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2� 1 ��4�87 Secu�rity�n�trumen�,in�lud�ng pro�ec�ing andlor ass�ssing the�alue of the P�raperty,and securzng andlor repa�rir�g;the Praperty.Lender's ac�ions can include,but axe na��imited�o:�a�paying any sums secured by a�ien which has pr�ority over this Security�nstru�ment;�b}appearing in cour�;and�c}paying reasnnab�e a�torneys fees to protec�Y�s 1nte�est�n�he Proper�y andlor righ�s under th�s Secur�ty�nst�rumen�,�nc�uding its secured posi�i�n in a bankrup�c�proceeding.Secur�ng �he Property rnciudes,bu�is nat l�rnited t�,enter�ng the P�aperty t�ma1��repairs,change�o�ks,replace or board up daors and vWindov�s,drain water from pipes,eiim�na�e�ui�d�ng or other code�ioiations ar dangerous conditions,and ha�e u�i��res�urned on or off.A�though Lender may�ake action under this Section 9,Lender does not ha�e�o do so and is nat under any duty ar obligatian to do so. �� is agre�d �hat Lender incurs no l�ab�li�y far not taking any or a�l actions au�horized under this Sectinn 9. Any amounts d�sbursed by Lender under�h�s Sect�on 9 shal�become additianal debt of Borrower secu.red by this Securi�y Instrument. These am�un�s shall bear in��rest at�he No�e ra�e from�he da�e of disbursement and shall be payable,with such interest,upon notice from Lender ta Borr�wer requesting paymen�. , Zf th�s 5ecurity Instrumen�is on a�easehold,Borrower shall c�mply with all�he provisions of the lease.�f Barrower acquires fee#itle�o�he Property,�he l�asehold and�he fee ti�l�shall no�merge unless Lend�r agrees to the merger in vvr��ing. lti.Martgage Insurance.�f Lender re�uired Mor�gage�nsurance as a condit�on of making the Loa.n,Borro�er shall pay�he premiums required�o maintain the Mor�gage Insurance in eff�c�. �f,for any reason,the Mortgage�nsurance ca��rage required by Lender ceases to be a�a�lable from the mortgage insu��r�hat pr�viously provided such insurance and Borrawer was required ta make separately designated payments tov�ard the premiums far Mortg;a�e�nsurance, Bor�rower sha�� pay �he prem�ums required to o�tain coverage substa.nt�a�ly equivalent ta the Mortgage Insurance prev�ously�n effect,at a cos�substantially equivalen��o�he cos�to Borrower of�he Mor�gage Insurance pre�iausly�n eff�c�,from an alterna�e m�rtgag��nsurer seiec�ed by Lender.If substa�t�aily equi�a.len�Mar�gage Znsurance co�erage is not auailabie,Barrower shall continue ta pay�o Lender the am�unt ofthe separate�y designa�ed paymen�s�hat were due when the �nsurance co�erage ceased �o be �n ef�'ec�. Lender vWill accep�t, use and re�ain these paymen�s as a non� refundable lass reserv�e in l��u of Mortgage�nsurance.Such Ioss res�rve sha�l be non-r�fundab�e,notwi�hs�and�ng the fac� that�he Laan�s u��ima��y paid in fu��,a.nd Lender sha�I no�be required to pay Borrawer any in�eres�or�arnings on such l�ss reser�e.Lender can no longer require loss r�serve paymen�s�f Mor�gage�nsurance caverage�in the amount and for �he period that Lender requires�provided by an�nsurer selected by Lender aga�n becames a�ailable,is ob�ained,and Lender requires separately designat�d paymen�s toward �he prem�ums for Mor�gage Insurance. �f Lender required Mortgage Insuran�e as a condition of making�he Laan a.nd Borrower was r�quired�o make sepaxa�ely des��nated payments�o�rard the prem�ums far Martgage�nsurance,Barrower sha�l pay�he premiums required to maintain Mar�gage �nsurance in effec�,ar t�provide a nan-refundable loss reserve,until Lender s requirement for Mor�gage�nsurance ends in accordance with any writ�en agreemen� be�een Borrower and Lende� pro�iding f�r such term�nat�on ar un��1 �erm�nation is required by Applicable Lav�r.Nathing in this Sectron I�affects BorrQwer's obligat�on�a pay in�erest at th� ra�e provided in�he Note. Mort�age�nsurance reimburses Lender�or any entity that purchases�he Nate�for cer�ain losses it may incur if Borrower does not repay the Loan as agreed.Borrovver is not a par�y to the Mor�ga�e�nsurance. Martgage Insurers e�alua�e�he�r to�ai risk on a�l such insuran�e in force from�ime to�ime,and may enter in�o agreements vvith o�her parties that shaxe or modify their risk, ar reduce losses. These agreemen�s are on�erms a.nd canditions that are sa�isfac�ory �o the mor�gage insurer and�he other par�y to� parti�s� to these agreemen�s. These agre�men�s may r�quire the mortgage insurer ta mal�e paymen�s us�ng any svurce af funds that�he martgage�nsurer may ha�e a�ailable�which may inc�ude funds obtained from Mor�gage�nsurance premiums}. As a result of these agreements,Lender,any purchaser of�he note,a.nother�nsurer,ax�y reinsurer,any other entity,or affi��ate of any of the foregoing,may receive�directly or ind�rec�ly}amounts�hat derive from�or might be characterized as} a por�ion of Bonrower's paymen�s for Mortgage �nsurance, in exchange for sharing o� modifying the mor�gag� insurer's risk,ar reduc�ng losses.�f such agreemen�pravided tha�an aff liate af Lender takes a share af�he�nsur�r s r�sk in exchange for a share of the premiums paid�o the insurer,th�a�-rangemen�is often termed"cap�i�e r�insurance." Further: NEBRASKA�5ing{e Family-Fannie MaelFre�die Nlac UNIFURM fNSTRUMENT Farm 3��$ �IU� Page 7'of�3 '� _ Barrower�s}lnit�als � 1DS,lnc. 3�639