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in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Secretary"means the Secretary of the United States Department of Housing and Urban Development <br />or his designee. <br />(R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or <br />not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY. This Security Instrument secures to Lender: (i) the <br />repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance <br />of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, <br />Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in the County [Type of Recording Jurisdiction] of Hall [Name of Recording <br />Jurisdiction]: Lot 1, Stearley Subdivision, South Platte Township, Hall County, Nebraska <br />Parcel ID Number: 400336294 which currently has the address of 14375 S Aida RD [Street] Wood <br />River [City], Nebraska 68883 -1744 [Zip Code] ( "Property Address"): <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall <br />also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument <br />as the "Property". <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the <br />right to grant and convey the Property and that the Property is unencumbered, except for encumbrances <br />of record. Borrower warrants and will defend generally the title to the Property against all claims and <br />demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering <br />real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, and Late Charges. Borrower shall pay when <br />due the principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. <br />Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and <br />this Security Instrument shall be made in U.S. currency. However, if any check or other instrument <br />received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, <br />Lender may require that any or all subsequent payments due under the Note and this Security Instrument <br />be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) <br />certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon <br />an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic <br />Funds Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at such <br />other location as may be designated by Lender in accordance with the notice provisions in Section 14. <br />Lender may return any payment or partial payment if the payment or partial payments are insufficient <br />HCFG-00703 <br />FHA Deed of Trust -NE <br />Bankers Systems." VMP® <br />Wolters Kluwer Financial Services <br />2015110415.2.2.3298J20150506Y <br />a <br />i <br />u <br />u <br />201507807 <br />i <br />i <br />90012014 <br />05/15 <br />Page 3 of 16 <br />i <br />i <br />8 <br />