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��15��151 <br /> requir�d by RESPA, and Borr��er shal�pay tn Len�.�r the amaunt necessary to make up the deficiency in <br /> accardan��w�th R�SPA, but�n no mor��han �2 m�nthl�paym�nts. <br /> IJpon payment zn fu�� of al� sums se�ured by this Securit��nstrument, Lender shal�promptly refund ta <br /> Borrow�r any Funds held by Lender. <br /> 4. �harges; L�ens, Barrawer sha��pay a��tax�s, assessments, �harges, fines, and imp�siti�ns attributabl�ta <br /> the Property which can attain priar�ty�ver this Securi��r�ns�rum�n�, �easeho�d paym�nts or graund r�nts on <br /> the Pr�per�y, if any, and Community Associat�on Dues, Fees, and Assessmen�s, �f any. Tn th��xtent that <br /> �hese��ems are Escrow Item�, Barrower shall pay �hem in the manner pro�ided in Sect�fln 3. <br /> Borrower shal�prompt�y d�s�harge any l��n u�hich has priarity o�er thi�S�cur�ty �nstrumen�un�ess <br /> Borr�wer: �a} agrees in writing to�he paymen�of the ob�iga�ion secured by th�lien�n a manner acc�p�ab�e <br /> t� Lender, but on1� ��lang as Borrovver is p�rfarm�ng such agr�ement; �b}��nt��ts �he li�n in good faith by, <br /> ar defends against enforcement of the�ien in, Iega�prac�edings vvh�ch�n L�nd�r's apin��n apera�e�a pr��ent <br /> th�enforc�men��f the li�n v�hile those proceedings are pending, but only unt�� such proce�d�ngs ar� <br /> concluded; or�c}secures from the h�Ider�f the lien an agreement sat�sfactnry to Lender subardinat�ng th� <br /> li�n to this Security �ns�run-�ent. �f Lender de�ermin�s that any par��f the Proper�� is subjec��o a lien wh�ch <br /> can a�ta�n priarity o�er this Secur�ty �nstrument, Lender may g�ve B�rrower a no�ice identifying the lien. <br /> �i�h�n ��days flf the da�e an vvh�ch�hat notice is g�ven, Borrower shall satisfy the Iien�r�ake�ne�r mor� <br /> of�he act�ans se�f�r�h abave in this S�ction 4. <br /> Lender may requ�r�Barrower to pay a one-time charg�for a real estate�ax ver�f�ca��on andlor repor��ng <br /> s�rvice us�d by Lender�n connect��n w�th th�s Loan. <br /> 5. Property �nsurance. Borrawer shall keeg �he imprfl�emen�s nov�existing or hereafter erect�d on the <br /> Proper�y insured against loss by fire, hazards �n�luded w�thin the term "�x�ended ca�erage," and any other <br /> hazards �nc�uding, but n�t limited�o, earthquakes and flaads, far wh�ch Lender requ�res insuranc�. This <br /> �nsurance sha��be ma�nta�ned in th�amounts �inc��ding deductible levels} and fnr the perzods tha�Lender <br /> requir�s. �ha� Lender requ�res pursuan�ta the preced�ng sentences can change during the tern�.of the Loan. <br /> Th�insurance carrier pro��d�ng the�nsurance shall be chosen by Borra�ver su��ect to Lender's right to <br /> d�sappro�e B�rrower's choice, �vhxch righ�sha�� not�e exercised unreasonably. Lender may re�uire <br /> Borrav�er to pay, in�onnectian w�th th�s Laan, ei�her: �a} a nne-time charge far flood zone determinatian, <br /> cer�if�cat�on and tra��ing services; or�b} a oneWtime charge f�r fload zone determination an�i��r�ification <br /> service�and sub�equent�harg�s each time remappings ar szm.z�ar chan�es�c�ur tivh�ch reasonabiy might <br /> affec�such det�rm�na���n or cer�ification. B�rrower shali alsa b�responsib�e for the pay�men�of any f�es <br /> �mpo�ed by the Federa� �mer�ency Management Agen��in connectian with the rev�ew of any f�ood zane <br /> determination resulting fram an ob�ect�on by Borrower. <br /> �f Borravv�r fazls to maintain any af�he co�erages des�ribed a�o�e, Lender may abtain insurance coverage, <br /> at Lender'��pt�an and Borrower's expense. Len�er zs under no obli�ation to purchas�any par�icular��pe ar <br /> amaunt of c�verage. Th�ref�re, suCh co�erage shall �aver Lender, bu�m�ght or migh�no�protect Barro�ver, <br /> Barr�wer's��uity �n�h� Prop�r�y, or�he contents of th�Proper�y, aga�ns�an�risk, hazard or�iab�Iity and <br /> migh�provide greater or lesser�o�erage than was pr���ously in effect. Borrower acknow�edges�ha�the cost <br /> of�he insuran�e coverag�so obta�ned n�.�ght s��n��zcan��y exceed the cos�of insurance�ha�B�rrower�au�d <br /> have o�tained. An�am�unts disbursed by Lender under th�� Sec���n 5 sha�l become addi�ianal debt of <br /> Borrower secured by�his Security Instrument. These amount�sha�l bear interest at the No�e rate fram�h� <br /> date of d�sbursement and shail be payable, with such interest, upan notice fr�m Lender�o Borrow�r <br /> requ�sting payment. <br /> NEBRASKA-Singt��a�ily-�annie MaelFreddie Ma�uNI�ORM INSTRUMEN�' � Farm 3�28 11�1 <br /> VMP Q VMPfi{NE��13D2� <br /> Wolters KEuwer�inancial 5er�ices Pag�F of 17 <br />