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201507807
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Last modified
5/17/2016 12:56:31 PM
Creation date
11/12/2015 12:24:28 PM
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DEEDS
Inst Number
201507807
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(E) "Note" means the promissory note signed by borrower and dated November 5, 2015. The notes states that Borrower <br />owes Lender One Hundred Forty Four Thousand Eight Hundred Twenty Seven Dollars (U.S. $144827.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full no later <br />than December 1, 2045. <br />(F) `Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) `Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider OPlanned Unit Development Rider <br />® Other Manufactured Home Rider <br />❑ Rehabilitation Loan Rider <br />(I) `Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable <br />final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments " means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to <br />debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated <br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) `Escrow Items " means those items that are described in Section 3. <br />(1V1) `Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) <br />for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part <br />of the Property;•(iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions <br />as to, the value and/or condition of the Property. <br />(N) `Mortgage Insurance " means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under <br />the Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its <br />implementing regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time <br />to time, or any additional or successor legislation or regulation that governs the same subject matter. <br />As used in this Security Instrument, RESPA refers to all requirements and restrictions that are imposed <br />HCFG-00703 <br />FHA Deed of Trust -NE <br />Bankers Systems. VMP® <br />Wolters Kluwer Financial Services <br />2015110415.2.2.3298-J20150506Y <br />i <br />i <br />11 <br />1 <br />201507807 <br />i <br />i <br />i <br />i <br />9/30/2014 <br />05/15 <br />Page 2 of 16 <br />
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