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2� 1 ��4733 car��nue to pa��o Lender�he amoun�of�he separat�ly designa�ed payments �hat were due�rhen the �nsurance�avera�e ceased to be in effec�. Lender�i�l acce�t, use and retain�he�e paymen�s as a nan--refundable�oss reserve�n lieu af Martgag��nsurance. Such �oss reserve sha�l be non-refundab��, not�vithstand�ng�he fae�that the Loan is u�t�mate��pa�d �n fu11, and L,ender sha�� not be requxred t��ay Borro�ver any in�erest ar earnings on such�ass r�serve. Lender can no lon��r require loss reserv��aym.�nts �f Mortgage�nsurance co�erage�in the am�unt and for the periad tha� Lender requ�r�s}prfl�ided by an �nsurer selected�y Lend�r again becomes ava��ab�e, is abta�ne�., and Lender requ�res separa�e�y designa��d pa�ments toward�he premiums for Mor�gage�nsurance. �f Len�.er requ�red Mor�gage�nsurance as a conditian of making the Loan and Borrawer vvas requ�red�o make s�parately d�signa�ed paymen�s �oward the prem�ums for Mor�gage In�urance, Borrower sha�i pay the premiums required to main�ain Mor�gage Insurance in effe��, or tfl prav�de a nonYr�fundable�oss reserv�, un�i� Lender's r�quirem�nt for Mor�ga�e �nsurance ends in accordance w��h any wr��en agreement be��reen B�rrovv�r and Lend�r pr��din� for such �erm�na��on�r un�i�term�nation�s r�qu�red by Applicab�e La�. Nothing in�his Sectian �Q aff�cts Borrower's o��ga��n to pay �n�erest at�he ra��pro�ided in the Note. N�or�gag�InsuranGe reimburses Lender�or any en�i��tha�purcha��s�h�No�e} far cer�axn losses ��ma� �n�ur �f Barrower does n�t repa�the Laan as agY•eed. Borrawer�s na�a par��to the M�r�gag��nsurance. N�or�ga�e�n�urers e�ra�uate��iexr�a�al r�sk on all such insurance in forc�from�ime to time, and may en�er in�o agreements�vith��.er par�ies tha�share or modify their risk, or reduce iosses. These agre�men�s are on terms and cond�t�ons�hat are sat�sfactory�a the mortgage insurer and the other par�� or par�ies} ta these agre�ments. These agreements ma� requ�re the mortgage�nsurer to make payments us�ng any saurce nf funds �hat the mart�ag��nsurer may have avai�able �which may inciude funds obtained fr�m Mor�gage�nsurar�ce premiums}. As a result of the�e agreemen�s, Lender, any purchaser af the N�te, another insurer, any reinsurer, any other en�ity, ar any af�1 ia�e af an�of the foregaing, may receive�directl� or indirectly} amounts that d�rive from �ar m�i�h��e characterized as} a portian of Borrovver's paymen�s for Mar�gage Insurance, �n exchange for sha�ing or modifying the mortgage insurer's r�sk, or reducing losses. If such agreemen�pro�vide��ha�an af�iiate af Lend�r takes a share�f�he insurer's r�sk xn exchange for a share af the premiums pa�d to the �nsurer, the arrangement is nften termed "cap�i�ve reinsurance." Fur�her: ta� Any 5uch agre�men�s will not affec�the amounts that Borrow�r has agreed to pay for Mor�gage Insurance, ar any other terms�f the Loan. Such agreements wi�l not increase�he amount Borrower�vi��owe for Mor�gage In�uran��, and th�y wil�not en�i�le Borrower�o any refund. t t�y Any such agreements will not affect the r�gh�s Borrower has w if any -with respec�to the Mor�gage Insurance under the Homeowner� Pratec��on Act of 1995 ar an.y other law. These rights may �nclude�he r�ght�o reCe�ve cer�ain disclosures, t�requ�st and o�ta�n�anee�lation of the Mar�gage Insurance, to have the Mortgage Insurance termina��d au�omatica��y, andlar to reeei�e a refund of any Mortgage Insurance premiums�hat were unearned a��he t�me af such cance��atian or�ermination. ��. Assignment of Niisce�[aneous Proceeds: Forfeiture. All Miscelianeous Praceeds are hereby ass�gned�o and shall be pa�d�a Lender. �f��Ze Property is damaged, such M�scellaneous Proceeds shall be applied�n restara�ion ar repa�r of th� Proper�y, if the res�oration or repair�s e�onom�cal�y feas�ble and Lender's s�curity is no��ess�ned. �ur�ng such repair and resto�rati�n period, L�nder sha�l have the r�ght to hold such Miscellaneous Pr��eds un��l Lender has had an oppar�un��y�o inspect su�h Propert�ta�nsure the wark has b�en�amp�eted to Lender's NEB�RASKA-5ir�gle Family-Fannie Ma�IFreddie Mac UNfFURM INSTRUMENT Form 3�28�101 VMP Q VMP6�N��13D2y Watiers Kiuwer�inancial 5er�ices Page 9 o'F 17