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�� 15�54�5 <br /> 1 <br /> under the�o�e imrnedia�ely priar to f�reclosure.NQ ofFset ar c�aim v�h�ch�orro�rer rnight have n�w or in�he fu�ure <br /> against Lende�sha�� �elie�e�orro�v�r from ma��ng paymen�s due under�he N�te and�h�s S�curi�y �nstrument�r <br /> perfarming�he�avenants and agreemen�s secu�'ed by this Seeurity�nstruxnent. <br /> 2.Applica�f�n af Paynr►ents or Proceeds.��cept as fltherwise describ�d in this 5ection�,all payments a�cepted <br /> and appli�d by Lender sha�l be applied inth�f�llowing vrder ofpr�oxity:�a�in�e��s�due under the N��e;�b}pr�ncipal due <br /> under the�o�e;�c}amoun�s due under Se�ti�n 3.�uch payments sha�i be applied�o each Perivdic Paymen�i�a��he order <br /> in vrrhich it became due.An�rema.ining amoun�s shall�e app�ied f rst�o�a�e charges,sec�nd t�any o�her amounts due , <br /> under�his Secu�it��ns�rument,and�h�n to reduce�he�rrinci.pa�balance af�he Note, <br /> �f Lender receives a paymen�from Borrovver for a delinquent Peri�dic paymen�whi�h includes a suffici�n�arnoun� <br /> �a pa�r an��a�e cha�ge due,the pa�ment may be applied��the d�lxnquen�payment and the Ia�e charge.If mqre thax�orie <br /> Perivdic Paymen�is auts�andin�,Lende�may app�y an�payment recei�ed fram$orro�rer tfl the repaymen�af the <br /> Periodic�a�ments�f,and to the extent that,each paymen�can be paid in full.Ta�he e�tent tha�any exc�ss ex�s�s after ' <br /> �he payment is applied�o the ful�payrnen�of one or rnor�Feriodic Fa�rments,such excess rna�be a�pii�d t�an�r�a�e <br /> chaxges due.Volun�ary prepayments shal�be appli�d frst t�any prepaymen�charges and�hen as descri�ed in�he No�e. <br /> Any application af payrn�nts,insuranGe proc��ds,�r Miscellaneaus Pr�ceeds to prin�ipal�ue under�he Note shall <br /> not�x�end�r postpone the due date,4r chang�the a�mount,of�the Periadic Pa�men�s. <br /> 3.Funds for Escrow I�ems.B�rr�wer shal�pa�to Lender on th�da�Periodi�Pa�ments are due under the No�e, � <br /> un�il�he Note is paid in fu11,a.surn��h�"Funds"}��pravide for�a�rrnent Qf am�un�s due fflr:�a}taxes and asses�men�s <br /> and ather items wh�ch Gan attain pr�or��y u�er this �ecurity Ins�rurnen� as a lien or encumbrance �n the Property; <br /> �b�leasehald�ayrnents or graund ren�s on�he Proper�y�,xf an�;�c}pr�miums f�r any and all insurax�ce re�uired by Lender ' <br /> under Sec�ion 5;and(d}Martgage�nsuxance pr�miums,if a.n�r,ar any sum�pa�rabl�by Bor�o�v�r�o L�nder in li�u ofthe <br /> payment af M�r�gage Insurance premiu�a�s in accordance w��h the�rQ�is�ons of Sec�ion �Q.Thes�item�are ca.�led <br /> "E�cro�v Items:'At�rigination or a�any tim� during the term of the I�oan, Lender ma� require �ha�Community . <br /> Associa�ion Du�s,Fees,and Assessmen�s,if any,be escrowed 1��So�rawer,and such dues,f�es and assessrnen�s sha1l be � <br /> an Escrow I#em. Barrov�rer shall promptly furnish ta Lender a�l n4tices of amounts �a be paid un.d��this Sec�ion. <br /> Borro�nrer sha�i pay Lender th�Funds far Escrovv�tems unless�ender�ai��s$o�rrower's obl�ga�ion�v pa�th�Funds for <br /> any�r alX Escro,w Items.Lender may wai�e Borro�rer's vb�igat�on to pa�tv Lender Funds for any or�11 Escrovv�t�rns at <br /> any time.Any such waiver may oniy be in�vrit�ng,In�he e�e�.t af such waiver,Borrovtirer sha�i pay directly,when and <br /> wh�re payable,the amoun�s due for any Escr�w Items for which paymen�of Funds ha��een wai�ed by Lender and,if � <br /> L�nde�requYres, shaXl furnish�a Lender receipts evidenc�ng such payment�rithin such�im�p�r�od as Lender may <br /> re�u�re.Borrowerys o�iiga�ion ta make such paym�nts an�tQ provi�e receipt�shal�for ail purpQses be deemed t�b�a <br /> cavenant and a�reemen�c4ntained in this Security�ns�rument,as th�phrase"covenant and agreement"is used.in Se�tian <br /> 9.�f Borrower is obligated to pa�Escraw�terns direc��y,pursuant to a wai�er,�.nd$orrower fails��pay the amoun�due <br /> far an�sc�ow I�em,Lender ma�ex�r�ise i�s r�ghts under Se�ti�n 9 and pay such amouri�and Barro�ver sha��then be <br /> obligated under Sec�ian 9 ta repay t�Lender an�such arnount.Lend�r may revoke�he vvaiver as�o any ar all Escrow <br /> Items at any time by a no�ice gi��n�n accordance�ri�h�Se�tian�5 and,upan such re�ocatian,Borro�ve�sha��pay tfl <br /> Lender a1i Funds,and in such amoun�s,�ha�are then required uxrder this S�ctiQn 3. <br /> Lender may,at any time,collec�and hald Funds in an amvunt(a}�uf�icien�to permi�L'e�.der�o apply the Funds at <br /> the�me specif��d under RESPA,and�b�not t�exc�ed the max�mum arnount a Iender can require under RESPA.Lender : <br /> shall est�mate the amaunt of Funds due�n�e basis of curren�data and reas�nabie es�ima�es flf expendi�ure��f fu�u.re <br /> E�crotiv��erns or o�h�r�nrise i�accordance w�#h Applicable Law. <br /> The Funds sha��b�held in an ins�itution�+rh�se deposrts axe insured by a federa�agency,instrumenta.���y,or en��ty <br /> �YncludYng Len�er,�f Lender is an institut�on whose deposi�s are sa insured}or in any Federai H�me Loan Bank.Lender <br /> shal�apply�he Funds t�pay the�scrow rterns no�ater than�he�ime specifi�d und�r RESPA.Lend�r sha.ii no��harge � <br /> Borr��e�far ha�ding and apply�ng the Funds,annualiy analy�ing the escrow accaun#,or ver�fying�he�sGrav►�rtems, <br /> unles�Lender�a�s Borrovver interest on the Funds and A.ppl�cable La�permi�s Lend�r to rna.�C�such a�harge.Unless an <br /> agreement is made in writing or Appl�cable Lavtir requi�res interest to�e paid qn the Funds,Lend�r sha�l not be�equired to i <br /> pay Borrawer any�n�er�st or earn�ngs�r��he Funds.Borro�er and Lender can agr�e in writing,ho�rever,that in�erest <br /> : � <br /> h1EBRA5KA-SEngle Famity-Fannie Mae1F��dd�e Ma��N�F�RM�NSTRU[II[ENT with MERS Form 3D28 �1D7 <br /> Page 4 4f�3 � i � � <br /> �05,�nc. Borrawer�5}Ini�ials '��� <br /> � <br /> # <br />