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� ��15�4545
<br /> Se�tion 9 to repay ta Lender any su�h amoun�. Lender may re�oke the waiver as ta any or a11 Escrvw Items at any
<br /> time by a natice gi�en in�accordance with Sectian 15 and,upon sucr�re�acation,Bvrrow�r•shall pay to Lender aIl
<br /> Funds,and in such amaunts,that are then requi�z�und�r this Sectian 3. ',
<br /> Lender may,at any time,collect and h�ld Funds in an amaun�(a}suffici�n�to permit Lender to apply the
<br /> Funds at the tirne specified und�r RESPA,and �b}not to exceed the maximum amount a lender can require under
<br /> RESPA. Lender sha11 estimate the amvunt of Funds due on th� basis of current data and�reasonable estimates�f
<br /> expenditures of future Escrow Items or otherwise in accor.iance with Appli�able Law
<br /> The Funds sha11 be h�ld in an institution whose depasits ar�inswed by a federal a�ency,instrumentality,or
<br /> entifiy �including Lender, if Lender�s an�institution vrrhose deposits are so insured}or in any Federal H�me Loan
<br /> Bank. Lender shall apply the Funds to pay the Es�row�tems na later than the time specified under RESPA. L�nder
<br /> shall not charge B�rrower far holding and applying the Funds,annually analyzing the escrow a�count,or verifying
<br /> the Escrow Items,uniess Lender pays Borrower interest on the Funds and Applicable Law p�rmits Lender to make
<br /> such a charge. Unl�ss an agre�ment is made in writing or Applica�Ie Law requires interest to be paid on the Funds,
<br /> Lender shall not be required to pay Barrawer any interest�r earnings on the Funds. Borrower and Lender can agree
<br /> in writing, hawe�er, that interest shall be paid on the Funds. Lender shall gi�e tQ Barrawer, without charge, an
<br /> annual a�c�unting of the Funds as requir�d hy RESPA.
<br /> If there is a surplus�f Funds h�1d in es�row,as defined under RE�PA,L�nder shali a�count to Borrower for
<br /> the excess funds in accordance with RESPA. If there is a shortage af Funds held in escraw, as defu�ted under
<br /> RESPA, Lender shall notify Bvrrow�r as requxred by RESPA, and Barr�wer shall pay tn Lender the amount
<br /> necessary ta make up the shortage in accordan�e with RESPA,but in no rnore than 12 manth�y payments. If there is
<br /> a deficiency of Funds held in escrow,as defined under RESPA,Lender shall natify Bornower as required by RESFA,
<br /> and Borrawer shal�pay ta Lender the amaunt necessary ta make up the defi�iency in accordan�e with RESPA,but in
<br /> no mare than 1 Z monthly payments.
<br /> Upon payment in full of al1 sums secured by this Security Instrument, L�nder shall promptly refund to
<br /> Barrawer any Funds held by Lender.
<br /> �. Charges; Li�nS. Barrower shall pay all taxes, assessments, charg�s, �ines, and impasitions
<br /> attributable to the Property which can attain priority o�er t�is 5ecurity Instrument, ��aseh�Id payments or ground
<br /> rents on the Propetty, if any, and �omrnunity Assacia�ion Dues,Fees,and'Assessments, if any. To the extent#hat
<br /> these items ar�Escr�w Items,Borrower shall pay them in the manner provided in S�cti�n 3.
<br /> Borrower shall promptiy dis�harge any lien which has pri�rity over this Security Instrument unl�ss
<br /> B�rrower: [a} agrees in v�rriting to the payrnent ❑f th� o�Iigatian secured by the lien in a manner acc�ptable ta
<br /> Lender,�ut only so long as Borrower is performing such a�reement;�h�contests the Iien in gvod faith by,or defends
<br /> against enforc�ment of the lien in,�e�al praceedings which in Lender's apinion�perate to pre�ent the enforcement
<br /> vf the tien whil�those proceedings are pending,but onty untxl su�h proceedings are con�luded;ar�c}secures from
<br /> the ho�der of the lien an agreemen� satisfa�t�ry to Lender subordinating the lien ta this 5ecwrity Inst�n�rnent. If
<br /> Lend�r determines that any part of the Praperiy is subject to a lien which can attain priority aver this Security
<br /> Inst�rrument,Lender may gi�e Sorrower a notice identifying the 1ien. Within I�days of the date an which that,notice
<br /> is gi�en,Borrawer shall satisfy�he lien or take one ar more of�he actions set forth above in this Section 4.
<br /> Lender may require Borrower:t�pay a one-time charge for a real estate tax verification andl�r reporting
<br /> servic�used by Lender in��nnection with this Loan.
<br /> .
<br /> S. Property Insurance. Borrower shall keep#he improvements n�w exis�ing or hereafter erec#ed on the
<br /> Prop�rty insured against loss by fire,haza�-ds included within the term"extended co�erage,"and any other hazards
<br /> including,but not lirnited to,earthquakes and f�oods, for which L�nder requires insurance. This insuraxi�e shall he
<br /> maintained in the arnounts �in�ludrng deductihle le�els} and far the periads that Lender requires. �Vhat Lender
<br /> requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier
<br /> pra�iding the insurance shall be chosen by Borrower subject to Lender's right ta disappr��e Borrower's choice,
<br /> which right shall not be exercised unreasonably. Lender rnay require Borrower tv pay,in conne�tion with this Lnan,
<br /> either: (a�a ane-ti.me �harge far flood zon� determination, certif cation and tracking s�rvices; ar �b}a one-time
<br /> charge for f�vod zone determination and certification servi�es and subsequent charges each time remappings ar
<br /> . .
<br /> N�br�sks Dced a#'Truat—Single Fami�y—Fannie MarlFrcddic Mae[]niform Instrumeat F�rm 3U�81101
<br /> MER5 Mvdifi�d
<br /> The Campl�ance Sourcr,�ne. Page 5�f�4 ModiCied by Complianee Sour+ee I43D1NE 481�Re�,n4113
<br /> wyvw.eompZi�ncesourcc.�vm �Z�04-�013,The Compliance Sourcr,Inc,
<br /> � 4 2 '1 — 2 � � � � 2 3 �
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