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��15�15�� <br /> '[�. Barrvwer �vt Re�eased: For�earance By Lender Nvt a INairrer. Ext�ns�on of the�ime for payment or <br /> mnd���ca�ion�f amor�iza�ian af the sums secured by this S�curx�y �ns�rument�ranted b� Lender�a Borrav�rer <br /> or any Successar in Inter�st of Borrov�er shall not apera��to releas�the l�ab�lity of Borrower�r any <br /> Successors in�n��res��f Borrower. Lender shall nat be r�quired t�comnzenc�proceedin�s agains�an� <br /> Successor�n�nter�s�of Barrower or to refuse ta extend time for paymen�or a�herwise modif� amor��zation <br /> of the sums secured by�his Security �nstrument�y reas�n of any demand made by�he or��inai Borrower ar <br /> any Su�ce�sors in �nterest of Borrower. Any forbearance by Lender�n exercis�ng an� r�gh�or remedy <br /> including, w�thou��imitation, Lender's accep�ance of payments from th�rd pers�ns, enti��es ar Suc�essors in <br /> �nter�st of Borrower or in amoun�s �ess than�h�am�unt then due, shall not be a waiver of or pr�clude�h� <br /> exerc�se of an�righ�ar remedy. <br /> '13. Joint and Se�era� Liahi�ity: Cv-signers: Successors and Ass�gns Bound. Borrawer covenan�s and <br /> agrees tha�Borrnvver's ob��ga��ons and 1�ab�Ii�.y shall be�o�n�and several. Howe�er, an� Borrow�r who <br /> co�-signs�his Securi�y �ns�rument but does no�execute the N�te�a "cfl�signer"}: �a� is c4-signing this <br /> Secur��y Instrument only�o mortgage, gran�and conve��he co-s�gn�r's interest in�he Proper��under the <br /> �erm�of�his Se�urity Instrument; ��} �s no�personally obligated�o�ay the sums secured by this Se�urit� <br /> �nstrument; and�c} a�rees tha� Lender and an�o�her Barrower can agree to extend, m�dify, forbear or m�.ake <br /> any accomamfldations with re�ard ta the�erms af this �ecurity Instrumen�or the Note withou��he co-signer's <br /> consen�. <br /> Subject�o �he pro�is�ons af Section 1 S, an�Successor in�nterest of Borr�vver who assumes Borrower's <br /> o��igati�ns under�h�� Securi�y Ins�rument in wr��ing, and is appro�ed by Lender, s�al� abtain all of <br /> Borrovver's rights and benef�ts under�h�s Secur��� Instrument. Barrower shall not be released frorn <br /> �ar�-ower's obligat�ons and��abil�ty under�his Security �nstrumen�unl�ss Lender agrees to such relea��in <br /> wri�ing. The c��enants and agreem�n�s�f�h�s 5ecuri�y�nstrum�nt shall�ind �e�cept as provided �n Se��ion <br /> 2�3}and��nefit the successors and assigns�f Lender. <br /> '14. Loan Charges. Lender may charge B�rrower fees for servi�es performed in connec�ian wxth Borrower's <br /> defau�t, f�r the purpose of prntec�ing Lender's in�eres� in th�Proper��and rights und�r�h�s Secur�ty <br /> �nstrumen�, includ�ng, but not lzm�ted�o, attorneys' f�es, property �nspec�ion and�aluation fees. �n regard�o <br /> an�other fees, the absence af e�press author��y�n this Seeuri�y �nstrument�o charg�a speG�f�c f�e to <br /> B�rrov��r sha�I not b�constru�d as a pr�h�bi�i�n o�the chargin�of such fee. L�nder may not charge fees <br /> tha�are e��ressiy pr�hibited by�his Security Instrume�.�or by App�icable Law. <br /> �f the I,�an is sub�ec�to a lau�which sets maximum ioan charge�, and that�aw �s �'inally interpreted so tha� <br /> the in�erest or other Ioan charges co��ected or to be collected in cannecti�n vvith�he Loan exceed the <br /> permitted limits, then: �a} any such laan charge shall be reduced by the amoun�necessary to reduce�he <br /> charge�a �he pernu�ted Iimit; and�b3 any sums a���ad�col�ected from B�rrower�vh�ch exceeded permit�ed <br /> ��m�ts wi��be refunded to Barraw�r. Lender may choose�o mak��his refund b� reducing the pr�nc�pal o�ed <br /> und�r�he Note ar b�r�r�.aking a d�rect pa�3ment to Borrower. If a refund reduc�s pr�nc�pal, the reduc�ion wi�� <br /> �e�reated as a par�ia�prepayment withou�any prepayz��n�charge�vWhether or nat a pr�paym�nt charge is - <br /> pra�ided for under�he N�t�}. Borrov�er's acceptance of any su�h refund made�y d�rect paymen��o <br /> Borr�wer wi�� consti�ute a waiver af any r�g�t of action Borrower might ha�e aris�ng out nf such o�rer�harg�. <br /> 15. Notices. Al� notices���en by Borrov�er or Lender�n c�nnec��on v�aith�his Secur�ty �ns�rum�nt�rnus�be in <br /> v�ri�ing. Any notice�o Borrower in connection u�ith this Secur�ty Instrument�hall be deemed to have�e�n <br /> given to Borrow�r v�hen mailed�y f�rst c�ass ma�l or when a�tual�y d�lxvered to Borrawer's notice address�f <br /> sen��y o�her means. No��ce to any one Borrow�r sha�I c�ns�itute nfl�ic��a a�l Borrow�rs unless App��cab�e <br /> Lavv express�y requires��herwise. Th�notice address shall be�he Property Address un�ess Barrower has <br /> NEBRASKA-Singte Family-�annie MaelFreddie Mac UNIF4RM iNSTRUMENT �arm 3�28�Idl <br /> VMP� VMPfitNE��f 3�2) <br /> Woiters Kluwer Financia!Ser�ices Page'�� of 7 7 <br />