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� � ��15�5�9U , , services and subse�u�n�charges each time remappings or s�milar changes o�cllr which reasona��y rnigh� affect �uch determ�nati�n or certi�cati�n. Borrower shall also be responsib�e for�he payment af any fees irnposed hy the Federal Emergency Management Agenc�r in connection wi�h�he revier7v af any fload zone de�erm�na��on�esulting from an ob jection by Borro�ver, �f�3orrower fails to maintain any af the coverages described above, Lender rna��ta�n insurance cnverage, at Lend�r's option and Borrawe�'s expens�. Lender is under no ab�iga�ion ta purchase any particu�ar type ar amount of�overage. Therefore, such c��erag�sha�l �ov�r Lender, bu�might ar rnight not protect Borrov�er, Borrawer's equi�y in the Property, or the canten�s o�the Property, against any risk, hazard or�iabilit�and might pro��de great�x or lesser co�erage�han was previ�usly in effec�. Borrower acknowledges tha�the cost of the insurance caverage so obta��ed might sign�fican�ly exceed the co��of insurance�hat Borrovver could have ob�ained. Any amaun�s disburs�d b�Lender under this Section 5 shall hecome add��anal deht of Barrower secured b��his S�curz�y�nstrumen�. These amoun�s�hall hear inCerest at�he N��e rate from the date af di sl�ursement and sha��be payab�e, wi�h such�nt�res�, upon natiice from Le�der t�Borrower re�uesting payrnent. All insura��ce pal�c�es required by Lender and renev�als of such pa��cies shall be sub�ect�o Lender's rzghti to disapprav�such policies, shall include a standard mortgage c�ause, and shall pam�Lender as m�rtgage� andJar as an additional loss payee. Lender shall ha�e the right�o h�ld�he poli��es and renewal cer��ca�es, If Lender re�uires, Borrower sha�� pr�rnp�ly g��e to Lenc�er all r�ce�pts❑f paid pre�raiums a��d renewal noti�es. If Borrower obtains any form�f insurance�n�era�e, no�o�herv�ise requ�red by Lender, for darnage �n, or destruction Uf, th�Property, such policy shall �nclude a standard mor�ga�e clause and shall name Lender as martga�ee andl��a�an addi�ional Ioss pa�ee. rn the e�ent of l�ss, B�rr�w�r shall giv�pr�rnpt no�i�e to the insurance carrier and Lender. Lender ma� � make proof af��ss if not made promp�ly�y B�rrower. Unl ess Lender and Borrower oth�rwi se agree i n v�ri�ing, any insurance proceeds, whether or no�the underlying insurance was requirCd by Lender, shall be ° app�ied to res��ration or repair af th�Praper�y, �f Che res�ora�ion�r repa�r is econamica�ly f�asihle and � Lender's security i�n��lessene�. During such repair and res��ra�ion period, Lender shall have the right to ha�d such insurance pr�Ge�ds unti�Lender has had an appor�unity to in�p��t�uch Praper��t�en�ure the vvork has becn compl�ted�o Lender's satisfa��ion, pro��ded that such�nspection shall be under�ak�n pr�mptly. I�ender may disburs�proce.�ds for the repairs and res�ora�ion in a single pa�men�or in a series of � � p�ogress paymen�s as the worl�is c�rnp�eted. Un�ess an agreement is made in writing or App��cable Lav� re.�u�res interest ta be paid o�j such�nsurance proceeds, Lender shal�no��e rcqu�rcd�a pay Borrower any in�erest�r earnings on such proceeds. Fees for public adjusters, or other third parties, retained h�Borro�ver sha�l nat be pa�d out af the�nsurancc procee�is and shall be�he sol�ohliga�ion of Borrower. �f�he res��ration or repair is not ecanamically feas�ble nr Lender's security wc�ula be l�ssen�d, �he insurance pro�eeds shall be applied ta�he sums secured by�his Security Ins�run�ent, wh��he�ar not then due, �vith the excess, if any, paid to Borrawer. Such insuran�e proceeds shall�e app�zed in�he arder pravided for�n Sec��an 2. If I3orrower ahandons th�Pr�per�y, Lender rnay fi�e, negotiate and se�tle any ava�lab�e insurance claim and related matters. If B�rrower dnes no�re��nnd with�n 3�days�u a notice from Lender tha�the insurance carrier h�s affered to set��e a claim, rhen Lender may ne�o��ate and se��le the claim. The 3��day periad�rill begin when the natice is g�ven. In either event, flr if Lei�der acqu�res the Prapert�under Section 2�or fltherwise, Borrower hereby assigns�o Lender�a�Borrawer's rights�o any insuranc�proceeds in an amoUnt nat�o exce�d the amounts unpaid under the�a�e or�his 5e�urity Ins�rument, and�b) any other of Borrower's rights�other rhan the r�ght�o any refund of unearned prem�ums paid by Borrower} under a�� insurance policies co�vering�he Proper�y, insofar as such rights are applicable�o�h�co�era�e of th� Property. Lender may use the insurance proceeds either tU repair or res�ore tihe Property ar to pay amoun�s unpaid under the I�o�e o�this 5ecurity Ins�rumen�, whether or no�then due. 71344587�7 NE6RASKA-5ingle�amify-Fanr�i�M aelFreddie M a��NIF�RM INSTRUAl1 ENT W ITH M ERS Form 3028 11a� VM P VM PfiA(NE�(13��) W o�te�r�s Kluw er Financiai 5ervices p�9��p��