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<br /> �I'he�unds sh��l be�e�d in ari in�tx�u��on w�ose depas��� a���nsurec� by �federa� �ge�cy, xns�rllm�ntali�y, ar
<br /> �n�it.y �imc��ding I�ender, if L,�nde�r�s an ins�i�ut�on�vhase deposi�s ar��o zn�ured�ar in ar�y F�deral�orn�
<br /> �....aan B�.n�. Lender shall app�y�h�FUnd�to pay�he�s�raw Items nQ�ater thar� �he i:i�me spcci�ed u�der
<br /> R.ESP1-�. Lender shal�nat cha�rge�3arra�er for ho�ding and app��ing th�Funds, anr�ual�y analy2ing�he
<br /> esc�-o�ac��}un�, o��v��°ify��g��e�sc�o�v T��rn�, �nle�s��nder�ay��3or�-��rvc��n�ere��on th�F��d�and �
<br /> Appli�abie Iaaw p�rm��s Lender�o ma�e such a charge. I�n�ess an agreemen�is mad�in writing�r
<br /> A����ca�le�Law require�inter���to be�aid on t�e Fund�, Lender shail not�he r�quired t�pay Bnrrovv�r�rty
<br /> ��a�e���st��ea�n�r��s an the Funds. Borrrov�vcr and L�nder c�n agree in wr�t�ng, h��e�ver, tha�intere���ha�l be
<br /> �a�d a�the�un��. I�ender sha���iv��o�orrc��er, vvithout cha�r�e, ar�anr�ua] accountimg of�he Fund�d�
<br /> rec�u�red by.��SF'A.
<br /> If�h�re�s a surp�us of Fun�s he�d i�es�ro�v, as def�ned und�r R��pA, L.erid�r sha�l ac�oun�to Borrow�rr for
<br /> �.���x�:ess funds�n accordaric�v�zth���]P.A. If�her���a�har���e of Fund��e�c��n�;���•c�w, ���I�fi����u�a�i�r
<br /> R.���A, �..1�nc�er sha��no�ify Borrovv�r a�S requir�c�by�.i�S��, and F�orro�er shal�pay �o I1en�er��he arnoun�
<br /> ����ssar���r�ak�up��e sho��ag���ucc��-�.a����nr��:����PA, �bu��n���.�����a.�i �Z��������a����.�s. ��'
<br /> th�re i��def�ciency of�`��nd�he�ci in�scrow, ��def�ried�.�n��er R���A, L.,ender�h�.�l nat�fy Borro��r as
<br /> r��u�red��r R.��PA, and�orro�vv�r��al��aa_y ta�..,enc�er��e arnount��c�s�ary �o�na���p th�d�fi���n�y in
<br /> a�cordance�rith�5��., bufi i���ma�°e tha�t 1����nt������rr�nen�s.
<br /> �J�on paymen��n fu��flf a�l su�ns se�u�ed by�h�s�e�u�-i�����s�ru��e���, I1�i�der sha�l��������:����fu��d��
<br /> �arrower any Fund�h��d b�I�end�r.
<br /> �n ��t��°���� 1�����s B��rav+�e�sha��pay all�axe�, a��e��men�s, ��ar���, f�ne�, ar�d�.m�os��i�n� at�ributa�����
<br /> ���Prap�r�y�r���h�ar� a��air�prio��ty c�v�r�hi����u�rz�y�n��rum�n�, ���sehold payrn�r���ar gr�un�r�n��o�
<br /> ��e�'rop�rty, i�a�y, anc��.;�mmuni�y�ssoc�a��an iau��, �ee�, dn�.A���������r����, Yi ariy. `�u�n�Gx�������id�
<br /> �h�s��t�ms�r��s�rnw��:�ms, B�rr��er shall pay thern�n�h�manner p�avicled�n ��c�ian ��.
<br /> �or�ovv�r�hal�p�•omp�ly dis�harge any Iien wha�h has pr�Qri�y o�er this�e�ur�ty �ns�rumert�u�less .
<br /> �orrower: (a� a�rees in wri��n��o�he payment af the ob�i�atian secur�d�y the Iier�in a rnanner ac�eptable
<br /> �o Lender, but❑nly so��ng as Bo�ra�er�s perfarrn�r�b su�h�.greement; �b�con�ests the Izen i�goacl fai�h by,
<br /> Qr dcf�nds again�t�nftirc�m�n�❑f�he I��x�in, ��gal�r����d�n�s vvh�ch�n Ia�ndcr's op�nior�ap�ra�c���r�wc��
<br /> ��e e��o�cerner�t o���he�ien����e�h�s��r�o���d��.gs�����n���g, �a���anl_��.�r��il s�.��h p.r���ed�ng�are
<br /> co��Iud�d; or ��}�e�ur�s f����h��atc�er��f�h�Ii��a� �gr��xn�n�sa���factory��Ia�nder�ubardina�i�.g�h�
<br /> Ir�r��o thi��e�uri�y �nstrumen�. If I��nd�r d�terrn�ne��hat any par�of�he�'ra�ae��y i��u�rj ec���a Iien�v���h
<br /> �a�atta�n prio�i�y ov�r th�����urity�nstrum�n�, L�nd�r�rna�r�iv��orro�er a not�c�id���ifyin�the�i�n.
<br /> �ithin 1� days a�'�he da�e��t��rv�ic;h�hat no�.�c;����i��n, �a�ro�v��s�a�l ���i�fy �h�li�� or�������o���r�
<br /> of�he a�t�ons se�fr�rth abov�in�his S�c�io�.4.
<br /> �,�r�d��•may r�qu�re�orra�nr�r�o pa� a ora�-t�rn��har�e fo�•a��a��stat��ax verifica�:i o�a andlar repor�ir�g
<br /> ���v�c�u��r�by���der i��anne��ia� �,�ith thi��aar�. .
<br /> �� P��p��`ty It����'����. �orro�vv�� sha�l l��ep th��mprov�m�n�s now�x���:ing a�°h��eaf�er er��t�d ax��h�
<br /> �'raper�y in�ur��against��s�ey l�re, ha;carc��inc��uc�et�r���h�n ���t�rm"�x���c�e��;���ra��,°� ar�d a�� c�t���
<br /> hazard�inc�u��n�, bu�x����im�t�d ta, �a�-thqua���and�1o�ds, for which Ld�nd�r r�quires insura���. 'This
<br /> inguram���ha�l b��nair�t�.in��ir��h��m�un����nc;�ud�n� �.�duct�bl�����1�}anci for���period�th��Ia�ncl�r
<br /> r�qui�-�s. �����:.��ne��r r��ra��r���u����a�n��c��h��r���din�;�er��e�.����a���a�.����r��.g�h���r�.fl�����,�a�.,
<br /> �`h�����ur�r�����.��ri��•�p���v��.i����:��i�.su��.�����ha.��be�;�i������y�o����a�r���u����:t�a:��r�d���;��•ig����
<br /> di�app�ov��or�o���°'��:�c����, �hi�h ri��a�������a��������;���;�.�r�����������. �.���d����Q� r�q����
<br /> �3arr�������p��r, ����;��.n������������i��..,a���, ���l��r� ����.a��-�i���.���h����'a�f�����ar��c������n�n�.�����,
<br /> ��r������tio�a.�ad�rac�k��n�;��r�i���� o��b} a on�w�i�ne��a�•��for f�ood�ar��de��r����.��o� a��d��r�i�i�a��fl�
<br /> 7�.34�5�747
<br /> N�8F�A5KA-5ingfe�am ilv-�anni�M aei�re�d'€e�I ac kJ�ll�D�M INSTRUM EN�C"V+!i�'!�M ER5 Farm 3��8 11C�
<br /> VMP� vivi�'ai��i�1��{i30�}
<br /> Wp6t�rs Kluw er Fi�ancial�ervic�s �age 6 0�7 7
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