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� ��1 5�5�34 <br /> required by RESPA, and Borrower shall pay tti Lender th�amaun�necessary to ma�e up the d��ici�ncy in <br /> accordance with RE�PA, but in n�more than ��monthly payments. <br /> Upon paym�nt in fu11 af a�� sums secured by this Security�nstrum�nt, L�nder sha��pr�rnptl�refund t� <br /> Borrower az�.y Funds held by Lender. <br /> 4. Charges, Li�ns. Sorrower sha�1 pay al�tax�s, a�sessment�, charges, fines, and�mposxt��ns a�tr�bu�able ta <br /> th�Prop�r��wh�ch can attain priarity ov�r�his Security �nstrumen�, Ieaseh��d payments or ground r�nts an <br /> th�Prapert�, �f any, ax�d C�mmun�ty Ass���ation Dues, Fe�s, and A��e�sments, if any. To the extent that <br /> th�se�tems are�scraw �t�ms, Borrawer sha��pay them in�he manner prnvided in Sec�ion 3. <br /> Borrower shal�pramp�ly discharg�any lien v�rhich has priori�y Q�rer�his�e�urity�ristrurnen�uniess <br /> Borrower: �a}agrees in�vriting ta th�payrnent�f�he ab��gatian se�ur�d by the l��n in a manner acceptabl� <br /> to Lender, �but on��r s� �ong as Barr�v�er is perf�rming such agreement; �b}cnnt�sts�he li�n in g�od fai�h by, <br /> or defends against enf�rcernent of the�ien in, Iega�praceedings which �n Lender's opinian op�rate��prevent <br /> the enfarcement of the l�en whiie those proce�dings are pend�ng, but onl�r un���su�h proceed�ngs are <br /> conclud�d; flr�c}secures from t�e ho�d�r�f the�ien an agr�emen�satzsfactory�o Lender subordinating th� <br /> l�en�o this 5ecurity�nstrument. �f Lender deterrnines that any par���th�Property is subj�ct�o a lien wh�ch <br /> cdn attain priorxty over th�s Se�urit��nstrument, Lend�r rnay g�ve Borrower a no�ice��.�ntzfy�n�the lien. <br /> With�n ��days of th�date an which�hat na�xce is give�., �arx��ver shal� satisfy th��zen or�ake one or more <br /> of the ac�ions set:f�rth abave in this Sectian�. <br /> Lender may requ���B�rrower tfl pay a an��tzme charge for a rea.l es�ate tax verifi�ation andlor rep�r�ing <br /> s�rvi�e used by Lender in eonne�t�on with this L�an. <br /> 5. Property lnsurance. Borrower sha��keep th��mp�avement�n�w existing or hereafter er�c�ed�n�he <br /> Proper�y insured against�ass by tire, hazards included within�he��rm"extended�o�erage," arid an��ther <br /> hazards�nc�uding, �ut no��imited to, ea�thquakes and floods, for wh�ch Lender requzres insuranee. T�is <br /> insurance shall be ma�ntained�n the am�un�s��nclud�ng deductible�eve�s� a�d for�he p�r�ads tha�Lender <br /> r�quir�s. �'VL�hat L�nder requires pursuan�to the preced�ng sen��nces can change during the t�rrn af�he Loan. <br /> The insuranC�carrier providing the�nsuranc��ha�I�e chosen by Borrower subj�t ta Lender's r�ght to <br /> disappra�e Borrower's chai�e, which right shall nat b��xercis�d unreasanab�y. Lender may require <br /> Borrower to pay, ����nnection with this Lflan, �zther; �a}a�ne-t�me�harge for f�flad zflne det�rn�ina�ion, <br /> c�rtif�cat��n and tracking ser�ices; �r�b}a on�-t�m�charge far f�ood zone deterrnination and certzf�catinn <br /> s�r�ric�s and subsequent charges ea�h�im�remappings ar s�rniiar chang�s accur which reasonably rni�ht <br /> affe�t such d�termination�r c�rtifica�ion. Borrower shal�a�s�be respons�b�e for the payment of any fees <br /> impose�i by the Federa�Ernergency Mana�ement Agency xn corix�ec�i�n with the r�view nf any f�ood zone <br /> det�rm�.nati�n resulting from an��j ectian by B�rr�vver. <br /> �f Bazrovver fai�s to rnainta�n any of the co��rages described above, Lender may o�tain insurance coverage, <br /> at Lender's�ptian and B�rrflw�r's exp�nse. Lender�s under na ob��ga�ion to purchase an�particu�ar typ�ar <br /> arnaun�af c�verage. Ther�fore, such coverage shal�cover L�nd�r, but rn�gh�ar z�ught no�prote�t Barr�w�r, <br /> Barrow�r's equity in the Praperty, or�he�ontents of the Propert�, aga�ns�any r�sl�, hazard or l�a����ty and <br /> tr��ight prvv�de greater or le�ser c�verage than�vas pre��ous�y �n eff��t. B�rrower acknoWl�dges�hat the cast <br /> of the insurance c�verage sa�btain�d mi�ht significantly exceed the c�st flf insurance�ha�Borrav�er couid <br /> have�b�aine�. Any am�unts dzsburs�d b�r Lender under th�s�ecti�n 5 shal�became additional deb�af <br /> Borrawer se�ured by th�s Securi�� In��rument. These amoun�s shall bear zn�erest at the N�te rat�from�he <br /> date af d�sbursement and sha��b�payab�e, v�rith such �nte�rest, upan no�ice from Lender to Borrawer <br /> requ�st�ng payment. <br /> NE6RA5KA-Single Family-Fanr�ie MaelFreddie Mac UNIF�RM INSTRLJMENT Farm 3428 11D1 <br /> VMP� VMP�tNEy�1302� <br /> Wolters Kluwer�ir�ancial Ser�ices Page fi af 7 7 <br />