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� ��15�54�5 �
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<br /> shai�be paid on the Funds.Lender shall gi�e to Borrower,wi�hout charge,an annua�accounting ofthe Funds as require�
<br /> by RE5]PA.
<br /> If there is a surplus of Funds held xn�s�rovv,as d�fined under�ESPA,Lender shall acCount to Borrower far the
<br /> e�c�ss funds in accordance wi#h RESPA,Yf�here is a shortage of Funds held in escraw,as def ned undex RESPA,Lender
<br /> sha��notify Barrower as required by RESPA,and Barro�rer sha1l pa��a Lender the amount n�cessary ta rnake up the
<br /> shartage in a��ordance�ith RESPA,but in no mare f.han�2 rnan�h�y paymen�s.If there is a d�ficiency of Funds held in
<br /> es�ra�,as defned under RESPA,Lender shall notify Barrnwer a�r�quired by R.ESPA,and B�rr�wer sha�I pay to Lender
<br /> �he amount necessary�o mak�up the defi�iency in acc�rdan�e with RESPA,but in no m�re than 1�man�h�y paymen�s.
<br /> Upon payment�n full af al��ums se�ured by this Securlty Instrument,Lender sha�1 p�omp�Iy refund to Bor,rovver any
<br /> Funds h�ld hy Len�er.
<br /> 4.Charges; Liens.Borxower shall�ay a�l�axes,assessmen�s,chaxges,fines,and impasitions attributable�o�he �
<br /> Praper�ty which can a�ain priority over this Secur���nstrument,leasehoid payrnents ar graund ren�s an the Prop�xty,if
<br /> any,and�ommuni�ty Assaciati�n Dues,Fees,and Assessmen�s,�f any.To the exten�that�hese items are Escrow Items,
<br /> B�rrau�er shal�pay thern in�he manner provided in Se��i�n 3.
<br /> Bo�rrawer shall prQmptl� discharge any lien which has priori�ty o�er this S�cur��y �nstrument un�ess Bor�vwer;
<br /> �a�agrees in writing to the payment of�he ob��gatian�ecured b�the l�en in a manner acceptable to Lender,but only sa
<br /> long as Borro�ver is performzng such agreement;�b}contests�he lien�n good faith�y,o:�defends against enforcement of
<br /> �he Iien in, leba] proceedings which�n Lender's apinian aperate tv pre�en�the enfarcement of the iYen while th��e
<br /> � proceedings are pending,but only un�i�such proceedings are�oncluded;or(�}secures from the h�id�r�f the lien an
<br /> agreemen�sat�sfactary�o Lender subordinat�ng the lie�to�his Security�nstrument.If Lender deterrnines�h.at any par�of
<br /> the P�a�er�y�s subject to a Iien wh�ch can a�tain pr�ari�y ov�r this Se�urit��Ins�ru.ment,Lender may give Sorraurer a �
<br /> notic�identify�nb tlle Iie�x.Within�4 days af th�date on v�hi�h that notice is given,Borrovver shall satisfy�h�lien ar�ake
<br /> ane ar more of the ac��ons set forth abave zn�his��ctian�.
<br /> Lender r�c�ay require B��r��ver to pay a one�time charg�far a real estate tax Werifi�a��on andlor�eparting servi�e us�d �
<br /> b�Lender zn��nnec�ion urlth this Laan.
<br /> 5.Praperty Insurance.Borrovv�r sha��keep the impro�emen�s now existing ar hereafter erected on the Praperty
<br /> insured against loss b�fire,hazards included wi�hin the term"extend�d coverag�,"and any�ther hazards including,but
<br /> n�t Iimited tia,earthauakes and f�avds,for which Lender requi�es insurance.This insurance shal�be maintained in the
<br /> amounts�inciuding deduc�ibl�levels�and far#he per�ods tha�Lender requ�res.�hat Lender requires pursuar��to�the
<br /> preceding sentences can change dur�ng;the term�f�he Loan.The insu�rance carri�r prv�id�ng the insuranc�shatl be
<br /> chosen by Bar�rawer subject to Lender's right to disap�rove Barro�rer's chvice, which�ight shall nat be ex��r�ised
<br /> unreasonably.Lender ma�require B�rra�vrrer�o pay,in cannec�ion with this Loan,e�th�r:(a}a�ne-��me�harge for ff aod .
<br /> zone de�ermina�ion, certificatzon and tracking services; vr (b}a one-time charge for flood zone d���rminativn and
<br /> certi#ica�ion s��r�ices and subseQuent charg�s each tirne remappings or sim�iar changes o�cur wh�ch reasonab�y migh�
<br /> affect su�h determina�ion ar certifica�ion.Barrower shai�al�o be responsibte far the paymen�of any fees impased by the
<br /> F�deral Emergency Mana�ement Agency i.r�cann�c�ian v�rith the review of a�a�flood zone de�ermina��an resulting from
<br /> an obj ection by B orr�vver,
<br /> If Bo�r�ower fails to maintain any of th.e cv��rages described above,L�nder may Qb�ain insurance coVerage, at
<br /> Lende�r's�p�ion and Baxr�wer's expense.Lender is unde�r no ab�igation�a pur�hase any particular type or amount df
<br /> cove�a�e.The�-efore,such co�era�e shall co�er Lender,but might or might nat pr��ec�Borrovver,Bflrrav�erys equ�ty in
<br /> the P�aperry,or�he contents�f th�Property, aga�nst any risk,hazard or liability a.nd mibht pro�ide greater or lesser
<br /> �o�era�e than ur'as pr��iousl�in efFect,Barrovrr�r acknow�edges tha�the cost of�he insu�rance ca�erage so obta.in�d might
<br /> significantly exceed the cos�of insurance tha�Borrow�r��u�d have abta�ned.Any amoun�s disburs�d by Lender under
<br /> th�s Sec�i�n 5�hall b�come additi�nal�ebt af Barrotiver s�cured by�his Securi�Ins�rumen�.These amounts shall beax
<br /> interest at the l��te ra��from the date of disbursement and sha�l be payab�e,wi�h such�n�er�st,upon natice from Lender
<br /> t�Box-3ra�wer rec�uesting payment.
<br /> All insurance po�i�ies required by L�nder and renewals of such po�icies sha�� be subject�� Lender's rig;h��o �
<br /> disapprove such paiici�s,sha11 include a standard mar�gage clau�e,and shall name Lend�r as m�rtgagee andlor as an
<br /> NEBRASI�CA-Single Famiiy-Fannie MaelFreddi�Mac I�NIF�RNi�NSTRUtUtENT wi#h MERS Form 3428 '�l�'I
<br /> Page 5 of�3 �
<br /> �°S���'�� ' Borrvwer�s}lnitials �
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