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2� 1 ��� 152 <br /> DEED �F TRUST <br /> €�ontlnu�d} Page 8 <br /> Amendments. What �s wr€tt�n in this Deed af T�ust and in the Related Documents is Trustar's entire agreement <br /> with Lender concerning fhe matfers covered by this ❑eed of Trust. To be effecti�e, any change or amendment to <br /> this Deed Q�Trus�must be in writing and must �e signed by whoever will �e bound or ob[igated by the �hange ar <br /> amendment. <br /> Cap�ion Headings. Cap�ion headings in #his Deed of Trust are fo� con�enience purpvses �nfy and are not to �e <br /> used�o interpret or define�he pra�isions of this Deed of Trus�. <br /> �Vlerger. There shall be no merger of the in�erest or esta#e created by this Deed of Trus�with any other interest or <br /> estate in the Property at any tim� held by or�or the benefit of Lender in any capacity, withaut�he written cansent <br /> af Lender. <br /> Go�erning Law. This �e�d vf Trust wil� be go�erned by federal law applicab�e to Lender and, tv fhe extent not <br /> preempted by federa� law,�h� laws of the Sta#e vf Nebraska withvu�regard tv its conflic�s o#law pro�isians, This <br /> Deed vf Trust has been accepted by Lender in the Sta�e o�Nebraska. <br /> No Wai�er by Lender. Trus�or understands Lender wil� na�gi�e up any o�Lender`s rights under this De�d af Trus� <br /> unless Lender does sv in writing. The fact that �ender delays or ami�s to exercise any right wil� no� mean that <br /> Lender has gi�en up that right. If Lender does agree in wr��ing to give up vne of Lender`s rights, tha� �o�s no� <br /> mean Trusta�will not ha�e to comply with the other pro�isions o�this Deed ��Trust. Trustor also understands <br /> that ifi �ender does consent to a reques�, that does not mean �hat Trustar wili nnt have to get Lender's consent <br /> again if the situa�ion happens again. Trus�or further unders�ands that Just because Lende�consents to one or more <br /> a�Trustor's requests, that does nat m�an Lender will be r�quired to cansent ta any af Trustor's future requests. <br /> Trustor v+rai�es pre�entment, demand for payment, protest, and n�tice o�dishonar. <br /> 5everability. �f a court finds that any pravision of this Deed o�Trus� is not �alid or should not he enforced, �hat <br /> fact�y itself will not mean tha�the rest of this Deed�f Trust wil! not be valid or enforced, Therefo�e, a court will <br /> enforc�the rest a��he pravisions of�his Deed of Trust e�en if a pro�is�an o�this ❑e�d of Trust may he found to be <br /> in�alid or unenforceab�e. <br /> Successars and Assigns. Subject ta any limitations stated in this Deed of Trust an #rans�er af Trustor's in�erest, <br /> this Deed of Trust shafl he b�nding upon and inure to �he benefit of�he parties, �heir successors and assigns. If <br /> ownership o�the Property becomes �ested in a person v�her than Trustor, Lender, with�ut notice to Trustor, may <br /> deal with Trustor's su�cessors w�th re�erence ta this Deed o�Trust and the Indebtedness by way af forbearance or <br /> extensian without releasing Trus�o�from the obligations of this Deed o�Trust ar liabil��y under�he Indebtedness. <br /> T�me is of the Essen�e. Time is of the essence in the per�armanc�of this D�ed of Trust. <br /> 1Nai�er of Homes�ead Exempt'ron. Trustor hereby releases and wai�es all rights and benefi�s a� the homestead <br /> exemption�aws�f the Sta�e of Nehraska as ta all Indebtedness s�cured by�his Deed of T�ust. <br /> DEFINIT[�NS. The foflowing wards shaf� have the fol�owing meanings when us�d in th�s Deed o�Trust: <br /> Beneficiary. The word"Beneficiary"means BANK�F THE WEST, and its successors and assigns. <br /> Barrawe�. The ward "Borrower" means TINA M ULLMAN and inc�udes al1 �a-signers and co-makers sign�ng the <br /> �redi�Agreement and all their successars and assigns. <br /> Credit A�reement. The words "Gred�t Agreement" mean �he �redit agreement dated Sep�ember 7, 2D'16, 1Nith <br /> credit I�mit of$�7,D�D.(�0 fram Trustor t❑Lender,�ogether with al1 renewa�s o�, extensions of, mod�fications <br /> af, refinancings o�, conso[ida��ons of, and substitutions for the pr�missory note ar agreement, The maturity da�e o� <br /> this Deed of Trus� is September 'i�, 204'I. NOTICE Tfl TRUST�R: THE �RED�T AGREEMENT C�NTAINS A <br /> VAR�ABLE[NTEREST RATE, <br /> Deed of Trust. The words "Deed o�Trust" mean this Deed af Trust amflng Trusto�, Lender, and Trustee, and <br /> in�ludes without limi�ation all assignment and security interest provisions relating to �he Pers�nai Praperty and <br /> Rents. <br /> Environmental Laws. The words "En��ronmenta� Laws" mean any and all state, federal and lvcaf sta�utes, <br /> regulat�ans and ordinances re�ating to �he protectian of human health or th� environmen�, inc�ud�ng without <br /> limitation the Comprehensi�e Environmenta� Respvnse, Compensation, and Liability Act�f 198�, as amended, 42 <br /> U.S.�. Section 96�1, et seq. �"GERCLA"}, the 5uperfund Amendm�nts and Reauthorizati�n Act af '�98�, Pub. L. <br /> No. 99�499�"SARA"},the Hazardaus Mate��als Transpo�tation Act, 49 U.S.C. 5ection '�S�'1, et seq.,the Resaurce <br /> Conservat�on and Re�o�ery Act, 4� U.S.C. Sectian 59�1, et seq., or other applicable stat� ❑r federal laws, rules, <br /> ar regulations adopted pu�suan�thereto. <br /> Even#of De�ault. The words"E�ent v'F Defau[t"mean any of the e�ents of default set for�h �n this �eed of Trust in <br /> �he e�ents a�de�ault sec�ion af this Deed of Trust. <br /> Existing Ind�htedness. The wo�ds "Ex�sting �ndebtedness" mean�he indebtedness described in the Existing Liens <br /> p�ovisian of th�s Deed of Trust. <br /> Hazardaus Substan�es, The words "Haza�dous Substances" mean materials that, be�ause �f the�r quantity, <br /> cancentratian or physica�, �hemical or infectious characteristics, may cause or pose a present ❑r potential hazard <br /> to human health or the en�ironment when �mproperly used, treated, s�ared, disposed of, generated, manufactured, <br />