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2� 1 ��4�87 <br /> �a}Any such agreem�n��w���not affect the amflunts that Barrflwer has agreed�o pay far Mortgage Insurance, <br /> or any o�her terms of the L�an.Such agreements wi��n�t increas�the amflun�Borrower will owe for Mor�gage <br /> Insurance,and they wi�l no�entitle Borrower ta any refund. <br /> �b}Any su�h agreements will not affect the righ�s Borrower has—if any-�with respec�t�the Mvrtgage <br /> Insurance under�he HomQowners ProteCtion Ac#of 1995 flr any other law.These r�ghts may include the right to <br /> reCei�e certa�n disclo�ures,to request and obtain eance�latian af the Mortgage Insurance,ta ha�e the Mortgage <br /> Insurance terminated automaticaliy,andlar to rece��e a refund af any Mortgage Insurance prem�ums�hat were <br /> unearned at the�ime�f su�h cance��ation or term�na�i�n. <br /> 11.Assignment of Miscellaneous Proceeds;Forfe�ture.A��Mis��l�aneous Proceeds are hereby ass�gned ta and <br /> sha��be paid ta Lender. <br /> �f�he Praperty is darnaged,such Miscellaneaus Proceeds shall be appiied��restoration o�repair of the Property,if <br /> �he res�orat�on ar repair�s ecanomical�y feasible and L�nder's securi�y is nat lessened.During such repa�r and restara�ion <br /> per�ad,Lender shaii ha�e�he right ta hold such Miscelianeous Praceed�until Lender has had an�pp�rtunity�o�nspec� <br /> such Proper�y�o ensure the work has be�n compl�ted�o Lender's sa��sfac��on,pr�v�ded that such insp�c�ion shal�be <br /> under�aken promptl�.Lender may pay fo�r�he repairs and restara�ion in a single disburs�ment or in a ser�es of progress <br /> payments as the work is comple�ed.Unless an abreemen�is made in wr���ng a�App�icable Law requires interest t�be <br /> paid an such Mis�e�laneous Pr�ceeds,Le�der sha��nat be required ta pay Borr�wer any interest�r�arnings on such <br /> M�scelianeous Proceeds.�f the�estora��on�r repair is not ecanomically feasib�e o�r Lender's secur�ty wouid be lessened, <br /> the Misce�Xane�us Proc�eds shali be applied to the sums secured by�h�s Security�nstrumen�,whether ar no�then du�, <br /> with the ex��ss, if any,paid to Borrawer. Such M�scellaneous Proceeds shall be applied�n the nrder pro��ded far in <br /> Sec�ian�. <br /> �n the e�ent of a total tak�ng, destruct�on, or�oss �n valu� �f�he P�operty,th�Miscellaneous Proceeds shai�be <br /> applied �o the sums secured by th�s Security �ns�rument, whether or �a�then �ue, �nrith the excess, if any, paid to <br /> B�r�ower. <br /> �n�he e�ent of a partial takxng,des�ruction,or loss in�a1ue of the Proper�y in which�he fair marke�value flf the <br /> Properry�mrnediately bef�re�he paxtiai taking,des�ruc�ion,or Ioss in value is equa�t��r grea�er than the amount af�he <br /> sums secured by�his Securit��nstrum�nt immediately before�he partial ta.�ing, des�ruc�ion, or�oss in�a�ue, unless <br /> Borrower and Lender otherwise agree in wvriting,the sums secu�ed by this Securi�y Instrument sha�l be redu�ed by�the <br /> amoun�of the Misce�laneous Pra�e�ds mul�iplied by the fal��wing fract�on:�a}�he ta�a�arnount of the sums secured . <br /> immediately befare the�artial�aking,destruction,or loss�n�alue divided by�b}�he fair market�aiue af the Proper�y <br /> immediate�y before�he partiai�aking,destruct�on,ar loss in�alue.Any balance shall be paid ta Bnrraurer. <br /> Yn the e�ent of a par��al ta�ing,destruction,or�oss in�alue of the Property�n which�he fair m.ark��va�u�of�he <br /> Proper�y immediately before the partial taking,destruct�on,or loss in value�s less than�he amaunt of the sums secured <br /> immediate�y befare�he par�ial taking, des�ruction, or loss in�alue, unless Borrower and Lender otherwise agree in <br /> writing,the M�scel�aneous Proceeds sha11 be applied�o�he sums secured by�his Secur�ty�nstrumen�whe�her or no�the <br /> sums axe t�.en due. <br /> �f the Froperfiy is aba�doned by B�r�r��v►�er,or if,a�ter natice b�Lender to Borrower that the�ppos�ng Party�as <br /> defned in�he next sentence}offers�o make an awaxd t�set�le a c�aim far damages,Borravver fails�o respond to Lender <br /> vvithin 34 days after the dat��he no�ice is given,Lender is author�zed to collec�and app�y the Miscellaneous Proceeds <br /> ei�her�o restoration or repa�r of�h�Property or t�the sums secured by this Security Ins�rument,whether or not then due. <br /> "�pposing Pa.rty"means the th�rd par�y�h.at owes Borrower Miscelianeous Pro�eeds ar�he party agains�whom B�rrower <br /> has a righ�of action zn regard�o Misce�laneous Pr�ceeds. <br /> Borrower sha�I be in defaui� if any action or proc�ed�ng, whether civi� �r cr�mina�, is begun�ha�, in Lender's <br /> judgment,cauld resu��in farfeiture of the Praperty or o�her ma�erial impairment of Lender's interes�in�he Property ar <br /> rights under this Security Instrumen�.Borrower can�ure such a default and,if acceleration has occurred,reinstate as <br /> � provided�n Sec�ion �9,by causing the act�on or proceed�ng�o be d�sm�ssed with a ruling�hat,�n Lend�r's,�udgment, <br /> prec�udes fQrf�i�ure of the Property or other ma�erial�mpairm�nt of L�nder's interes�zn the Property or righ�s under�h�s <br /> NEBRAS�{A-5�ng�e Family-Fann�e MaelFreddi�Mac UNiFURM iNSTR�MENT Form 3028 �1�� <br /> Page8of�3 ' <br /> Borr�wer s ��itials �i <br /> I[�S,lnc.-3��39 � � <br />