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2� 1 ��2� 18 <br /> requir�d by RE�PA, and B�rrawer shall pay �o Lender�he amaunt�eces�ary�o make up the def�ciency in <br /> acc�rdance w�th RESPA, bu�in no more�han �2 mon�hly pa�ments. <br /> Upan paym�n� in fu�� of a�� sums secured by�his Security�nstrument, Lender sha�l pramptly refu�ad�o <br /> B�rrower an� Funds held by L�nder. <br /> 4. Cnarges: Liens. B�rrower shal� pa�r all taxes, a��essm�nts, charg�s, fines, and�mpositions attributab�e to <br /> �he Proper�y wh�ch can atta�n pr�or����ver this ���ur��y �nstrument, �easehold pa�men�s or graund rents on <br /> the Property, �f any, and��mmunity Assaciati�n Dues, Fe�s, a.nd Assessments, if any. �'o the exten��hat <br /> these items are Escraw �tems, Borrawer sha1�pay�hem in th�mann�r pr�v�ded �n Sect�on 3, <br /> Borrow�r shall promp��y discharge any �ie�which has prior���r ov�r this Security. Instrurnen�un�ess <br /> Barrower: �a� agrees �n wri�ing to�he payme�t of the�bligation s�cured hy the lien in a manner a�cep�ab�� <br /> t� L�ender, bu��nl�so �ong as Borrower�s perfnrming such agre�men�; �b} con�ests�he lien in ga�d faith by, <br /> or defends against�nf�r�ement of the�ien�n, �egal proc�ed�ngs wh�ch in Lend�r's opinion operat�ta prevent <br /> the enfarcemen�of�he lien wh��e th�s�proc�ed�ngs ar�p�nding, but anly unt�l such pr�ceedings are <br /> concluded; or�c} secures froxn the holder of the�ien an agr�ement sa�isfac�ory�o Lender subordinating�h� <br /> ��en to this Securi�y �nstrument. �f Lender determines that an�r part nf the Pr�p�r�� �s subjec��o a li�n�vhich <br /> can attain priority flver�hzs �ecurz�y �nstrument, Lender may g�v�B�rro�ver a no��ce ident�fy�ng�he lien. <br /> �Vi�h�n ��days of�he da�e�n wh�ch that n�tice is given, Barr�wer shall satisfy the�ien or�ake�n�or more <br /> �f the a���ons set for�h above�n this ��c��on 4. <br /> L�nder ma�require Borraw�r�o pay a one-time charge far a rea� estate�ax wer��ca�ion andl�r repar�ing <br /> ser�rice used by L�nder iri conn�c��on wi�h this L�an. <br /> �. Prape�ty Insurance. B�rrower sha��keep �h�impro�ern�nts novv e�isting or herea�ter�rected on the <br /> Proper���nsured aga�nst��ss�y �re, hazard� includ�d within the�erm "extended co�erage," and any at.�er <br /> hazar�s inc�u��ng, but nat��mzted to, ear�hquakes and fl��ds, for whzch Ler�der requires insurance. This <br /> insuran�e sha��be maintaine� �n the amoun�s �inc�ud�ng deductible�eve�s} and far th�per�ads�hat Lender <br /> requ�res. '�ha�Lender r�quir�s pursuar�t�� the preceding senteric�s �an chang�dur�ng�he term of�he L�an. <br /> T�e�nsuranc��arrier prQ�zding �he insurance shall be chosen b�r B�rr�wer sub�ect�� Lender's r�ght�o <br /> disappr�ve Borrower's cha�ce, which right shai� n�t be exercised unreasonably. Lend�r may require <br /> B�rrower ta pay, in cannec�ion w�th this L�an, either: �a} a one�-�ime charge for f�ood z�ne dt��rmina�i�n, <br /> c�r�x�cation and�racking servic�s; or�b} a one-��me charge f�r flood zane de�erm�natian and cer��fi�a�ion <br /> serv�ce� an�subs�quent Charges ea�h tzme rernappzngs or s�m�.�ar changes occur which reasonab�y mzgh� <br /> affec�such d�terminat�on or cer�ificat��n. Barrower shall alsa��r�sponsi�le far the pa�men�af any fees <br /> imposed by�he Federa� Emergency Managem��a�Agen�� in conn�c��on wi�h�he review of ar�y f�aad zone <br /> det�rminatian resul�ing fram an�bjecti�n by Borrower. <br /> �f Borrower fa��s to main�ain any of the c�verag�s descrzbed above, Lender rna�obta�n�nsurance coverage, <br /> at Lender's ap��an and Borr��ver's expense. Lend�r is under no obligation�a purchase any par��cu�ar type or <br /> amaun�of�overage. Therefare, such c�w�rag�shall�flver L�nder, but migh�ar might no�protec�Barr�v�rer, <br /> Borrower's e�ui�y in the Pr�perty, or the c�nt�nts of the Property, against any risk, �iazard or�iabi�ity and <br /> might pravide gr�ater or��sser co�erage than was previnus�y in eff�c�. Borrovver acknowle�.ges�ha��he cos� <br /> af�he insurance��verag�s�flbtained might s�gnxficantly�xce�d th�c�s�of insuran�e�ha�Borrower c�uld <br /> have ob�ained. Any amaunts dzsbursed by Lender under th�s �e��ian S sha��bec�me addi�ional de�t of <br /> Borr�wer secured by this Secur�ty�ns�rum�n�. Th�s�amounts shal� bear�nteres�at the N��e rate from�h� <br /> date of disbursemen� ar�d sha�l be payab�e, �v�th such�n�erest, upon no���e frflm Lender to Borrower <br /> requesting payment. <br /> NE6RASKA-Single Family-Fanni�Mael�reddie Ma�11NlFflRM INSTRUM�NT �vrm 3a28'f1�1 <br /> VMP[r�} VMP�{N�)413�2j <br /> Wvlters K[uwer Financial Ser�ices Page fi vf 17 <br />