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2� 1 ��2� 18 AI� insurance p��c�es required by L�nder and renewais of such pol�c�es sha1� b�sub�ect to Lender's right�o disapprov�such po��cies, sha�i in�Iude a star�dard mor�gage clause, and �hall name Lender as mar�gagee andlor as an add��ona� �oss payee, Lender sha��ha�e the right��ha�d�he p�l�c��s and r�ne�va� cer�i�cates. �f Lender requ�res, Borrower sha11 prompt�y give to Lender all rece�pts�f paid prerniums and renewa� not�c�s. �f Borrower�bta�ns an� form of insurance�o�verag�, no�o�he�-v��se requir�d by Lender, for damage�o, or destruc�ion�f, the Property, such poiicy shai� �nclude a standard mor�gage c�ause an�.shail name Lender as mor�gagee andlor as an additianal lo�s payee, �n the eve�t of�oss, Borr�wer sha�� g�ve promp�no�ice to the�nsurance carri�r and Lender. Lender may make proof of�vss �f not mad�prnmptly by Borrower. LJniess L,�nder and Barrovver otherwise agre� in writ�ng, an�r insurance praceeds, v�he�her or not�he underl�ing�nsuranc�was required b� Lender, sha��be app�ied t�res�ora�xan ar repair af�he Prop�r�y, if��ae r�s�oration or repair�s econom�i�al�y f�as�b�e and Lend�r's seGuri��s no��essened. During such repa��and r�stora�ion p�r�od, L.�nd�r sha�l hav�the r�gh��o ho�d such insurance proc�eds un�il Lender has had an opportuni�y to inspe�t such Proper�y to�nsure�h� work has be�n comple�ed�� Lender's sa�isfac�ion, provided that such inspect�on shall be undertaken promp�ly. Lender ma�disburse praceeds for�he repairs and restora��on in a s�ng��pa�ment or in a series of progress paymen�s as the�v�rk is c�mple�ed. Unless an agreement�s m�ade in writing or Appl�cab�e Law requires interest to be pa�d on su�h�nsurance proce�ds, Lender sha��no�be required to pa�r Barr�vver an�r �nter�s�ar earnings on such proc�eds. Fees for pub��c ad�us�ers, or other�h�rd par��es, re�ained by Borrower shal� n�t be paid ou�of�he insurance proceeds and shal�b��he s�le o��ga�tian af B�rrov�er. �f t�.e res�oratian or repair�s nat ec�namica��y feas�b�e�r L�nder's securit�wauld be lessened, the insurance�roceeds sha11 be appl�ed to the sums secured by thxs Secur��y �ns�rument, whether ar no��hen�ue, w�th the excess, if any, paid to Borrawer. Such insurax�ce proc�eds sha��be app�ie�. �n�he�rder pro��ded for in�ection 2. �f Borrower aband�ns the Pr�perty, Lend�r may file, nego�ia�e and se�tle any a�ailable insurance claim and r��at�d matter�. �f B�rr�wer daes not respand with�n 3D days to a na��ce fram L.�nder tha�.�he insurance carrier has offered to set��e a cla�nz, then Lender nzay nego��a�e and set��fh��la�m. The 30-day per�od will begin when�h�no�ice rs giv�n. �n�i�her e�ent, or if Lender acqu�res the Proper�y und�r Section 22 or o�herv�is�, Barrower h�reby assigns�o Len�.er�a}Borrovver's righ�s�fl any �nsuranc�proceeds�n an amount not�o exceed the amaunts unpa�d und�r the Note or th�s Secur�ty Ins�runlent, and �b} any other af Barrower's righ�s �other than th�right��any �-efund of unearned premiums pa�d hy Borrower}under aI.I insuran�e policies co�ering the Prop�r�y, insofar a� such righ�s are appiicab�e to the ca�erage af the Property. I.ender may use the insurance pra��eds either�o repair or res�ore�he Prop�r�y flr to pay am�un�s unpa�d under��e No�e or t�is Security �n�trum.ent, whether or not then du�. �. �ecupancy. Borr�wer shall occup�, es�ab�ish, and use��e Pr�perty as Barrower's pr��c�pa� resxdence within��da�s af�er the execution of this Secur��y Ins�rumen�and sha11 continue t❑occupy�he Pr�perty as Borrower's pr�n�ipa� residence for at Xeast one year after the da�e of nccupancy, unless Lender o�h�rwise agrees �n wr��ing, wh�ch consen�sha��no�be unreasonab�y withheld, or un�ess�x�enuat�ng circumstan�es ex�s�which ar��eyand Borrower's con�rol. 7. Pre�ervativn. Ma�ntenance and Pratect�vn af the Pr�perty; lnspecti�n�. Borro�ver shall no�des�ray, damage or�mpa�r the Proper�y, a��w�he Prop�r�y to de�eri�ra�e or commit wast��n the Pr�per��. �Vhether ar no�B�rrower is residxng �n the Proper�y, Barrflw�r shal�ma�ntain�h�Property in arder to prevent�he Proper�y frorn.de�er�ora��ng ar d�creas�ng in va�ue due�o ��s condit�an. Uniess ��is de�ermined pursuan��o Se�tion 5 that r�pa�r or res�ora�ion is nat economically f�asihle, Borra�er sha��prompt�y repair the Prop�rty if damaged�o avaid fur�her deter�nratzon or damage. If�nsurance�r condemna�ian pro�eeds ar�paid in cannection with damage ta, or th��ak�ng of, the Pro�er�y, Barrawer shal�he responsi�Ie for repairing ar restoring�he Praper��r only if Lender has re�eased proceeds far such purp�ses. Lender ma�disburse proce�ds N�BRASKA-5ingle�amily-�annie Mael�r�ddie Mac UN[F�RM INSTRUMENT Fflrm 3028'�1�1 VMP[�] VMP6tNEy{13Q2f Wolters Kiuwer Financia!S�r�ices Page 7 vf i 7