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��15��S7S r�quired by RESPA, and B�rr�wer shail pay to Lend�r the amoun�n�cessar�to mak�up �h�de�ic�ency �n accordance with RESPA, but in no more than �2 m.on�h�y payments. Upon payment in full af all sums secured by this S�cur��y �nstrun�en�, L�nder shall prompt�y r�fund to Borrower any Funds he�d by I��nder. 4, �ha�rges; Liens. Bflrr�wer shali pa� all tax�s, assessm�nts, charges, fines, and imp�sitians at�ributable t� the Property which can atta�n pr�or�t�a�er this Security Instrumen�, Ieaseh�ld paymen�s�r gr�un� rents�n �he Property, �f any, and��m.mun��y Assoc�a�ion �]ues, Fees, and Assessment�, �f any. To th�ext�nt�hat �h�se items are Escrow Items, Borrower sha��pay them�n�he manner prov�ded �n Section 3. Borrnwer shall promp��y dis�harge any lien which has priori��o�er�his S�curity Instrument un�ess Barrawer: �a} agrees �n wr��ng�� the payment of th�obiigation secured by th�lien in a mar�n�r a�ceptab�e �o Lender, but onl�so lang as Borrav�er�s perfnrnv.ng such agreemen�; �b} c�ntests the�ien in good fa��h by, �r d�fends agains�enfarcement of the lien�n, �egal prac��d�ngs wh�ch �n Lender's�pin�on aperate�o prevent the enforcement af the 1�en wh�le those proceed�ngs are pending, bu�on�y until such proceedings ar� concluded; or�c} secures fram the holder af th�lien an agreemen�satisfactory to Lender subordinating the li�n tfl th�s S�curit�r �nstrumen�. �f Lender de�ermi�es that any par�of the Frop�rty is subject ta a li�n which can attain priorit� ��er this Secur��y�nstrument, Lender may g�ve Borr�wer a n�tice�dentifying the��en. �ithin �0 days of the date on which�ha�no��ce is g�ven, Barrawer sha�� satzsf�the�zen or tak�one or�more of th�a�t�ons se�for�h abo�e in this Sectian 4. L�nder may requ�re Borrower to pay a one�time charge for a real es�a�e tax verif�cation andlor repor��ng servi��used by Lender�n connec�ian v�ith this Loan. 5. Property Insurance. Borra�v�r shai� ke�p the improv�m.�nts n�w��isting ar hereafter erected�n the Prnper�y insured again��l�ss b�fire, hazards included within the�erm "extended coverage," and any other hazards�ncluding, but nat�imi�ed to, earthquakes and fiood�, for which Lender r�qu�res insurance. This insurance sha�l be zr�azntained �n the amounts �includ�ng deductible leve�s} and for the peri�ds that L�nder r�quires. �Vhat Lender requ�res pursuan�to the preceding sentences Can change during�he�erm of the Loan. Th�insuran�e carri�r praviding the �nsurance shaxl be chosen��Borrovver sub�ec�to Lender's r�ght to d�sapprave Barrow�r's chaice, which right shal� na�be ex�rc�s�d unreasonab�y. L�nd�r may require Barrov�er�o pay, �n c�nne��ion�vith�his Loan, ei�her: �a} a on�Wtime charge far f�ood zone det�rmination, cer�if�cat�on and track�ng ser�r�ces; or�b} a Qn�-time�harge far ftood zane d�termination and certifica�ion services and�ubse�uent charges each txme remappin�s or similar changes acGur wh�ch reas�nably mi.ght affec�such determ�natian or cer�i�cat�on. Borr�w�r shal� alsa b�r�s�onsib�e for the payment nf any fees impased b��he Federa� Ernergency IV�anagemen�Agency zn c�nnec��on wz�h the rev��w�f any flaad zone determination resulting fram an�bjectian by Barrflwer. �f Borrower fazls to ma�ntain any af the c�verages describ�d ab��, Lend�r may�btain insuranc�c��erage, at Lender's aptian and Borrower's expense. Lend�r is und�r n�ob�igation�o purchase any par��Gu�ar type nr amoun�of co�erage. 'I`herefare, such caverage sha�� co��r Lender, but migh�or migh�nat pro�ec�Borrawer, Borr�werts equity in the Praper�y, or the�on�ents af the Propert�, aga�n�t any risk, hazard or liabi�i�y and mxght pro�ide greater or lesser c��erage than was previ�usly in effec�. Barrovver acknowl�dges tha�the c�s� af the insurance cowerage so ob�ained migh�significan�l�exce�d the cost af insurar�ce that Borrov�er cauld ha�e abta�ned. An� a�nounts d�sbursed by Lend�r under this Secti�n S shali b�c�me addit�ona� deb�af ��rr�wer secur�d b��his Security �nstrument. These amounts sha11�ear interes�at the Note rate fron�the date af disbursemen�and sha�l be payab�e, w��h such interest, up�n no��ce fro�m Lender to Barrower r��uest�ng paym�n�. NEBRASKA-S�ngle�amily-�anni�M�elFrec�r�ie Mac€JNIFQRM INSTRlJMENT Farm 3fl28�1�1 VMP� VMPStN��t13a2y Walters Kluwer Finaneial Ser�ices Page s v�17