201500554 - Laserfiche WebLink

Browse

��15��554 requir�d hy RESPA, and Borrow�r sha��pay ta Lender th�am.ount nec�ssary to make up the de�ciency in a�cord��vv�th RESPA, �ut �n nn�m�re than �2�m.�nth�y p�.�rme�ts. IJpon paymen�in fu�l flf a�l sums s�cured by th�s�e�ur�ty �nstrument, Lender sha11 promptly re�und to B�rro�er any Funds he�d by Lender. 4. �narges, L�ens. Borrower sha�l pay all tax�s, assessments, charges, �nes, a�ad impositians a�tributa�I��o the Proper�y vwh�ch can attazn pri�r�t��ver th�s Secur�ty �ns�rum�n�, �eas�ho�d payments or ground rents on the Praper�y, if any, and�ommunit�r Associat�on Dues, Fees, and Assessments, if an�. �To the extent�hat �hese ��ems are�scrow ��ems, Borr�wer sha��pay them�n the ma�.ner pro�ided in�eCti�n 3. Borrawer sha�l prampt�y discharg�any �ien wh�c�.has pr�arity over this Securi�y Ins�rument un�ess Bflrrower: �a} agrees�n writing t� �he paym.�nt❑f th�ob�igation secured by th��ien in a manner accep�ab�� �a Lender, but onlx sa long as Borrav�er is perfflrm�ng such agreemen�; �b}contests�he lien�n goad fa��h by, or def�nds agains�enfarcemen�of the�ien in, lega�proceedings v�hich in Lender's opin�on operat�to preven� the enforcement of the lien while those proceedings are pending, but an�y un�il such proceedin�s ar� �onc�uded; or�c} secures fram the holder af t�e�ien an agreement satisfaCtory to Lender subardina��ng the ��en�o�his Security�nstrumen�. If Lender determines that any par�of the Proper�y xs su��ct��a�ien which can attain priority over this Securit� Instrument, Len�.er may give B�rr�wer a notzce�dentifying th�lzen. �Vi�hi� ��r,s n��e,�a�e r�� wh�t�h th�t n��ice i��ive:n, Rn�-rnw�r�hall ,��iSfy�-h��i�n nr t�k�:n��n��n�,� of�he act�ons set f�r�h a�ove rn this Sec�i�n 4. L�nder n1a�require Borrower�o�ay a one-txme charge far a real estate tax verifica�ian ar�dlor r�parting s�r�r��e used by Lender�n connect�an w�th�h�s L�an. 5. Property �nsu�an�e. Borrower sha�Z k�ep the�mprovem�nts now existing or hereaf��r er�cted on�he Property insur��against loss by f�re, hazards in��uded within the t�rm "extended�average," and any other hazards�nc�ud�ng, but not lim�ted to, earthquakes and floods, fnr wh�ch L�nder requires insurance. Th�s znsurance�ha��be ma�n�ain��in�he amaunts ��ncluding deduc��b�e�evels} and for the periods�hat L�nd�r r�qu�res. VL�ia�Lend�r requ�res pursuan�t��h�pr�ced�ng s�n�ences can change during the term of�he Loa.n. The insurance carrier prov�d�ng the insurance shal�be chosen by Barrower sub�ect tn Lender's righ�� d�sapprave Borrower's choice, which right shall nat be exercised unreasor�ab�y. Lender may requir� Borr�wer t�pa�, in connec�i�n with this Loan, �ither: �a} a one-�ime charge for f�ood zane determ�nation, cer�ifica��on and tracking services; or�b}a one-time charge for fl�ad zone de�erm�nation and cer��f�cat�an services and subse�uent charges each��me remappings�r szm��ar chang�s occur whi�h reasanably might affect such�etermznatz�n ar certxficat�on. Borrov�e�sha�� a�sc'��responsib��far the payment of any fees im.pasec�by the F�dera� Em�rg�ncy Manag�ment Agency �n connection with th�rev��w of any flood zone determ�nati�n resulting from an ab��ction b�Borrower. � . �f Borrower fails t�main�ain an�of the coverages descri�ed a�o�e, Lender ma�r obtazn in�uran��overage, at Lender's opt�nn and Borrovver's��pense. Ler�der is under n�obx�gat��n�o purchase ar�y par��cu�ar�ype ar amnunt�f coverag�. Theref�re, such coverage shall cov�r Lend�r, but m�gh�ar might not prot�c�Barrovver, Borrower's equi�y zn�he Proper�y, or the con�en�s of�he Proper�y, aga�nst any risk, hazard nr�iability and mi�h�pro�ide grea�er�r lesser covera�e than was prev�ous�y�n effect. Borrawer a�kr�owledge�that the cos� of the��.surance ca�rera�e so�b�ained mught szgn�fzcan��y exc�ed the�ast�f insuran��tha�Barrow�r�ou�d have obtain�d. Any amounts dzsbursed��Lender under th�s Sec�ion 5 shall become add�tzonal debt of Borrower se�ured by�h�s Se�ur�ty �ns�rument. These amaunts sha�� bear interest at the N��e rat�from the da�e�f d�sbursement and sha1��e payable, w�th such znteres�, upon no�ice from L�nder t�Borraw�r reques�in�payment, NEBRASKA-Single Famity-�an�ie Mael�reddie Mac UNIF�RM INSTRUMENT Fvrm 3D28 1101 VMP(] VMP�{N�j{13D2y Woliers Kluwer�inanciat Ser�ices Page fi af 17