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2� 1 ��8� 17 <br /> Any app��ca�ian af paymentss �nsurance pra�eeds, or Misce�lane�us Proceeds to principal due under the Nn�e <br /> sha�l no�extend or pastpone the due date, or change �he amount, of the Periodic Payments. <br /> 3. Funds for Escraw Items. Borrow�r shall pay�a Lender on�he day Periodic Payments ar�due under�he <br /> No�e, un��l the N�te �s paid �n full, a sum��he "Funds"}�o pro��de for paymen�of amounts due for: �a}tax�s <br /> and assessments and�th�r items�hich can at�a�n prior��y�v�r th�s Securi�y Ins�rum�nt as a lien or <br /> encu�n�rance on the Proper�y; �b}leasehoid payments ar ground rents an the Proper�y, �f any; �c}premiums <br /> f�r any and a�l �nsurance required l�y I.ender under Se�tion S; and �d} Mor�gag�Insurance premium�, if an�, <br /> ar any sums pa�rable by Borrawer�a Lender�n�ieu of the paymen�af Mortgage Insurance prem�ums in <br /> accordar�ce with�he prov�s�ons of Sec�ion I�. These item� are Galied "E�crow ���ms." A�ar�gina��on or a� <br /> an�time during the term of�he Loan, I.�nder ma�require tha�Communi��Ass�ciati�n Dues, Fees, and <br /> AS5e55ment5, if any, he escro�ved by�orrower, and such dues, fees and assessments shal�be an Escrow <br /> I�em. Borrower shall promptly furnish to Lender a��no��ces af amounts�o be pa�d under this Sec�ion. <br /> Borrower shall pay Lender the Funds for Escrow �tems un�ess Lender waives Borrower's obl�gation to pay <br /> the Fund� for any or a�l Escrow �tems. Lend�r may waive Borrawer's ob�xga�ion�o pay to Lender Funds f�r <br /> an.y or aII Es�row �t�ms at any��rne. An� su�h wa��r�r may�nl�be i��vri��ng. �n the event of such wa�ver, <br /> B�rrower shall pay direc��y, vvhen and where payable, �he amoun�s due for an� Escrow Items f�r which <br /> paymen�of Funds has been�aived by L�nder and, if I..ender requ�res, sha�I furnish �o Lender rece�p�s <br /> e�idencing such paymen�w��hin such t�m�period as Lender rn.ay requ�re. Borrower's ob�igation�o make <br /> such payments and to pro�ide receipts shall far all purpos�s b�deemed to be a co�enant and agreernent <br /> con�ained xn this Security Instrument, as �he phra�e "co�enant and agreement" is used in Section 9. �f <br /> Borrawer is �bligated to pay Escrow �tems dir�ct�y, pursuant to a wai�er, and Barrower fails to pay �he <br /> amount due for an Escr�w �tem, L,ender may exercise�ts rights under Section 9 and pay such amaunt and <br /> Borr�wer shall �hen be obligated under Se��ion 9 ta repay t� Lender any such amount. L�nder may re�ok� <br /> the wai�er as �o any�r a11 Escrov� Items at any time by a notice g�ven in a��ordance vvith Secti�n 15 and, <br /> upon such revocati�n, Borrow�r sha�l pay�o L�nder a11 Funds, and in such amaunts, that are then requxred <br /> under th�s S�ction 3. <br /> Lend�r may, at any time, eollec�and ho�d Funds in an arnaun� (a} suff�c�ent to permit Lend�r to apply�he <br /> Funds at th��xme specxf�ed under RESPA, and �b} na�to exc�ed�he maximum am�un�a lender can requ�re <br /> under RESPA. Lender shall es�ima�e the am�un�af Funds due on the basis af current data and reasonab�e <br /> �s�ima�es of e�pend�tures of fu�ur�Escrow I�ems or atherw�se in accardan�e w��h Applicab�e Law. <br /> The Funds shal�he he�d xn an inst�tution v�hose deposi�s are insured b�a federax agency, instrumentality y or <br /> en�it� ��nc�uding L,endery if Lender�s an�nstxtu�i�n vcrhase depos�ts ar�s� insured}�r in any Federa� �ome <br /> Loan Bank. Lender sha�� app�y�he Funds�o pa�the Escro�v �terns na later than the t�me speci�ed under <br /> RESPA. Lender shall no��har,�e B�rrower f�r hold�n�and a�����n�the Funds, annual.��analyzing the <br /> �scrow accoun�, or��rify�ng the Es�row I�ems, uniess Lender pays B�rrower in�ere��on�he Fun�.s and <br /> A�p�icah�e La�r pernru�s L�nd�r to�nake such a�harge. Un�ess an agreem�nt�s made in vWriting or <br /> App�icah�e Law requ�res interes��o��pa�d on�he Funds, Lender shall no�be requ�red to pay Borrower an� <br /> in��res�or earnings an the Funds. Borrower and Lender can agr�e�n v�riting, howe�er, tha� in�erest s�a11 be <br /> �a�d on�he Funds. Lender shaii g�v�to Borrav�er, v�i�hout charge, an annual accoun�ing of�he Funds as <br /> required b�RESPA. <br /> �f there is a surplus of Funds he�d xn es�row, as def�ned und�r RESPA, Lender shall account ta Barrawer for <br /> the excess funds in accardance w�th RESPA. �f�h�re is a shnr�age of Funds he�d in escrow, as de�ned under <br /> RESPA, L�nder shall na�ify Barrow�r as requ�red by R�SPA, and Borrower shalX pay to I.�nder�he amount <br /> necessar�to mak�up th��hortage in aGcordanc�with RESPA, �ut in n�more than �2 month�y payments. �f <br /> �here is a de�ciency of Funds held in escrow, as de��ned under RESPA, Lender shal� not�fy Borrovver as <br /> NEBRASKA-5ingle Family-Fannie Ma�IFredd+e Mac UNI�QRM INSTRUM�NT �arm 3Q28�l�� <br /> VMP Q VMPfi{NEf�13�2} <br /> Wolters K luwer Fir�ancia!Ser�ices Page 5 of 17 <br />