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��15�1�9� <br /> requxred��RESPA, and B�rr�wer�ha�i pay�o Lend�r the anloun�n��essar�r to mak�up the�ief�ciency in <br /> accordance with RESPA, but in no more than ��monthly pay�m.�r�ts. <br /> Upon payment�n fu���f a11 sunzs ��cured by�his Security �nstrurnent, Lender�ha��promp��y refund t� <br /> B�rraw�r a�a.y Funds held by L�nder. <br /> 4. �harges; Liens, Borrower shall pay al� �axes, asse�smen�s, �harges, fin�s, and�mp�si�ions at�r�bu�able�o <br /> the Praperty which can a��ain pri�rity over�h�s Secur�ty�nstrum�n�, l�aseh�l�payments or ground rents�n <br /> the Praperty, if any, and Com.muni��Assnciation Dues, Fe�s, ar�d Ass�ssm���s, zf any. To the exten��hat <br /> these items ar��scr�w It�ms, Barrower sha�l pay them�n the manner pro�ided in Section 3. <br /> B�rrawer sha��promptly discharge an�lien��ich has pr�ar�ty over�his S��Urity Instru�ment un�ess <br /> Borro�ver: �a} agr��s �n wri�ing�fl the pa�rnen�of t�.e�b�igation seCured by the lien in a mann�r ac�ep�able <br /> t� Lender, but on�y so�ong as B�rrow�r is perfor�ning such agreement; �b}Con�����the lien in goad faith by, <br /> or defends agains�enfor�ement of�he��en in, Iegai prac��d�ng�which �n Lender's opinion operate�a prevent <br /> the enforc�ment af�he��en vvhi�e�ha�e pr��eedings are p�nd�ng, bu�only un�i1 such proceeding�are <br /> conGluded; or�c} s�cures from the ho�der�f�he�i�n an agreement sa��sfact�ry t�Lender subordinating �he <br /> l�en�o�his Security�nstrum�n�. If Lend�r de�erm����that any part of the Proper�y is su�ject to a lien which <br /> car�.attain pr�or�ty o�er th�s Security�nstrurnen�, L�nder rnay gi��Barrawer a n��ice identifying th��ien. <br /> �it�in �0 days of the dat�on which t�a�not�ce i� ��v�n, B�rrow�r sha.�I sat�sfy�he Z�en or take one�r more <br /> of the ac��on�set for�h abo�e�n�h�s S�c�ion 4. <br /> Lend�r may r�q�.�r�B�rr�wer to pay a o�e��inr��charge f�r a rea� estat��ax�erifica�ion andlor r�por�ing <br /> �erv�c�used by Lender in connec�ion w�th�his L�an. <br /> �. Prope�rty Insura�c�. BEorr��er sha�� keep the impra�emen�s navc�ex��t�ng flr hereafter erected on the <br /> Prop�rty�nsured aga.�r��t�ass by fir�, �azards included��thin�he term "e��ended co�erag�," a.nd an�oth�r <br /> hazards inc�ud�ng, but nat l�mi�ed to, ear�hquakes and floads, for which L.ender requires insuran�e. This <br /> insuranc��ha.l�be maintained�n th�a�nounts �znc�uding deductib�e levels}and for the p�r�nds tha�Lender <br /> r�qu�r�s. V�hat Lender r�quires pursuan�to the preced�ng sen�enc�s can change dur�ng t�.e term�f�he�.oan. <br /> �'he�nsurance carrier pro�iding�h��insurarz�e shal�be chosen by Borrower subject to Lender's righ�ta <br /> disapprove Borro�ver'�choice, which r�ght sha11 no�be exerc�sed unreasonab�y. Lender may require <br /> Barro�ver t�pay, in connection wi�h�hi� L�an, ��th�r: �a} a one-t�me charge for flnod zon�determination, <br /> cer��fi�at��n and tracking ser�vices; �r�b} a one-time charge far f�aod zone det�rmination an��erti�ca�ion <br /> ser��ces and su�sequent charges each time remappings�r s�milar�hang�s accur wh�ch reasona�ly m�ght <br /> affect such determina��fln or�er�zf�ca�ian. Borrower sha�� also be r�sp�nsible for the payment of an�fe�s <br /> irnposed 1�y the Federal Ernergency Management Agency�n c�nxa.ec�ion wit.h�he re��ew of any�lood zone <br /> determi.na�ion resulting from an ab�ec��on by Borrower. <br /> �f Borr�wer fa��s to mainta�n any af the c��rerages d�s�ribed a�o�e, Lender may obta�n insurance�average, <br /> at Lend�r's�p��on and Borrovv�r's expense. Lender xs under no ob��gat�on to purchase any particu�ar type or <br /> arnount af coverage. Th�refore, such coverage sha����v�r Lender, but m�gh�or might not pratect Borrovver, <br /> Borrower's equity�n the Proper��, ar the conten�s af the Proper�y, agains�an�r rxsk, hazard or liability and <br /> nught provide greater or�esser c��erage than was preW�ou��y in effect. Borr�wer ackn���edg�s that the cost <br /> of�he insurance cov��age sa obtained might sign�f��ant�y�xce�d�he cost of�nsurance�ha�Borrovver cou�d <br /> have�b�ained. An�r amoun�s d�sburs�d by Lender under thxs Sec�ion 5 sha��become addi�i�nal debt af <br /> Borrov�er secur�d by�his Security�ns�rument. These amaunts shal�bear�n�eres�at the No�e ra�e from�he <br /> da�e of disbursemen�ar�d�ha�� be payab�e, vvi�h such inter��t, upon not�ce fram Lender to Borrower <br /> requesting payment. <br /> NEBRASKA-Single Family-�annie Mael�reddi�Mac UNIFC?RM INSTRUMENT Forr�►3028 11�1 <br /> VMP[� VMP54NEy{13fl2} <br /> Walters Kluwer Fi�ancial 5er�ice$ P�9��a��7 <br />