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2� 1 ��5748
<br /> �n �rrft�ng, however, �hat in�erest sha�� be paid on �he Funds. L�nder shall giWe �o Borrower, w��hout
<br /> charge,an annual accounting af�he Funds as required by RESPA.
<br /> If ther� is a surplus of Funds he�d xn escrow, as def ned und�r RESPA, Lender sha�l accoun� to
<br /> Borro�ver for the excess funds �n a�cordance �rith RESFA. �f there �s a shflr�ag� flf Funds held in
<br /> escrow, as defined under RESPA, Lender sha��na�xfy B�rrower as required by RESPA, and Borrov�er
<br /> sha�� pay to Lender�he am�un�n�cessary to make up the �har�age �n acc�rdance wi�h RESPA, but in
<br /> no rnore�han ��m.an�hly payments. �f�here is a deficiency of Fund�held in escro�nr, as def ned under
<br /> RESPA, Lender �ha�� notify B�rro��r as required by RESPA, and Borro�v�r sha�I pay to Lender�h�
<br /> arnflunt necessary �� make up �h� deficiency in accordance v�ith R.�SPA, bu� in no more than �2
<br /> mon�h�y paymen�s.
<br /> Upon payrnen�in fu11 of all sums secured by�his Se�urity Ins�rument,Lend�r sha�I promp��y refund��
<br /> Barrov�er any Funds held by Lender.
<br /> 4, Charges; Liens.Borro�er sha1�pay a��taxes,assessmen�s,�harges,fines,and impos��ions attr�butable
<br /> to �he Prflperty vvhich can at�ain priflrzty �ver�his S�curity Instrumen�, leaseha�d paym�nts or ground
<br /> rents on the Property, �f any,and Community Assoc�ation I]ues,Fees,and Assessmen�s, �f any, To the
<br /> extent tha��hese i�ems are Escrow It�ms, Borraw�r shali pay�hem in�he manner pro�ided �n Section
<br /> 3.
<br /> Borrower shall promptly discharge any �ien which has pr�ority o�er �his Secur�ty �nstrument un�ess
<br /> Borrower: �a} agrees in writ�ng to the payment of�he �biiga�i�n secured by the ��en in a manner
<br /> a�ceptable ta Lend�r,but on�y s�long as Borr�wer is performing such agreemen�; �b}con�es�s�he��en
<br /> in good faith by, or d�fends against enfarcement af�he lzen in, �ega� proceed�ngs whi�h in Lender's
<br /> opin�on apera�e �a prev�n�the enf�rcemen� of th� �ien whi�e those praceed�ngs are pending, but on�y
<br /> un�i� such praceedings are coneluded; or (c} secures from the halder of �he ��en an agreemen�
<br /> sa�isfac�c�ry�a Lender su�ordina�xng�he lien ta�his Securi�y Instrument. If Lender determines that any
<br /> part of the Property is subjec��a a lien v�h�ch can at�a�n priar�ty over th�s 5ecur�ty �nstrum�nt, Lender
<br /> may giv� Borrower a no�ice �d�n�ifying �he lxen. ���h�n 1� days af the da�e on �vhich �ha� notice is
<br /> given,Borrov��r shal� sa�isfy the �ien or�ake ane or more af�he actions se�forth above in this Section
<br /> 4.
<br /> Lender may require Borrflwer ta pay a one�-time charge for a rea� estate tax verifi�a�ion andl�r
<br /> reporting ser��ce used by Lender in cannect�on�rith�h�s Loan.
<br /> 5. Praperty Insuran��. Borro�wer shall keep the impravements now ex�sting or her�after erected an�he
<br /> PrflperCy �nsured aga�nst �oss by fire, hazards included�ith�n �h� ��rm "ex�ended coverage," and any
<br /> other hazards including, bu� not �imited �a, earthquakes and floads, for which Lender requir�s
<br /> insurance. This insurance sha11 be ma�n�ained in�h�amaun�s �inc�uding deduc�ible�e�e1s} and for�he
<br /> periods that Lend�r requires. �hat Lende� requires pursuan� �o the preceding sen�ences �an change
<br /> during �he term of �he Laan. Th� znsurance carr�er providing �he insurance shall be chasen by
<br /> Borrower subj ec��a Lender's r�ght�o d�sappr�ve Borrower's choice,which rxght shall na�be exercised
<br /> unreasonably. Lender may require B�rrawer ta pay, in cannec�ion w�th th�s L�an, ei�her: �a} a
<br /> ane-time �ha.rge for flood zon� determzna�ion, certification and tracki.ng services; or (b} a ane-time
<br /> charge far flood �one determ�na�ion and cer�ifica�ion servic�s and subsequen� charges each �ime
<br /> r�mappings or simi�ar �hanges occur vvhich reasanab�y migh� affec� such d�termination or
<br /> cer���ca�ion. Borra�er sha1X a�so be resp�ns�ble for �he payment of any fe�s imposed by the Federal
<br /> Emergency Management Agency in �flnnection w��h �he reviev�r of any f�flod zone de�ermxna�ion
<br /> resu�ting from an obj e�tian by B orrovver.
<br /> If Borro��r fa��s �� maintain any of�he coverages described above, Lender may �b�ain �nsurance
<br /> c�verage, a� Lender's aption and Borr��ver's expense. Lender i� under nt� obliga��on ta purchase any
<br /> par�i�u�ar type or am�un� of c��erage. Theref�r�, such coverage shal� cover Lender, but m�ght or
<br /> NEBR.A,SKA-Singie Family-Fannie Mael�redd€e Mac UNIF�RM TNSTRUMENT Form 3U28�I�I
<br /> �2��4-2�1G Compiiaace Systems,Inc.dG23bafc-db571e3b-2Q15.]85.�.2
<br /> Sing�e Family Real Estate�Securiiy Instrument DL2�47 Page S of l4 www.compliancesystems.cam
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