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��14�7�43 B[]RR�WER��VENAh1�TS that Barrav�er is Iawfu�l�y seised af the es�ate h�reby convey�d and has�he right to grant a�d convey�1ie Proper�y and that�ie Prapezty is un�ncvmbered, except for encumbranves of recard. Barrawer warrants an.d wi11 defend ge�erally th�title�a the Property agains�all clsims and d.e�mands, subject to any encumbrances of recor�. THIS SECTJR�TY INS'TRLTN�NT combin�s uu�iform Qovenants for nation�I use and nan-unifvrm covenan�ts wi�1i l�mited varia�ions by jurisdic�ion to constitute a utuform s�curity ins��covering real praper�y. U nif vrm Co�►enants. Borrawer and Lend�r ravenant and agree as follvws: 1. Paymer�t o�f Princi�aal, Inter+�st, E�cnvr�r lterr�, Pr+epayment�har�es, and L�te Changes. Borrawer shall pay whea due the pr�acipal of, and interest an, the debt�vridenced by th�Nvte and any prepayment charges an.d late�har�es due under the N�te. Barrower sball also pay funds for F.,s�raw Items pursuant�o SeGtion 3. Payments due uuder the Note and this S�curity Ins�rumen�sha11 be m�d�in U.S. currency. �awe�er, if�nn.y check vr other instrumeYat received by L�nder�s payment under the Not�or�us Security Instrurnent is re�turned to Lender unpa�d, Lender may require�hat any or all subsequ�n�paymen�s due under the l�vte�d t�is 5e�urit�Instrument�e made in one ar m►�re of the follow�n.g f4rnas, as s�iec�ed by Lend�: �a�cash, �'b}rnoney ar�r; �c�c�ertified check,bank check, treasurer's check or cashier's�he�k,pravided any such check is drawn upon an ins�itution whase deposits are insured by a federal$gez�cy, inst�tuumeatality, ar entity;vr(d)E1e�trunic Funds Transfer. Paynaents are dee�ed re�ceived by Lend�r when re�cei�ed at fhe lacativn designated in th�Nate or at such other locafii�n as may be d�signated by Lend�rr in aocardance with the not�ce prvvisions in 5ectian 15. Lender may r�u�n any payment ar partia�payrnent if the payment vr pa�rtial paynnents are ix�sufficieat to bring the Loan curr�n�t. Lend�err m�Y a�oceQt a�ny Payment t��Sartial pa�met��i�s�x�cien�t�br�ng the Loan curr�nt, without v�aiver of any rights hereunder or prejudioe ta its rig�hts to r�fuse such payme�nt or partial payrnents in�h�future,but Len�ler is aot obligated to apply such pa�m�nts at�h�time such paymex�ts are avicepted. If each P�ivdic Payment is apg�i@d as vf its schedu�ed due date, th�n Lender�e�ed r�at pay inter�st on unapplied funds. Lender may hold su�h un�applied funds until I�orrower mak�payments ta bring the Loan current. If Banower does nat da so�#�hi.n a reasa�able period af time, Lender sha��e�ither app�y such funds vr return�hem tv Borravver. If no#applied e�rlier, such funds will be�pplied to the�utst�rnding principal ba�ance under the Nvte imm�dia�e�y privr to fareclasure. Na offs�or c�.aim wh�ch Borrawer might hav��aw�r in t'he future against 3�ender�hall relie��Borrvwer from m�alc�ing PaYmen�,s due undez t�ie Note and thi s Security Instrume�nt ar performing�he r,ovenants and agr�ts secured by#his 5ecutity Instr-ument. . �. Applk�rtivn o�f Payments ar P�oc��ds. Ex�ept as otherw�ise described in this Section�s �1 p�lymextt3 a�ptcd and applied by Le�d�r shall be applied in the follov�ing order of pri�rity: (a)in#�r�due under the 1�Tate; (b�principal due uucI�er the Note; (c�amaunts due und�ar Section 3. S'uch payments s�al.1 be applied to each Periodic Payment in�he arder in which it became due. Any remaining amaunts sha11 be appli@d first t� late charges, secvnd to any vth�r amaunts due und�er this Security In�rument, an�d th�n to redu+�e the principal halan+c�of th�N�te. If Le�nder rece�ves a payrne�nt from Barrower far a delinquent Petiadic Payment whi�h�nc�udes a suffic�e�� amount to pay any Iate charge due, the payment may be applied to the delinquent payment and�he late ch�arge. If more t��ne Periodic Fay�m�nt is out�stan�g, Lender maY apP1Y�Y P��t received from Borrower to the repayrn�nt vf the Pe�'iodi�Payments if, and to t�e�x#ent t�hat, each payment can be paid in full. To the�t th��any excess e�ists af��r the payme�t is applied to the fu11 paymen�af one or mare Periodic Paym�nts, such excess may be applied ta auy late char��s due. Volun�ary pr�payments sha11 he appli�ci firs�to an�pr'ePayment charges and theu as described i.n th�Note. 23U034�338 D VBNE NEBRA5KA�inpla Fem�y-Fannis M�elFreddie Mac UNIFORM INSTRUMENT Farm 3�2�'�!t]1 VMP[i� VMPS�N�y t13DZl Wolters K�uwar�inencial Sarvicee Pepe 4 ofi 17 f -� �f' `� � .��.r � =f`� � �. ��