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<br /> payable, with such interest, upon notice from Lender to Barrower requesting payment and be subject to the terms of
<br /> the Agreement and the Security Instrument.
<br /> All insurance polici�s r�quired by Lender and ren�wals of such policies shall be subj ec� to Lender's right to
<br /> disapprove such policies, shall inc�ude a standard mortgagee clause, and shall name Lender as mortgagee andlor as
<br /> an additianal loss payee. Lender sha11 ha�e the right to hold the palicies and renewal certtfica#es. If Lender requires,
<br /> Borrawer shall promptly give to Lender aIl receipts af paid pr�miums and renewal notices. If Borrower obtains any
<br /> � farm af insurance�a�erage, not o�herwise�equired by Lender, far damage ta, or destruction of, the Praper�y, such
<br /> policy shall include a standard mor�gagee clause and shall name Lender as martgagee andlor as an additional lass
<br /> paye�.
<br /> In the event of lass, Barrower shall gi�e prompt notice to the insurance carrier and Lender. Lender may make
<br /> proof of lass if not made promptly by Borrower. Unless Lender and Barrower otherwise agree in writing, any
<br /> in5l.lr'anC�pr�Ceeds, wh�ther or nat the underlying insurance was required by Lender, shall be applied to restoration
<br /> ar repair of�he Property, if the restoratian or repair is economically feasible and Lender's securi#y is not Iessened.
<br /> During such repair and restaration period, Lender shal�ha�e the right to hald such insurance praceeds until Lender
<br /> has had an opportunity t� inspect such Property to ensure the work has been completed�o Lender's satisfaction,
<br /> pravided that such inspection shall be undertaken promptly. Lender may disburs� proceeds for the repairs and
<br /> restoratian in a single payment or in a serzes af progress payments as the work is compl�ted. Un�ess an agreement
<br /> is made in writing or Applicable Law requ�res interest to be paid an such insuranc�proceeds, Lender shaTl not be
<br /> required to pay Barrow�r any interest or earn�ngs on such praceeds. Fees for public adjus�ers, ar oth�r third parties,
<br /> retained by Barrower sha11 not be paid out of the insurance proceeds and shall be the sale abligation of B�rrower.
<br /> If the res�orati�n or repair is not economically feas�b�e or Lender's security wau�d be lessened,the insurance proceeds
<br /> shall be applied ta the Secured Debt secured by�his Security Ins�rum�nt, whether or not t�en due, with the excess,
<br /> if any, paid to Borrnwer. Such insurance praceeds shall be applied in the arder pravided for in Section 2.
<br /> If Barrower abandans the Property, Lender may file, negotiate and settle any a�ai�able insurance claim and
<br /> related matters. If Borrawer does nat respond within 30 days ta a notice from Lender tha��he insurance carrier has
<br /> offered to settle a claim, then Lender may negatiate and settle the claim. Th�3�-day period wi1�begin when the
<br /> ri�t1C�1S g�V�II. In either e��nt, or if Lender acquires the Praperty under Section 2Z ar atherwise, Borrawer hereby
<br /> _ aSS1gI7S�a LeI]C��'�a�BUUrr�WeI'�S rI�1t5 t4 ariy 1riSLiY'ariCe�]t�Ce�C�S li� ari arilal.lrit�"I0�t0�XCe���'Ie arilQLiritS 1lI].pa1C�
<br /> � under the Agreement or this Security Instrument, arid�b}any other of Barrawer's rights�other than the right to any
<br /> refund of unearned premiums paid hy Barrower}under all insurance palicies ca�ering the Propertyy insafar as such
<br /> rights are applicable ta the ca�erage af the Praperty. Lender may use the insurance prviceeds either ta repair or restore
<br /> the Property ar to pay amounts unpaid under the Agreement or�his Secur�ty Ins�rument, whether or no�then due.
<br /> 6. �ccupancy. Barrawer shall occupy, establish, and use the Praperty as Borrower's principa�residence
<br /> within 60 days after the execution af the Agreement and Security Instrument and shall continue ta occupy the Property
<br /> as Borrawer's principal residence far at least one year af�er the da�e of occupancy, unless Lender otherwise agr�es
<br /> in writing, which consent shall nat be unreasonably vvithheld, or unless extenuating circumstances exist which are
<br /> beyand Borraw�r's cantrol.
<br /> 7. Preser�ation, Maintenance and Protectioa of the Prflperty;Inspections. Borrower shall not destroy,
<br /> damage ar�mpair the Property, allow the Property ta deteriorate or commit waste on the Property. �Llhether or not
<br /> Borrawer resides an the Property, Borrower shall maintain the Property in arder to pre�ent the Property from
<br /> deteriorating or decreasing in value due to its canditron. Unless it is d�termined pursuant ta Section 5 that repair ar
<br /> restara�ion is nat ecanamically feasible, Borrower sha11 pramptly repair the Property if damaged�o a��id further
<br /> deteriaration or damage. If insurance or condemnation praceeds are paid in connection with damage to, ar the taking
<br /> of, the Property, Borrower shall be responsible for repairing ar restoring the Property only if Lender has re�eased
<br /> proceeds for such purposes. Lender may disburse proceeds for the repa�rs and restoration in a single payment ar in
<br /> a series of progress payments as the work is comp�eted. If the insurance or candemnation proceeds are not sufficient
<br /> to repair or restore the Property,Borrower is not relie�ed of Barrawer's�b�igation for the completian af such repair
<br /> or restoratian.
<br /> VICKI L RIS5L$R/995142591Z3634�
<br /> NE6RASKA H4ME EL�LJITY L1NE�F CREDIT DEED DF TRUST Dac�aglc
<br /> 0 20�8 �3aCMAGIC, fNC. www.docmagic.�om
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