��14�7�43
<br /> Any applica.tion vf payn�ents, insuraave proveeds, �r Misv�llaneous Proveeds to principal due under the Nvt�
<br /> shall not exten�or pastpnne th�due date, or change the an�ount, of�he Pez�i�dic Paymen�,s.
<br /> 3. �nda fvr Escrnw Items. Barrower shall pay ta Lender on the day Periodic Pay�aa�ents are due under the
<br /> No�e, unt�l�he 1�Tote is paid in full, a sum�fihe"Funds"�to provide for pay�ent of amount��u�e far: �a]ta�es
<br /> and assessm�nts�nd ot�her items which�n aita�in priority�ver#his Security Ins�rumex�t as a lien or
<br /> encum�arance on t�e Property, Cb�le�seh�ld paym�ts or graund rents on�he Property, if�y, C�}pre�miurns
<br /> for any and all insur�nve requi.red by L�nder und�r Sec�ivn 5;and�d}Mortga�e Insurance premiun�s, if any,
<br /> or any sums payable by Barrow�r to Lender in lieu of the payment�f Mortgage Ins�u�ance premiurns in
<br /> arccordan�e wit�►the provisions of 5ectivn 1 D. These it�ms are cal.Xed"Escrow Ite�s."At origination ar at
<br /> any time during the te�rn af the Loan, Lender may requare that Cc�mmunity Assaciation Dues, F ees, and
<br /> ts, if any,be escrvwed by Borraw�r, and su�h dues, fe+es and assessnneats shail be an Es�ar�w
<br /> Item. Borrnwer shall prompt�y furnish to Lender a11 nat�ces af am.aunts ta be paid under this Se�ctivn.
<br /> Borrower sha.11 pay Lender the Funds for Fscrow I�m�s w�l.ess Le�ader w�ves Borrower's obligat�on to pay
<br /> �he Funds for any vr all Escrow I�en�s. Lender may waive Bo�rowe,�'s�bligation to pay#�LendeT Funds far
<br /> any or ali Escrvvv Itelns a�any time. �y such�v�may only be in�itin�. In the event�f such waiver,
<br /> Borro�ver shall pay directly, v�hen and where payabl�, the amounts due for any EsGrow Items for which
<br /> pa}�ment of Funds has been waived by L�nder and, if Le�der requires, s�hall fiar�u�to Lender receipts
<br /> evidencing such payment withi.n such time period as I�nder may require. Barr�wer's ubligati�n ta make
<br /> such payments and to provide receipts shall for a11 purpose�be d�med.ta be a cove�nant and agre�m�nt
<br /> contained in this Security�nsi.ru.m�nt, as the phrase"co�en�ant and agree�m�nt"is used i.n Se�on 9. If
<br /> Borrnwer is ob�igated tv pay Escrvw Items directly,pursu�nt t�a waiver, and Barr�wer fails tv pay the
<br /> amaunt due for an Escraw Item, Lender may exercise its righta und�r Sec�i����n�pay su�h ama�xx�t and
<br /> Borrower shall th�n be obligated under Sec�ivn 9 to repay tv Lender any au�ch a�m�ount. L�nd�er may re°�ake
<br /> the�vaiver as�o any vr al�Escrow Items at any t�me by a notice given in accordanve with Section 15 and,
<br /> upon such revocatian, Borrower sh�all pay to Lender a1�Funds, and in such aar�unts, that are then required
<br /> under thi s 5ect�on 3.
<br /> Le�der may, at any t�me, co�lect and hold Funds in a�n am�unt�a)suf�i�ient#o p�rmit Lender to ap�ly the
<br /> Funds a�the t�me speci�ed under RESPA, and�b�nat to exc�ed the maximum Rmaunt a lender r�n requir�
<br /> uuader RESPA. L�nder sha11 estimat�the amnunt af Funds due on th�basis of cuxr�nt data.and reasonable
<br /> estinaates�f exp�n�iture�s of future Escraw Items or otherwis�in a�ccordan�e vv�ith Appl��able Law.
<br /> 'The Funds shall be held in an institution wh�se deposits are i.nsured by a federal agenc�, instrume�tality, or
<br /> ez�#�ty[including Lender, if Len�r is an institutian wh�se d�posits are sa insu�red}or in.any Federal Home
<br /> Loan Ban�k. Lend�r shall apply the Funds to pay the Escrvw It�m�no�ater�the time specified under
<br /> RESFA. Lender sh�al.Z not�harge Borrower for holding and app�ying the Funds, annual.ly analy�ing t�ie
<br /> escrow a�couunt, �r verifyin�the Es�row It�ms, unless Le�der pays Borrower inter�sst vn the Funds and
<br /> AppliGable Law permits Lend�r to rnake such a charg�. TJnless an a�reernent is made in writing or
<br /> Appli�ahle Law requires interest ta be paid on the Fund.s, Lend�er sha1.1 not be required�o pay Barrow�er any
<br /> in�erest ar earnings vn the Funds. Bvrrower and Lender can a�ree�writii.ng, hawever, that interest sha11 be
<br /> paid on the Funds. Lender shall g�ve ta�arr�wer, withaut char�e, an annual a�rcvun�ing vf the Funds as
<br /> required b�R��PA.
<br /> If there xs a�u�rplus vf Fuuda held in esczow, as defined un�.er RESPA, Le�ider shall account tv Barrower for
<br /> t�e excess fund�in a�cordance with RES�'A. If there is a shortage of Funds held in escrow, as d�fin�d und�er
<br /> RESPA, L.e�der sh,all notify Borrower as required by RESPA, and Borrower sh�all pay to Lend�r the amvunt
<br /> n�cessary to mak�up the shorta�e in aQcordance with RESP.A, but in no mvre than 12 rnanthly payments. If
<br /> there is a deficiency of Funds held�n escrow, as d�ned und�r RE�PA, Lend�r shall notify Borrower as.
<br /> 23��348338 0��NE
<br /> N�BRASKAwin�la Fsm�y-'F�nnis MasfFreddie'N�a�c UNIFQRM 1N5THUMENT Form 3028 71�1
<br /> YMP� VMPBRNEI t13QZ]
<br /> WoFters Kiuwer Finsndei Services Pa�e 5 of 17
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