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��14�75�� <br /> Any appl�ca��an of payments, insurance proce�ds, or Miscellan�ous Proceeds ta principal due under the No�e <br /> shall n�t extend or pnstpone�he due da�e, or change the amount, of the Period�c Payments. <br /> 3. Funds far Escrow I�ems. Borrovver shall pay�o L,ender on the day Per�od�c Payments are due under the <br /> No�e, until the Note�s paid in fu�i, a sum�the "�unds"} to pro�i�e for paymen�af amnun�s due for: �a}ta�es <br /> and assessmen�s an.d o�her items which can attain priar�t�o�er this Securi�y Instrument as a lien or <br /> encumbrance an the Proper�y; (b� leaseho�d payments or gr�und ren�s�n�he Pr�per��, if any; �c}premiums <br /> f�r any and a�l �nsurance required�y Lender under Sect�on 5; and�d} M�rtgage�nsurance premiums, if any, <br /> or any �ums paya��e�� Borr�u�er to L,�nder�n lieu of th�pa�ment of N�or�gage�nsura7n�e premiums in <br /> a��ordance u�ith�he pro��s�ons of Sec�ian 1�. These�t�ms are called "Es�row �tem�s." At origina�ion or at <br /> any�ime during the�erm of the Loan, Lender may require�hat Cammunity Assac�a�ion Dues, Fe�s, and <br /> Assessments, if an�, be escrowe�.by Barrower, and su�h du�s, fees and assessments s�al�be an�scravW <br /> Item. Bar�rower shai�promptl� furnish to Lender a�l nati�es of arn�un�s to be paid und�r th�s Sect�on. <br /> Borrav�er sha11 pa� Lender the Funds for Escrow I�en�s un��ss Lender wai�es Borrower's ob�igat�on�o pay <br /> the Funds fflr any or all Escr�w ��ems. Lender may wa��re Barrow�r's obliga��on�o pay�o L�nder Funds for <br /> an�or all �sGraw �tems at any�ime. An�r such vva��er may only be�n wr�ting. �n the��v�nt af such wa��er, <br /> Borrower shall pay d�rec���, when and v�rh�re payab��, the amounts due for an� Escrow I�ems f�r which <br /> pa�ment of Funds has been wai��d by Lender and, if L.�nder requires, sha�� furn�sh t� Lender rec�ipts <br /> e�idencing such payment wi�hin such�ime period as Ilender ma� require. Borrov�rer's o���gat�an�o make <br /> such payments and�a pravide receipts sha�l f�r a�I purposes be dee�m�d�o�e a c���nan�and agreem.en� <br /> can�ained in this Security Instrument, as the phrase "co�renan�and agreemen�" is used in Sec�ion 9. �f <br /> Borrower is obliga�ed�o pay Escraw Items direct�y, pursuarrt to a waiver, and B�rrower fails to pay the <br /> amoun�due far an Escrov� �te�m, Lender ma�exerc�se its r�ghts under Sect�an 9 and pay such amount and <br /> Bflrrav�rer sha��then be abliga�ed under Section 9 to repay�a Lender any such amoun�. L,end�r ma� re��ke <br /> �h�wa��er as to any or a11 Escrow It��ms at any��me b� a notice gi�en�n accordan��wi�h Section �5 and, <br /> upon su�h re�oca�ion, Borr�v�er sha��pa��o Lender a�� Funds, and in such amounts, that are then requ�red <br /> under this Se�tion 3. <br /> Lender may, at any��me, co��ect and ho�d Funds in an amoun��a3 suf�icien��fl permi��n�er�fl apply the <br /> Funds at t�Ze�ime specified under RESPA, and�b} not�o exc��d the max�mum am�un�a lender can require <br /> under RESPA. Lender sha��est�rna�e�he amount af Funds due on the�asis af curren�data and rea�onable <br /> estimates of expendi�ures of fu�ure Escrflw �t�ms or�therwise in accordance with App��cable Lav�. <br /> The Funds shall be he�d in an ins�i�u�ion whose depas��s are insured b�a federal agency, ins�rum��n�al�ty, or <br /> en�it� (�nclud�ng Lender, �f Len�er is an �ns�i�u��on whose deposits are so insured} or in any Federa� �o�ne <br /> Loan Bank, Lender shall apply�he Funds �o pa��he Es�row ��ems no later�han��e t�nl�spec�f�ed und�r <br /> RESPA. L,ender sha11 no�charge Borrflwer for holding a.�d apply�ng�he Funds, annual�y analyz�ng the <br /> es�rov� accoun�, or�er�f�ing the Escrow ��em�, unless Lender pays Borrawer interes�on the Funds and <br /> Appl�cabl�Law per�m��s Len�er t�make such a charge. Unless an�greemen��s made in wri�ing or <br /> Appl�cab�e Law r�quires in��rest to be paid on the Funds, Lender shal�not�e required to pay Borrower any <br /> interes�or earn.�ngs on�he Funds. Borrov�er and Lender can agree�n writing, howe�rer, tha�interest shal�be <br /> paid on�he FundS. Lender shall giv��o Borrav�rer, vv�th�ut charge, an annua�ac�aunting of the Funds as <br /> r�quir�d by RESPA. <br /> �f�here is a surp�us of Funds held�n escrow, as de�ined under R�SPA, Lender shall accounti�o Borrow�r fflr <br /> �he exces� funds in accardan�e with RESPA. If�her� is a shor�age of Funds he�d in escr�w, as de�ned under <br /> RESPA, Lender shall no�if� Borrower as require�.by RESPA, and Borrower sha��pa�to Lender the amount <br /> necessary�o make up�he shor�age�n accordan�e with RESPA, bu�in na more than ��mon�h�y paymen�s. �f <br /> there�s a d��c�ency flf Funds heid�n es�row, as defined und�r RESPA, Lender shat� notify Borrower as <br /> N�BRASKA-Sir�gie Famiiy-�anr�ie Ma�lFreddie Mac UNIF�RM INSTRUMENT Forrn 3�28 il�� <br /> VMP� VMPfi�N�y��30�} <br /> Woiters Kluwer�inancial 5er�ices Page 5 af�7 <br />