.�t�rawer fails �o perfarm the cn�enants and agreements contained in this Security Instrument, �b} there is a legal � <br /> pr•oceedin�that mi�ht significantly affect Lender's interest in the Property andlor rights under this Security InsF.rument ; <br /> �such as a proceeding in bankruptcy, probate, foi• condemnation or forfeiture, fai- enforcement nf a lien which may � <br /> � <br /> attain priority o�er this 5ecui•ity Instrument or to enforce laws or re�ulations}, or (c} Borrower has abandoned the ! <br /> i <br /> Property, thcn Lender may dc� and pay for whate�er is reasonable or appropriate to protect Lender's interest �n the ! <br /> � <br /> Property and rights under this Security Instrument, including protecting andlor assess�ng the �alue of the Property, ; <br /> and securin�andl�r repairing the Property. Lender's actions�an inc�ude, but are nat limited to: �a}paying any sums � <br /> i <br /> secured by a 1 ien which has priority o�er this Security Instrument; �b}appearing in court; and �c} paying reas�nable ' <br /> ; <br /> attorneys' fees to protee�its interest in the Property andlor rights under th�s Security Instrument, including its s�cured � <br /> pUsition in a bankruptcy proceed�ng. Securing the Property includes, but is not limited to, �ntering the Property to <br /> make r-epairs, �hanae lacks, replace or bvard up doai-s and windows, drain water from pipes, eliminate building or <br /> other code�iolations or d�n�erous cflnditi�ns, and ha�e utilities turned on or off. �►lthough Lender may �ake actian <br /> und�r this Section 9, Lender does nc�t have to do sn and is not under any duty or obligation to do s�. It is agreed that <br /> Lender incurs no liability far not takrng any or all act�ons authorized under this Section 9. <br /> Any amounts disbursed by I�ender under this Section 9 shall become additional debt of Borrowei•secured by this <br /> Sccurizy Yns�rument. These amounts shall b�ar interest at the Note rate from the date of disbursement and sha�l be <br /> payable, with such interest, upon notice from Lender to Borrc�wer Y-equestin�payment. <br /> If this Security InstrumeY�t is on a �easeh�id, Borrower shall compiy with all the pro�isions of the lease. <br /> Bc����-«wer�hall not surrender the feasehold estat�and interests h�rein con��yed or terminate or cancel the ground lease. <br /> B�rrower shall na�, without the express vvritten consent of Lender, alt�r or amend the ground �ease. If Borrower <br /> a�quires f�e title to the Pr-aperty, the leaseho�d and the fee title shall n�i merge un�ess Lender agrees to the merger <br /> in wr i�i ng. <br /> lU. Mortgage Insuran�e. If Lender re�uired Martgage Insurance as a condi�ian of making the Loan, Borrow�r <br /> shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, th� Mort�age <br /> �nsurancc c���erage re�uired by Lender ceases tn be a�ailable from the mortgage insure�that pre�ious�y pro��ded such <br /> insurance and Sorrawer was required to make separatety designated payments toward the premiums for Mar�gage <br /> �nsurance, Borrnwer shatl pay the premiums required ta ob�ai n c��erage substantially equi�a�ent ta the Mortgage <br /> Insuranc� previous�y in effect, at a cost substantially e�ui�alent to the cost to Borrower of the Martgage Insurance <br /> previousiy in effect, from an alternate mc�rtga�e insurer selected by Lender. �f substantial�y equivalent Mortgage <br /> Insurance c��eragc is n�t a�railable, Barrower shall cnntinue to pay to Lender the am�unt af the separately designated <br /> payments that were du� when the insuran�e�overage�eased ta be in effect. Lender wi�l accept, use and retain these <br /> payments as a non-refundable l�ss reserve in lieu of Martgage Insurance. Such ioss reserve shall be non-refundable, <br /> nc�twithstanding the fact that the Loan is ultirnately paid in full, and Lender sha�l nat be required t�pay Borrawer any <br /> interest oi-earnings on such loss reser�e. Lender can no longer re�uire�oss reser�e payments if Mortgage Insurance <br /> cc��era�e 4in the amount and for the period that Lender requires} provided by an insurer selected by Lender again <br /> becomes available, is obtained, and Lender reyuires separately designated gayments toward the premiums far <br /> Mortgage Insuranc�. If Lender required Martgage Insurance as a condition of ma�ing the Loan and Borrower was <br /> re�uired to make separately designated payments towa�d the premiums for Mortgage Insurance, Borr�wer shall pay <br /> the premiums rec�uired to maintain Mortgage Insurance in effect, or to pro�ide a non-refundable loss reser�e, unti� <br /> Lender's requirement for Mort�age InSurance ends in accordance with any written agreement between Borrower and <br /> NEBRASKA--S�ngle Family--Fannie MaelFreddie Mac UN�FQRM INSTRUMENT DnclHaglc � <br /> Farm 3�28 �lp 1 Page ? of 14 www.do�magic.com <br />