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<br /> 1�ny applica�ion af paymen�s, insurance pr�ceeds, or M�sce��aneous Proceeds to principa� du�und�r�he Note
<br /> sha�� no�extend ar postpone the du�da�e, or change�he amount, of�he Perifld�c Paymen�s.
<br /> 3. Funds fnr Escrv►uv Items. Borro�ver sha�l pay�o Lender on the day Periodic Pa�ments are due under the
<br /> Note, until th� Note�s paid in fu��, a sum�the "Funds"} to pro�v�d�far pa��nent af amaunts due for: �a) ta��s
<br /> and assessments and o�her��erns vtrhich can a�tain priarity over this Securi�y �ns�rument as a l�en or
<br /> enCumbrance on�he Proper�y; tb� leas�hold paymen�s or ground rents �n the Pr�perty, if any; �c}premiums
<br /> for an�r and aI� insurance required by Lender under Se��ion 5; and �d} M�rfigag��nsurance prem�.ums, it'an�,
<br /> or any sums payab�e by Borr�wer to Lender�n lieu flf the payrnen�of Mor�gage�nsurance premiums �n
<br /> accordance vvith�h�prov�s�ans of Sec��on ��. These items are ca��ed "Escr�w Item.s." At origina��an or at
<br /> any��m�dur�ng the�erm of the L�an, Lend�r may require that�om�mun�t� Ass�c�at�an Du�s, Fees, and
<br /> Assess�m.ents, �f any, be escro�ved by Borrawer, and such dues, fees and assessments sha�i be an Escraw
<br /> ��em. Barrovv�r sha��promp�iy furnish to Lender a�� notic�s of amoun�s to be paid under this SeGtion.
<br /> Borr�wer shai�pay Lender the Fun�s far Escrov�r ��ems un�ess Lend�r waives Barravw�r's�b��ga�i�n�o pay
<br /> the Funds for any ar a�� Escrow �tems. L�nder may wai�e Borr�wer's obliga�ion�o pay to Lender Funds for
<br /> an�r or all Es�raw �te�ns a�any�irne. Any such waiver may on�y b��n writing. Zn��e event of su�h wa�ver,
<br /> Borr�wer sha��pay directly, when and v�r�.ere payable, �he amounts due for any Es�raw ��ems for v�r�aich
<br /> pa�ment of Funds has be�n waived b� I.ender and, �f Lender requires, shal� furnish to Lend�r rece�p�s
<br /> e�idenG�ng such payment vvi�hin such tim�period as Lender n�ay re�uir�. gorrower's obl�ga�ion�a make
<br /> such payments and�o pr�v�de receip�s shali for a11 purpos�s be de�m.e�.to be a ca�venant and agreemen�
<br /> conta�ned in�his Securi�y �ns�run�.ent, as�he phrase "covenant and agreemen�" is used�n Section 9. �f
<br /> Borrower�s at��igated�o pa�Es�ro� Items d�rec���r, pursuant t�a wa�ver, and Borrower faiXs t�pay the
<br /> amount due for an Escrow �tem, Lend�r ma�e�ercise�ts r�ghts under S�c�.ion 9 and pay such am�unt and
<br /> B�rro�ver sha11 then b�ob��gated under Sec�i�n 9 to r�pay to Lender any such am�un�. Lend�r may r�voke
<br /> �he�nra�ver as t� any or a�� Escrow �tems at any��m.e��a nat��e gi�en�n acc�rdan��wi�h Sec�i�n I S and,
<br /> upan such re�ocati�n, Borrawer shaii pay to Lender all Funds, and �n such amounts, that are then required
<br /> under�his S�c�ion 3.
<br /> Lender ma�r, a�any t�me, ca�lect and hold Funds �n an amaun� �a} suff�c�ent to perm��Lender ta app�y�he
<br /> Funds at�he t�me spec�f�ed under RESPA, and�b} na���exceed the maximum amount a lender can r�quire
<br /> under RESPA. Lender sha11 es��mate the am�un�of�unds due on the basi�of current da�a and reasanable
<br /> es�imates of e�pend�tures of future Escr�w �t�ms or otherwis�in accardance with Applzcabie Law.
<br /> T'he Funds shall be h��d �n an institu�i�n whose deposi�s are�nsured by a federa�ag�ncyy 1I15��'UI11G'�l�d�l��, or
<br /> entity�inc�uding L.�nder, if L.ender�s an�nst�tu�ion whose dep�s�t� are s� insured�nr�n an�Federa� �on1e
<br /> Loan Bank. Lender shal� app�y the Funds �o pay�he Escrow �tems no later than�he��me sp�ci��d under
<br /> RESPA. Lender sha��no�charge Borro�er f�r holding and applying�he Funds, annual�y ana�yz�ng�he
<br /> esCro� ac��unt, ar verifying�he Escrow �tems, un��ss Lender pa�s Borro�ver�nteresfi on the Funds and
<br /> App�icable Law permi�s I.ender ta make such a charge. Un�ess an agr�em�n�xs made in wrzting or
<br /> Applica��e Lavv requ�res �nterest t�be paid�n the Funds, Lend�r�ha11 na�be requxr�d t�pay Barrower an�
<br /> in�erest or earnxngs an�he Funds. Borrower ar�d Lender can agre� in wr�ting, howeWer, �hat in�erest shal�be
<br /> paid�n�he Funds. L.ender shall give�o Barrower, vw�thout charg�, an annual accaun�ing of�he Funds as
<br /> required b�RESPA.
<br /> �f�here is a surp�us of Funds hexd in escrovv, as de�ned und�r RESPA, Lender sha�� ac�aunt�a B�rr�wer for
<br /> �he��cess funds�n accordance�rith RESPA. �f�her�is a shortage of Funds he�d in escrow, as de�ned under
<br /> RESP,�, Lender sha�l notify Borrower as re�uired by RESPA, and B�rr�wer sha�l pa�ta Lend�r the amaunt
<br /> necessary�o make up�he shor�age �n accordan��vvi�h RESPA, but in no n�ore than IZ month�y payments. �f
<br /> ther�is a de�c�en�y of Funds he�d in escro�v, as de�ned und�r RESPA, Lender sha11 nat�fy Borrower as
<br /> NEBRASKA-5ir�gle Family-Fannie MaelFreddie Mac UNt�DRM INSTRUMENT Form 3D28 1141
<br /> VMP� VMP6�NEf(1302y
<br /> Wolters Kluwer Financial Ser�ices Page 5 v�7 7
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