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2� 1 ��2937 an agreement is made in writing or App�icable Lavv requires interest to be paid on such insurance proceeds,Lender shall not be r�quired to pay Borrovver any interest or earnings on such pra�eeds. Fees for�ublic adjusters, ar other third parties,retained by Borrower shall not be paid out of the insurance proceeds and shall be the s�le obligation of Borrower. If the rest�ration or repair is not economically feasible ar Lender's security yvould be lessened,the insurance pro�eeds sha11�e applied to the sums se�ured by this Security Instrument,whether ar n�t then due,vvith the e�cess, if any,paid ta Borrow�r. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower aband�ns the Praperty,Lender may file,negotiat�and settle any available insurance claim and related maiters. If Borroyver does not respond within 3�days to a notice fram Lend�r that the insurance carrier has offered to settle a claim,then Lender may negotiate and seitle the claim. The 34-day periad will begin when the notice is gi�en.In either event, or if Lender acquires the Property under Section Z2 or otherwise,Borrower hereby assigns to Lender�a�Borrower's rights to any insuranee proc�eds in ar�a.mount nat to exceed the amounts unpaid under the Note or this Security Instrument,and�b�any nther af Borrawer's rights(other than the right to any refund of unearned premiums paid by Borrower�under all insurar��e policies co�ering the Property, insofar as such rights are applicable to the coverage af th�Property.Lender may use the insurance proceeds either to repair or restore the Property�r to pay amounts unpaid under the Note or this Security Instrument,whether �r not then due. �. �ccupan�y. Borrower shall occupy, �sta.blish,and use the Property as Borrower's principal residence vvithin 6�days after the e�ecution of this Security Instrurnent and shall cantinue to accupy the Property as Borrower's principal r�sidence for at least one year after the date of oc�upancy,unless Lender otherwise agrees in�vriting,which consent shall not be unreasanab�y vvithheld, ar unless e�tenuating circumsta.nces exist which are bey�nd Borrower's control. 7. Preser►►ation, Maintenance and Protection of the Property; Inspections. Borro�er sha��not destroy,damage or�mpair the Property, allaw the Pr�perty to deteriorate�r commit waste on the Property. Whether or n�t Barrower is residing in the Property,Borrawer shall ma}nta�n the Property in order ta prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section S that repair or restoration is not economically feasible, Borrower shall prompt�y repair the Proper�y if damaged to a�oid fur�her d�terioration or damage. If insurance or condemnation pro�eeds are pa�d in connection with damage to, �r the ta.king of,the Pr�perty,Borrower shall be responsible f�r repairing or restoring the Property only if Lender has released proceeds for such purpases.Lender may disburse proceeds for the repairs and rest�ration in a single�ayment ar in a series of progress payments as the work is campleted. If the insurance ar condemnation proceeds are not sufficient ta repair or restore the Prop�rty,Borrower is n�t reiie�ed of Barr�wer's�bligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upvn and inspections of the Property. If it has reasonable cause,Lender may inspect the int�riar of the imprn�ements on the Property. Lender sha11 gi�e Borr�wer notice at the time of or pr�or to such an interior inspectian specifying such rea�onable cause. 8. Borrower's Loan Appl icatian. Borrower shall be in default if,during the Loan application process, Borrower ar any persans ar entities acting at the direction of Borrower or with Borr�wer's kn�wledge or consent ga�e material�y false,m�sleading,or inaccurat�informatian or statements to Lender(or fai�ed to�ra�ide Lender with mater�al ir�format�on� in conn�ction with the Loan. Material 22DQ595962 NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFaRM INSTRUMENT Form 30281/01 �p� 0812015 Wvlters Kiuwer Financia�Services 2fl1 fi431115.3.D.3406-N2�151�19N Page 7 af 15