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Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS N0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: GRISELDA ALVIS <br />250 E JOHN CARPENTER FWY <br />3RD FLOOR <br />IRVING, TX 75062 -2710 <br />HCFG -00703 <br />FHA Deed of Trust -NE <br />Bankers Systems"" VMP® <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />2015110415.2.2.3298- J20150506Y <br />i <br />FHA Case No. <br />321- 3433809 -703 <br />DEFINITIONS. Words used in multiple sections of this document are defined below and other words <br />are defined in Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated November 5, 2015, together with all <br />Riders to this document. <br />(B) "Borrower" is Michael Herbst and Kanada Herbst, husband and wife. Borrower is the trustor under <br />this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the laws <br />of United States of America. Lender's address is 2701 Wells Fargo Way, Minneapolis, MN 55467 -8000. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />i <br />i <br />9/30/2014 <br />05/15 <br />Page 1 of 16 <br />i <br />d <br />