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2� 1 ��2937 pay such amount and Borrower shall then be obligated under Section 9 ta repay to Lender any such amount. Lender may re�oke th�waiver as ta any or a11 Escrovv Items at any time by a n�tice given in accordance with Sectian 15 and, upon such revocation,Borrower shall pay to Lender all Funds,and in such amounts,that are then required under this Seetian 3. Lend�r may, at any time, cnllect and hold Funds in an amount�a� suf�icient t�permit Lender to apply the Funds at the time spec�fied under RESPA, and�b}nat to exceed the maximum am�unt a lend�r can require under RESPA. Lender shall estimate the amount of Funds due an the basis of current data and reasonable est�mates of expenditures of future Escrow Items or otherwise in accardance with Appl�cable Law. The Funds shall be held�n an institution whvse deposits are insured by a federal agency, instrumentality, or entity�including Lender, if Lender is an institution who�e deposits are so insured} or in any Federa�Home Loan Bank. Lender shal�apply the Funds to pay the Escr�v�Items no later than the time �pecified under RESPA. L�nder shall n�t charge Barrovver for holding and applying the Funds, annually analyzing the escrow account, ar verifying the Escr�w Items, unless Lend�r pays Borrower interest an the Funds and Applicable Law permits Lend�r to make su�h a charge.IJnless an agreement is made in writing or Applical�le Law requires interest to be paid on the Funds,Lender shall not be required to pay Borrower any�nterest or earnings an the Funds.Borr�wer and Lender can agree in writing,howe�er,that int�r�st sha11 be paid on the Funds.Lender shall gi�e to Borrower,w�thout charge,an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow,as defined under RESPA,Lender shall account to Borrower far the excess funds in accordance with RESPA.If there is a shortage of Funds held in escrow,as defined under RESPA,Lender shall natify Borrnwer as required by RESPA,and Borravver shall pay to Lender the amount necessary ta make up the shartage in a�cordar�ce with RESPA,but in no m�re than 12 monthly payments. If there is a deficiency of Funds held in escrow,as defined under RESPA,Lender shall notify Borrawer as required by RESPA, and Borrower shal�pay to Lender the amount necessary to ma�e up the defici�ncy in accordance with RESPA,but in no more than 12 monthly payments. Upon payment in full of all sums secured�y this Security Instrument,Lender shall prampt�y refund to B nrrawer any F und s he ld hy Lender. 4. Charges; Liens. B�rrawer shall pay a1�taxes, assessments,charges,fines,and impositi�ns attributa.ble ta the Praperty which can atta.in priority o�er this Security Instrument, leasehold payments ar ground rents on the Property, if any, and�ommunity Ass�ciation Dues,Fees,and Assessments, if a.ny. To the extent that these items are Escraw Items,Barrower shall pay them in the manner provided in Section 3. Barrawer sha�l promptly discharge any lien vvhich has priority o�er this Security Instrument unless Bnrrower: (a}agrees in writing to the paym�nt�f the abligatian secured by th�lien in a manner acceptable to L�nder,but only so long as BorroWer is performing such agreement;(b}�ontests the lien in�ood fai��y,or defend$against enforcement of the l�en�n, legal praceedings which in Lender's opinion o�erate to pre�ent the enforcement of the lien while those proceedings are pending,but only until su�h pra�eedings are concluded; or(c}s�cures from the holder nf the Iien an agreement satisfactory to Lender suhordinating th�lien to this Security Instrument. If Lender determines that any pa,rt af the Property is subject to a�ien which can attain priority ov�r this Security Instrument,Lender may gi�e Borrower a notice identifying the l�en. Within 1�days of the date on which that natic� is 22�0595962 NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT Form 3�28�l�1 VMP�] 08I2�15 1Nalters Kluwer Financial Services 201 fia31115.3.0.34�fi-N2ni 51 a19N Page 5 of 16