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��15�1�9� <br /> Any app�ication of paymen�s, �nsurance prac�eds, or M�s�ellane�us Proceeds ta prznCipal due under the Note <br /> sha11 not extend or pQstpone the due date, or change the amaunt, of�he Per�od�c Payments. <br /> 3. Funds for�scrow Items. Borrawer sha��pay to Lender on�he day P�riadic Payments are due under the <br /> No�e, untx� the No�e�s�aid in ful�, a sum t�he "Funds"} to pra�ide for payrnent af amaunts due for: �a� ta�es <br /> and assessments and o�her items which�an at�a�n pr�ari�y o�er this Security Instrum.ent as a�ien�r <br /> . <br /> encumbrance on th�Prop�rty; �b} �easeh�Id payments or gr�und��nt�on the Prop�r��, �f any; c pren�ums <br /> for any and a.Ii in�urance required by Lender under Secti�n 5; and�d} Mor�gage�nsurance premiums, if any, <br /> or an�sums pa�abie by Borrower�a Lender�n�ieu of�he pa�ment of Mar�gage�nsurance premuiums �n <br /> accordanc�with the pro�ris�ons of Section I4. These ��ems ar�ca��ed "Eseraw ��ems." A�originat�on�r at <br /> any time during the�erm of�he Laan, Lender ma�requir�tha�Community As�o�iati�n Dues, Fees, and <br /> Assessments, if any, �e escrowed�y Borrower, and such dues, f��s and assessmen�s sha��be an Escrow <br /> Item. Borro�ver sha�1 prompt�y furnish�o I.ender a�I no�i�es af amounts��be paid under�hxs Section. <br /> Borrower shali pay Lend�r the Funds f�r Escrow �tems un�ess Lender wai�es Borrov�rer's abliga��on�o pay <br /> the Funds for any or a11 Escrov� I�en1s. Lender ma�waive Barrawer's ob��ga�ion�o pay��Lender�unds for <br /> any or a.�� Es�row ��ems at any�ime. An�r such vWai��r may onl��e in wrxt�ng. �n the��ent of such wa��er, <br /> Borrower sha1�pay dir�ctly, wh�n and ur�.er�payab��, the amoun�s�ue for any Escrow �tems for v�rhi�h <br /> payment�f Funds has been�vaived by Lender and, �f Len�er requires, shall furn�sh to Lender rece�pts <br /> evidenc�ng such paym�n�wx�h�n such��me perifld as Lender ma�requ�re. Borrower's obl�ga�i�n�o make <br /> �uc�pay�ments a.nd to pr�v�de receipts sha�� far al�purposes�e de�med�a b�a co�enant and agre�ment <br /> contained�n thxs Securi�� �nstrum.ent, as�h�phrase "covenan�and agreement" is used in Secti�n 9. If <br /> Borrower is abliga�ed�o pay Es�ra� ��enls directly, pursuant to a waiver, and Borro�ver fa��s�o pay the <br /> amoun�due far an�scrow �tem, I�:nder may exercise �ts rights under Sect�on 9 and pay such amaunt and <br /> Borrawer shall then be ob��ga�ed unde�Sec�ion 9 to repa��a L�nder an�such am�unt. Lender may revake <br /> �he waxver as�o any or all Escr�v�r �tem�at any t�me by a not�ce gi��n�n accordance with Sec�i�n �5 and, <br /> upon such re�oca�ion, Borrower shali pay�o Lender a11 Funds, and in such amounts, �h.a�are�hen requir�d <br /> under�his Sect�an 3. <br /> Lender may, at an�time, ca�lec�and hoid Funds�n an am�unt�a} suffic�en�to pern�it L�nder to app�y �he <br /> Funds a�the time specified under R.ESPA, and�b} na�to exceed�h�max�mum amount a I�nder can require <br /> under RESPA. Lender�ha�1�st�ma�e th.e am�un�of Fund�due on the bas�s of�urrent data and reasonable <br /> est�rna�es of expend��ures of futur�Escrow�tems or o�herwise�n acc�rdanc�w�th Applicab�e Law. <br /> The Funds sha���e he�d�n an ins���u�ifln w�ose d�posi�s are insured by a federa� agency, instrumenta��ty, or <br /> en�i�.�r ��nc�ud�ng Lender, if Lender�s an�ns�itut�on whose depos�ts are so insured} or�n any F�deral Hame <br /> Loan Bank. I.�nder sha�� apply the Funds�o pay�he Escrow �tems n�la�er�han the t�nze spec�f�ed under <br /> RESPA, Lender shall no�Charg�B�rrower for hoid�ng and apply�ng the Funds, ar�nua��y ar�aiyz�ng th� <br /> escr�w a��oun�, flr ver�f�r�ng �he�scrow ��ems, un�ess L�nder pays Borrower�nterest on�he Funds and <br /> Appli�a��e Law p�rm�ts Lender to make such a cha�ge. tJnless an agr�ernen� �s made in vvr�ting ar <br /> App�x�able Lav�r�quires�n��res�to be paid on the Funds, L�nder sha��not be r�qu�red ta pa�Borraw�r an�r <br /> in�ere�t�r earn�ngs�n�he Funds. Borrflwer and Lender can agr�e�n wr�ting, howe�er, �ha� interest s�.a��be <br /> pa�d on�he Funds. Lend�r sha�� give�a Borr�wer, v�r�thou�char�e, an annua�accoun��ng af��.e Funds as <br /> required by R�SPA. <br /> �f�here�s a surp�us of Funds he��in escraw, as de�ned und�r R�SPA, L,ender sha11 ac�oun��o Borrower for <br /> the ex�ess funds in accordanc�with RESPA. If�here�s a shor�age af�unds he�d�n escrow, as def�ned under <br /> R�SPA, Lender shall no��fy Borrower as requ�r�d by RESPA, and Borrov�aer shall pay�a Lender the amoun� <br /> ne�e�sax�r t�make up�he shor�age in accordanc��v��h RESPA, �ut�n n� m�re�han 12 man�h�y paymen�s. �f <br /> there�s a deficienc� of Funds�.eld in escrow,�as�ef�ned under RESPA, L�nder shall n��ify Borrower as <br /> NEgRASKA-5ir�gte Family-�annie MaelFreddie Mac UNIF�RM INSTRUM�NT Forrn 3�28 11d1 <br /> VMP[� VMPfitNE;(7 3��5 <br /> Wolters K[uwer�inanCiat Ser�ices Page�flf'�7 <br />