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2� 1 ��2937 gi�en,Borrower shall satisfy the lien or take one or m�re of the actions set farth above in this S�ction 4. Lender may require Borrower to pay a one-time charge for a real estat�tax�erif�cation ar�dl�r reporting�e�vice used by Lender in connectian vvith this Loan. 5. P ro pe rty I ns u ra nce. Borrawer shall keep the impra��ments now existin�ar hereafter erected on the Property insured against loss by fire,ha.zards included within the term "ex�ended coverage," and any other hazards includ�ng,but not limited to, earthquakes and floods,far which Lender requires in5uranGe. This insurance shall be maintained in the amounts(inc�uding deducti�le le�els}and for the periods that Lender requires. What Lender requires pursuant ta the preceding sentences can change during the term of the Loan. The insurance carrier pro�iding the insurance sha11 be chosen by Borrower subject t�Lender's right to disapprove Barrower's�hoiCe,which right shall not be exercised unreasonably.Lender may require Barrower to pay, in connection with this Loan, either: (a}a ane- time charge for flood zone determination,ce�-tification and tracking ser�ices;or(b�a one-time charge for flood zone determinat�on and certification ser�ices and subsequent charges each time remappings or similar cha.r�ges oc�ur which reasonahly might af�ect such determination or certification. Borr�wer shal�a�so he responsible for the payment of any fees imp�sed by the Federal Emergency Management Agency in connection with the r�view of any flood zone determination resulting from an obj e�ti�n by Borrower. If BarroWer fails to maintain any of the coverages described aba�e,Lender may obta.in insurance ca�erage,at Lender's option and Borrower's ea�pense.Lender is under no o�ligation to purchase any particular type or amount af co�erage. Therefore, such co�erage shal�co�er Lender,but might or might not pratect Borroyver,Borrower's equity in the Property, or the cantents of the Property, against. any risk,hazard or Iiability and might pro�ide greater or lesser co�erage than was pre�iously in�ffect. Borrower ackn�wledges that the co�t of the insurance co�erage�o ol�tained m�ght signifcantly exceed the cost af insurance that Borrower�ould ha�e obtained.Any amounts disbursed by Lender under this Sect�on 5 sha�l became additianal debt of Borrower secured by this Security Instrument. These amounts shall bear interest at th�Note rate fram the date of dishursement and shall be payable,w�th such interest,upon notice from Lender to Borrower requesting payment. All insurance policies requir�d by Lender and renewa�s of such palicies shall be subject to Lender's right t�disappr�ve such policies, shall include a sta.ndard mortgage clause, and sha1l name Lender as martgagee andlor as an additional loss payee. Lender shall ha�e the right to hold the palicies and renewal certifi�ates.If Lender requires,Barrawer shall prompt�y gi�e to Lender all receipts of paid premiums and renewal notices.If Borrower abtains any form of insurance coverage,not otherwise required by Lender, for damage to, or destruction of,the Property, such policy shall �nciude a star�dard mortgage c�ause and shall name Lender as mortgagee a.r�dlor as an additional loss payee. In the event of loss,Borrower shall g��e prompt notice to the insuran�e carrier and Lender. Lender may make pra�f of lass if n�t made promptly by Borrawer. Un�ess Lender a.nd Borrower otherwise agree in writing, any insuran�e proceeds,whether or not the und�rlying insurance vvas required by Lender, shall be applied ta restorati�n or r�pair of the Property, if the restaratian or repair is econ�mically feasible and Lender's security is not lessened. During such repair ar�d restoration period, Lender shal�ha�e the right to hold such insurar�ce proceeds until Lender has had an oppartunity to inspect such Praperty to en�ure the work has been campleted ta Lender's satisfactian,pravided that such inspection shall he underta.ken pr�mptly.Lender may disburse proceeds for the repairs and r�storation in a single payment or in a series af progress payments as the work is completed.Unless 22�D5959fi2 NEBRASKA-Single Family-Fannie MaelFreddi�Mac UNIFQRM INSTRUMENT Form 3D2811�1 VMF� �8I2015 Walters Kluwer Financial Services 2�15�31115.3.0.34�fi-N20151�19N Page G of 1 fi