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<br /> An� applicatian of pa�ments, insuran��proceeds, or N�iscellaneaus Pro�e�ds to pr�ncipal due under�he Nate
<br /> shali no�ext��.d�r pfls�pone the due da�es or change�he amount, of th�Per�od�c Pa�ments.
<br /> 3. Fund�for��craw I�ems. Borrower sha�l pay to L�nder on�he da� Periodic Paymen�s are due under the
<br /> Na�e, unt�l the No�e�s pa�d �n fu�l, a sum�the "Funds") ta pro�ide f�r payment of amoun�s due for: �a}taxes
<br /> and assessments and o�her i�ems whi�h can a��ain prior�ty o�er this Security �ns�rum�n�as a lien or
<br /> �ncum�rance on�he Property; �b} �easehold payments or�round rents an�he Proper�y, i�`an�; �c}premiums
<br /> for an�and a�i �nsuran�e r�quir�d by Lender under Sect�on 5; and td� Nlor�gage Insurance pr�miums, �f an�,
<br /> ar any sums payable by Borrawer ta Lender�n lieu of�.he paym�n�af N�or�gag�Insurance premiums in
<br /> accordanc�w�th the pr��isians of Sec�ion �0. These�tems are called "Escrow ���ms." At or�gination�r a�
<br /> an�time dur�ng the�erm of the L.oan, Lender may require that�omrnuni�y Assac�a��Qn�ues, Fees, and
<br /> Assessments, �f an�, be escrflvcr�d b� B�rr�wer, and such dues, fees and asses�men�s shali be an Es�r�w
<br /> ��em. Borrower shal�pramp�iy furnish to Lender all not�ces of amoun�s to be pa�d under�his Sect�on.
<br /> Borr�w�r sha��pay Lender�he Funds for Escrov� Items unless Lender wa��es B�rrower's ob��gat��n�o pay
<br /> the Funds for any ar a�l Es�raw I�ems, Lender may wa��e Borrow�r's obl�gat�on�o pay to Lender Funds for
<br /> any or al� Escr�w �tems a�any time. An�such wai�er ma�only he�n wr�t�n�. �n�he event af such wa��er,
<br /> Borrower sha11 pay d�rec�ly, when and v�here pa�able, �h�amounts due for an�Escrow Ztems for vvh��h
<br /> paymen�of Funds has b�en v�aived by Lender and, if Lend�r requ�res, sha�� furnish to L.�nder rece�p�s
<br /> ev�dencing such paymen�wi�hin such time periad as Lender may require. Borrovver's abl�gation to mak�
<br /> such payments and�o prow�de rece�p�s shai� for aIl pur�oses b�deemed�o be a co�enan�and agreemen�
<br /> con�ained in this Securi�y �ns�rum�en�, as the phrase "ca�renant and agreement" �s used�n Section 9. �f
<br /> Borrower is oblxga�ed��pay Escrnv� Zt�ms directl�, pursuan��� a wa�ver, and Borravver fails�o pay the
<br /> amoun�due for an�scrflv� I�em, Lender may exercise its righ�s under Sect�on 9 and pay such amount and
<br /> Borrflwer shall then be ob�igated under Sec��on 9�o r�pa�t�Lender any such amount. Lender may revoke
<br /> �he wai�er as�o any or a�� �scrow Items at an�r time by a notice g��ven�n accardance with�ec��on �.5 and,
<br /> up�n such rev�ca�i�n, Borrov�rer sha��pay to Lender al� Funds, and�n such amoun�s, that are then required
<br /> under�his 5ection 3.
<br /> Lender may, at any time, c��lect and haid Funds �n an amoun��a} suf�cient to permit Lender�o apply th�
<br /> Funds a��he t�me spec��ed under RESPA, and ��}no� to exceed�h�ma��mum amount a lender can requir�
<br /> under RESPA. L,ender sha��es��mate the amount�f Funds due on the basis of current data and reasanab�e
<br /> estimates of e�pendi�ures of fu�ure�scravv Items or otherw�se�n accordance with App�icabl�Law.
<br /> The Funds sha��be held �n an inst�tu�i�n whose depos��s are insured b� a federal agency, instrumentality, or
<br /> entity ��nc�uding I.�nder, if Lend�r is an �ns�i�u�ion w�ose depos�ts are so insured}or in any Federal Home
<br /> Loa�a Bank. Lender shall apply�h�Funds to pa� the Escrow I�ems no�ater�han�h�time spe�itied under
<br /> RESPA. Lender sha11 not�harg�Barrovver for holding and app�ying the Funds, annual�� ana�yz�ng the
<br /> escraw account, or verzfying the Escr�v�r �ten�s, unless Lender pays Borrovsrer in�erest on�he Funds and
<br /> App�icabl�Law permi�s L.�nd�r to make such a charg�. I]nless an agreemen��s made rn wr�t�ng ar
<br /> App�icab�e Law requires interest to be paid on�he Funds, Lender shall no�be required t�pay Barrower any
<br /> interest or earnings on�he Funds. Borrower and Lender can agre�in wri�ing, how��rer, tha�interest sha1�be
<br /> paid an the Funds. Lender shall g�ve�a Borrow�r, without charge, an annual ac�aun�ing of the Funds as
<br /> requ�red by RESPA.
<br /> If there is a surplus of Funds he�d in escr�w, as de�ned un�er RESPA, L�nder shall accoun�to Barro�er for
<br /> the excess fund5 �n ac�ardance w�th RESPA. �f�here is a shortag��f Funds held �n�scrovv, as de�ned under
<br /> RESPA, Lender shal�not�fy Borrower a�required�y RESPA, and Barr�wer sha�1 pay ta �...ender the ajmoun�
<br /> n��essar� to make up�he sh�rtage�n a��ordance v�r�th RESPA, but in no more�han ��month�y pa�men�s. If
<br /> ther�is a d�f�c�ency of Funds h��d�n escrow, as def�n�d under R�SPA, Lender sha��notify Borrow�r as
<br /> NEBRASKA-Single Family-�anr�ie MaelFreddie Mac UNIF�RM[NSTRUMENT Form 3D28 11D1
<br /> VMP� VMPS�NE}Z'�302]
<br /> Wolters Kluwer Financial Ser�ices Page 5 af i 7
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