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2� 15�7448 �nrh�ch currently has the address af: 141 S W Jahn S� Grand Isiand,NEBRASKA 6g8�1 ("Proper�y Address"}: T�GETHER WITH al� �he improvements n�w or hereaf�er �rec�ed on the proper�y, and a1� easements, appur�enan�es,and fix�ures now or her�after a part of the praper�y,A�l rep�acements a�d additians shal�a�s❑b��o�ered �y this Security Ins�rument.All of the foregoing is referred ta in this Security Instrumen�as the"Proper�y." BQRR�WER C�VENANTS that Borrov�er�s�awfully seised of the estate hereby con�eyed and has th�right�o �ran�and con�ey�he Proper�y and�ha��he Pr�perty�s unencumbe�ed,except f�r encumbran�es af r�cor�.Barrovver warrants and will defend�enera�ly�he�i��e�a the Prop�rfiy agains�all cla�ms and demands,subj�ct to any encumbrances of recard. THI S SE�URITY INSTRLTMENT combines unifarm c�venan�s for na�ional use and non-un�form cavenan�s with �imited variations by jurisdictian ta constitu�e a uniform security�ns�rumen�co�ering rea�prop�r�y. UN�F�R.N��VENANTS.BorraWer and Lender cov��aant and agree as fo�lows: l.Payment of Pr�n�ipa�,Interest,Escrow Items,Prepayment�harges,and Late Charges.Barr��er shall pay when due the principal of,and interes�on,th�deb��videnced by�he No�e and any prepayment charges and�ate charges due under the Na�e.Borrflwer sha,��a,lso pay funds for Escravv�tems pursuan�to Section 3.Fayrnents due under�he Nate and this Secur��y�ns�rument sha��be mad�in U.S. currency.Howe�er, if any check or other instrument re�eiv�d by Lender as payment under�he No��or this Secur�ty Instrumen�is r�turned ta Lender unpaid,Lender�nay require that any or a11 subse�uen�paymen�s due under the No�e and�his Security Ins�rumen�be made in one or more of the f�lla�rin� f�rms,as selected by Lender:�a�cash;�b}money�rder;�C}certif ed check,ban�check,treasurer's check or cash�er's check, provid�d any such check �s dravvz�. upon an institu�iQn whose deposits are insured by a federal agency, ins�rumenta�ity,or�ntity��r�d�Electrox�ic Funds Tr�nsfer. Payments are de�xned recei�ed by Lender when rece�ved at�he lflcation d�sxgna�ed�n the Nate�r at such ather lncat�on as may be designated by Lender in accorda�ac�with�h�notice pro�isiQns in Section I 5.Lender ma�re�urn any payrnent�r partial payment if�he paymen�ar paxt�al payments are insuffici�nt ta brin��he Loan curren�.Lender may accep�an�payment�r par�ial paymen�insufficien�t�br�ng�he Laan current,withflut wa�ver of any rights hereunde�r or preju�ice to i�s r�gh�s to refuse such paym�nt or,�artia�payments.�n�he fu�ure,bu�Lender�s nat abligated to apply such payxnents a�the time such paymen�s are accepted.rf each Per�ad�c Paymen��s applied as nf�ts scheduled due date,�hen Lender need not pay int�rest on unapplied funds.Lender may hald such unappli�d funds until Borro�er makes payrnent �o bring�he Loan current.�f Borrawer does not do sv with�n a reasonable per�od of time,Lender shal�either apply su�h funds or return�h�m to Borrawer.If not app�ie�.ear��er,such funds�il�be app�i�d to�he outstanding principa�balance under the Na�e immediately prior to fo�eclasure.Na offset ar claim which Borrow�r might ha�e now or in�he future against L�nder shall relie�e Barravver from making paymen�s due under the No�e and thzs Security �nstrument or perfarming the covenants and ag�reemen�s secured by this S��urity�nstrumen�. 2.Appl�cat�on of Payments or Proceeds.Except as o�herw�se de�cr�bed in th�s Sec��on 2,all payments accep�ed and applied b�Lender shall be applied in the follovving order af priority:�a��nterest due unde��he No��;(b�pr�ncipa.l due under�he No�e;�c�amaunts due under Sec�i�n 3.Such payments shall be app�ied�a each Per��dic Payment in the order in v�hich it became due.Any renaaining amoun�s shali be appiied f rs�tfl late charges,second t�any o�he�r amaunts due under this Security Instrument,and�hen�o reduce the principal balance of the Note. �f Lend�r r�cei�es a payment from Borr�wer f�r a del�nquent P�r�odic Payment which includes a suff cien�amoun� �o pay any Iate charge due,�he payment may be applied�o�he de�inquen�paymen�and the�ate�harge.If m�re�harx one Per�ad�c Paymen� is outs�andin�, Lender rnay app�y any paymen�rece��ed from Borrower�o the repaymen�flf�he Periodzc Faym�nts�f,and to�he exten��ha�,each paymen�can be paid in ful�.To the exten�tha�any excess exis�s after the payment is applied to�he fuli payment of one or mare Periodic Payments,such excess naay be appixed to any la�e charges due.Vo�untary prepayments shai�be applied f rs�to any pr�paymen�charg;�s and then as described in�he Nate. NEBRASKA-S�ngl�Family-Fannie MaelFred�ie Ma�c UNlF4RM iNSTRlJ�ENT Form 34� �IQ� Page3a��3 - � � ��s,�r�c. B�rrower�s}Ini#ials , ��