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��15��S7S <br /> Any appli�at�on of paymen�s, insurance proceeds, or Miscellan�ous Proceeds�o pr�nc�pa�due under the N�te <br /> sha�i na�ext�nd or pas�pone�he due date, or�hange the amaun�, of�he Periodic Paymen�s. <br /> 3. Funds for�scrow Items. Borrow�r shali pay to Lender on the da� Periodic Paymen�s are due under the <br /> Nate, un�il the Note is paid �n full, a sum�the "Funds"} to provide for pa�rmen��f amounts due for: �a} tax�s <br /> and assessm�n�s and other i�ems which�an at�ain priority over this Security �nstrumen�as a lien ar <br /> �ncum�rance an the Proper�}�; �b} leaseho�d paym.ents �r ground rents an the Prope��, if any; �c}premiums <br /> for any and a�� �nsurance requ�red�y Lender und�r 5ection S; and�d} Mortgage�nsurance premiums, if any, <br /> or any sum�payable�y Borrower�o Lender in l�eu of the payment of ll��rtgage�nsurance premiums in <br /> accordance with the pro��sions of Section ��. These i��ms are�a��ed "Escr�w �tems." At originat�on or a� <br /> an�t�me during the term of the L�an, Lender ma�require�hat�ommun�tiy Assoc�ation Dues, Fees, and <br /> Assessments, if an�, be escrovwed�� Borr�wer, and such dues, fees and assessmen�s sha11 be an Escr�vv <br /> It�m. Borraw�r sha��promp�ly furnish�o Lender all na�ices af a�mounts t�be pa�d under�his Secti�n. <br /> Bo�-rav�er shal�pa� Lend�r th�Funds for Escraw ��ems unless Lender v�a��es Borrawer's o�l�gafion�o pa� <br /> the Funds far an�or all Escrovv Items. Lender may waive Borr�v�er's obligation t�pay t� Lender Funds for <br /> any or a�� Escrow �tem�at any t�me. Any such wa��er may nnly be in wr��ing. �n�he e�ent af such wai�er, <br /> Borr�wer sha��pay dire�tly, when and where payabie, �he amounts due f�r any Escrow �tems for wh�ch <br /> paymen�of Funds has been wa�ved by Lender and, if Lender requir�s, sha�� furnish to L�nd�r re�eipts <br /> e�r�denc�ng such paymen��rithin such time period as L�nder may require. Borrawer's��liga�i�n�o make <br /> su�h pa�ments and�o provid�rece�pts shal� for all purposes be deemed�o be a co�renan�and agreemen� <br /> cnn�ained�n�his Se�urity �ns�rument, as the phrase "cavenant and agreement" is used in Sect�on 9. �f <br /> Borrower�s obliga�ed to pay Escr�w �t�ms directly, pursuant to a wa�ver, and Borrov�er faits�o pay the <br /> am�unt due for an Escrovv Item, L�nder n�ay exercise its rights under Sectian 9 and pay such amaun�and <br /> Borr�wer�hal��hen be obl�gated under Sect�on 9�o r�pay�o L.�nder an�such amaun�. Lender may r��oke <br /> �he wai�er as�� any or a�l E�crow ��ems at any time by a not�ce gi�ren in accordance wi�h Sect�on 15 and, <br /> upon such re�oca��on, Barrov�er shal�pay to Lender aIi Funds, and �n such amounts, that are then r�quired <br /> under th�s Se��i�n 3. <br /> Lender may, at any time, co��ect and hold Funds in an amount �a} sufficient�o permi�Lender to apply the <br /> Funds a�rhe time speci�ed under R�SPA, ar�d�b� nat to exc�ed the maximum amount a lender can require <br /> und�r RESPA. Lender shall estima�e the amoun�flf Funds due on th�bas�s of Current da�a and reasanab�e <br /> estimates of expenditures of futur�EsGrov� �te�ns or othervvise in a��ordanc�w��h Appl�cab�e Lav�. <br /> The Funds sha11 be held in an�nst��utxon v�rhos�deposits are insured by a federal agency, �ns�rumentali�y, or <br /> en�ity �including Lender, if Lender is an�nst�tu�ion whflse deposi�s are so insured�or�n any F�deral ��m�.e <br /> Laan Bank. Lender shall appiy�h�Funds to pa�the Escrow Items n��ater than the t�me speci�ed und�r <br /> RESPA. Lender shai� not�harge B�rrov��r for holding and app�ying�he Fu�.ds, annualiy analyzing the <br /> escrov� account, or verif�ring th�Escrow I�em�, unless I.ender�ays Borrawer�nterest nn�he Funds and <br /> Applicable Lav�p�rmits Lender to make such a charge, Unless an agreenaent�s mad� in v�►�riting or <br /> App��cabie LavW requires interes�to be pa�d on the Funds, Lender shall no�be requ�red to pay Borrower any <br /> interest or earn�ngs on the Funds. Borro�er and Lender can a�ree in wri�ing, ha�e�rer, that�nteres�shai�be <br /> paid�n the Funds. Lend�r shall gi�re�o Barrower, �vithaut charge, an annual accaun�ing of�he�unds as <br /> r�quired by RESPA. <br /> �f there is a surp�us�f Funds held in escrow, as def�ned under RESPA, Lender sha�� acc�unt�a Borrower for <br /> �he e��ess funds in accordance v�r��h RESPA. �f�here i� a shortage of Funds held in escrovv, as defined under <br /> RESPA, L.end�r shaii no�ify Borra�ver as requxred b� RESPA, and Borrawer shall pay to Lender the amount <br /> necessary�o make up the shor�age in accordan�e v���h RESPA, but in no m�re�han 1�mon�hly payments, �#' <br /> there is a def���en��flf Funds held in escr�vv, as defin�d under RESPA, Lender sha�� no�ify Borrower as <br /> N�gRASKA-5ingle Family-Fannie MaelFreddfe Mac UNI�URM[NSTRUM�NT Farrn 3��8 1141 <br /> VMP[�] VMPfi{NE3{1302i <br /> WOlt�rS K(�lw�r Firl�nCi�l SerViCes Page�of i 7 <br />