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<br /> sirnilar changes occur which reasnnab�y rnight aff'e�t such determination ar certif cativn. Bomower shall also be
<br /> responsible for the paym�nt of any fees imposed by th�Federal Emergency Management Agency in connectian with
<br /> ihe review of any flood zone determination resulting from an objection by Borrower.
<br /> If Borrower fai�s to maintain any of the�o�erages described above,Lend�r may o�tain insurance cv�erage,
<br /> at L�nder's opti�n and Borrvwer's expense. Lender is under na obtigatian to purchase any particular type ar amount
<br /> of co�erage. Therefore, such cv�erage shall �ov�r Lender, hut might vr might nvt prvtect Borrower, Borr�w�r's
<br /> equity in the Prop�rty,or the contents�f the Praperiy,against any risk,ha2ard or liabilit}�and might pro�id�greater
<br /> or Iesser co�erage than wa.s previously in effect. Borrawer'acknawiedges that the cost af the insu.rance co�erage so
<br /> obtained might significantly exceed the c�st of inswan�e that Barrower cauld ha�� abtained, Any amounts
<br /> disbursed by Lender under thr� Section 5 shalt be�ome additional d�bt af Borrower secured by this 5ecurity
<br /> Instrument. Th�se amounts shal�bear interest at the Note rate from the da�e of disbursement and shall be payable,
<br /> with su�h interest,upan notice from L�nder to Borrower requesting payment.
<br /> AlI insurance policies required by Lender and renewals of such policies shall be 5ub�eet ta Lend�r's right to
<br /> disappro�e such policies,shall include a standard rnortgage clause,and shal�name Lender as martgagee andlar as an
<br /> additianalloss payee. Lender shall ha�e the right ta hold the policies and renewal certificat�s. If Lender reyuires,
<br /> Borrower shall promptly gi�e tv Lend�r all receipts of paid premiums and renewal natices. If B�trower obtains any
<br /> form of insurance coVerage,not otherwise required Uy Lender, for damage to,ar de�tructi�n�f,the Property, such
<br /> policy shalt include a standard mortgage claus�and shall name Lender as mortgagee andlor as an additiana� loss
<br /> payee. .
<br /> In the e�ent of�ass, Borrawer sha�l give prompt n�tic�ta the insw�ance canrier and Lender. Lender may
<br /> make proof vf loss if nat made prornptly by Borrower. Unless Lender and Bvrrvwer otherwise agree in writing,any
<br /> insurance proceeds,whether ar not the underiying insurance was required by Lender,sh�Il be applied ta restQration
<br /> or repair of the Praperty, if the restoration or repair is ecanomi�aliy f�asi�le a�ad Lender's secwrity is not less�n�d.
<br /> During such repair and restaration periQd,Lender shall ha�e the right t�hold such insuran�e proceeds until Lender
<br /> has had an apportunity ta inspec,x such Praperiy to ensure the w�rk has heen c�mpleted to L�nder's satisfa�tion,
<br /> pro�ided that such i.nspec�ion sha�l be undertaken prornptly. Lender may disburse pro�eeds for the repairs and
<br /> restvration in a single payment or in a series flf pr�gress paym�nts as the wark is cornpleted. Unless an agr�ement is
<br /> rnade in writing �r Applicable Law requires interest tn be paid on such insura.nce pro�eeds, L�nder shall not be
<br /> required#o pay Barrawer any interest ar eamings an such pro�eeds. Fees for public adju�ters,ar oth�r third parties,
<br /> retained by B�rrower shall not he paid aut of the insurance pro�eeds and shall be the sole obligation of Bvrrower. If
<br /> th�restorati�n or repair is not economi�aliy feasib]e or Lender's s�curity would he 1ess�ned,the i.nsurance praceeds
<br /> shali be applied ta th� sums secured by this Security Instrument,whether or not then due,with the �xcess, if any,
<br /> pazd to Borrower. Su�h insuraxice proceeds shali be applied i.n the�rder provided for in Section 2.
<br /> If Borrower abandons the Property,L�nder rnay file,n�gotiate and set#�e any a�ailable�nsurance c]aim and
<br /> related matters. If Borrvwer d�es n�t respond within 34 days to a notice from Lend�r that the insuran��carrier has
<br /> ❑f�'ered to s�ttle a claim,then Lender m$y negotiat�and settle4the claim. The 34-day period will begin when the
<br /> notice is given. In either event,ar if Lender acquires the Property under Secti�n�2 or atherwise,Barrawer hereby
<br /> assigns to Lender�a�Borrower's rights ta any insurance proceeds in an amount not to exceed the amounts unpaid
<br /> under the Note or this Security Instrument,and(b}any other of Barrower's rights(ather�han the right to any refund
<br /> of unearned premiums paid by Sorrower}under aIl inswrance policies'co�ering the P�operiy, insafar as such rights
<br /> are applicabl�to#he�n�erage of the Praperty. Lender ma�use the insurance proceeds�ither to r�pair or restare the
<br /> Fr�perty ar to pay amounts unpaid under the Note or this Se�writy Instrument,w�iether or not then du�.
<br /> 6. �ccupancy. Borrower shall occupy,establish,and use the Praperiy as Borrower's principal residence
<br /> within 6D days after the executi�n of this Secwrity In�trument and sha11 continue ta occupy the Pr�perty as
<br /> Borrower's principal residence far at l�ast one year after the date�f accupancy,unless Lender otherwis�agrees in
<br /> writing, whi�h cansent shall nat be unreasonably withheld, or unless extenuating circumstanc�s exist which are
<br /> beyand Banower's control. -
<br /> 7, PreserWation, Maiateaanee and Prote�ti�n af the Property; Inispections. Barrower shall not
<br /> destroy,damage or impair the Property,aliow the Prvperty to det�riorate or�ornmit waste on the Prope�rty. Whether
<br /> N�6raska Deed�fTrust—Single Family—Fannie Ma�Freddte Mac Uoiform Instrumtnt Form 302811U1
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<br /> 1�1ERS Madif�d '
<br /> The Campliance Sourct,Ine. Page G af 14 Modifc�by iComptiance 5vuree 143�1NE OSIdD R�v.D4113
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