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��14�7��3 required by RESFA, and BarXower sha�1 pay to Lender th�axnount necessary to make up the def�ci�ncy�n accordance yvzth Y�]ESPA, but in na more thar� �2 month�y paymen�s. Upan payment in fu11 of a11 su�s secured by�s S��ur�.ty Instru�n.ent, Lender sha��pr�mptly r�fi�nd,to Borrower ar�y Funds he�d by L�der- 4� �h a�`g es; L��n s. BorrQw�r shall pay all taxes, a�s essmen�s; charges, fi�.es, and imp ositiar�s attri.butab�e�a the Property which can attain przor�ty over-this Secur�ty In��rurnent, leaseho�d payments or grour�d r�nts on �he�'rapex-ty, if any, and�omrnuraity Ass�c�iatxox�Dues, Fees, and Assessxnents, if any. Ta the e��en�that �hese items are Escr��v Items, B�rraw�r shall pay�he�n�n the�xanner provided�n Sec�xon 3. ]Borrativer shal.I:promptly d�scharge any lien whzch has pr�ority over t�us Security I�tru�ment��ss Borrower: �a} agre�s in�v�-i�g�a the paymen�af the ob��gatxon secured by the lien i-n.a ma.n.ner acceptable to Lender, but�rily sa�o�g as Barrower xs perforrrll�g such agreemen�; �b} ca�te�ts t�e��e�in good fa.�th�by, ar defen.ds aga�st enforcemen��f the Iien in, �:ega1 proceedix�.gs vwh�eh in Lender's apz.�ion operate to preve�.t �he enforcement af�he��.en vUhi�e thase proceeding�ar�pending, bu�o�aly until su.ch proceedings are conc�uded; or tc� secures�rom the holder af the��:en an a�r-eement satisfac�ory to I�ender subordinating;the lien ta�h�:s SeCur�ty Instrument. If Lender determines�ha�any part�f the Praper�y�s subj ee��o a lien wh�.ch �ax�atta�priorit�r over th�s Security Instr�uri�ez�t, Lender may g�.ve Borrower a natice identify�ing the li�n. Wit�iin 1�days of the date on�xrhich that natzce�s given, Barrawer shall sat�sfy the�ien�r ta�e one ar mor� af the act�ons set for�i above i_��ais Sec�ia�4. - Lender may requ.�re Borro�ver to pay a one--�xme charge for a rea�estate ta�verificati�r�andlor report�g serv�ce used by Lender i�cor�nection wxth this Loari. �. Pr��er�y [nsurance� Borrovver sha��keep the�mpravemenfs naur e�isting or herea.f�er er�cted�r��he Property�nsured aga:�r�st loss by fire, ha�ards included w�thin the tenn p'extended coverage," and any nther hazards in��.u�.i.ng, but no�I�ted to, ear�h.quakes and floods, f�r which Lender requ�res insurance. This � i�surance sha1l be maantair�ed in the a�Qunts�inc�udin.g deductible Ieve�.s� and�or the per�.Qds that Lender requires_ �7LThat Lender requ�.res pursuant to the prec�ding sentences cari change during the�erm of�he I�oan. The�sur�ce carrier prav�:d�:ng�he insurance sha1�.be chosen by Borravv�r subj ect�o Lender's right to d�sapprove Borrov�rer's choice, �rhich right sha.�1 not be e�erc�.sed urireasonably. Lender may require B�rr�w�r tfl pay, in c�n�ection w��h�his Loan., ex�her: �a} a one-�ime charge for flaod�zoxxe detern�inatio�, c�ifx�ati�n and tracl�ing serv�ces; or(b�a one-�rne charge for flood zone d�termina.�iorx and Certif catio� serviees and subseque�t charges ea�h time remappings or similar cha�n.ges occur w�ich r�asana�b�y m�ght affect such determi.�a�z�r�or cert�:f�.catxon.. BorrouTer sha1�also be zespansible for�h�pay�aent�f any fees. impo�ed by the Federal Emergency Managemen�Agency in cannec�-ion vv�th.the re�ew of ariy fl.00d zone determi.nation re�u.��xng fr�n�axi obj ect�on by Borrower: If Borrower fai�s to maintain any of the eoverages descrxbed above, Lender may obta�in insuraxlce c�verage, at Lender's optian and Borrower's e�pense. Lend�r is under nv ab��gat�on to purchase any particular typ�or anzount af coverage. Therefore, such cavera�e sha.l�:cover Lender, but m�ght Qr 7might n�t protect Barrower, Borrower's equ:ity�n the Pra�erty, or�he can�en�s of�he Property, against any r�:sk, hazard or liab�lity ar�d might provide greater or Iesser caverage than was previ�ously i�effect. Borr�wer ack�owledges that the cast af the insuran�e coverage s�obta�ned might sign��cax��y exceed�he cost of insu.rance th.at B�rr�wer could have abtainec�. A-�.y a.m�unts disbursed by Lender und.er thi� Se�t�o�S shal�be�Qme add�.ti�nal debt of Borrou�er securecl by this Security Instru.ment_ Thes�am.ouz�ts sh.a11 bear in�erest at the Nate ra��from the date of d.�sbursemen.t and sha].I be payab�.e, vcrith such i_r��erest, upan n��xce frozn Lender��Bor�ower requesting payme��. 24007392 NEBRASKA-Single Family-Fannie N[aelFreddie Mac�N[FOP,M ENSTR�MENT Farm 3�28 11�� VM P fl VM P��NE}�'[3D2} Wa[�ers K[uwer Fina�tciaf Senr9ces Page 6 of�7