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��14���95 <br /> prepayment charge�whether ar not a prepay�ment charge is pr��id�d for under�he�ote}. Borro,wer's acceptance of <br /> any such refund made l�y direct payment ta Borrower yvill consti�ute a wa�ver of any r�ght flf ac�ian Borrower might <br /> have arising out�f such overcharge. <br /> 15. Notices. A11 n��ices�iven by Borro�wer�r Lender in connection with th�s Secur��y�n�trument mus�be in <br /> writing. Any no�ice to Borrower in connectian v�rith�his 5ecurity�nstrument shall be deemed to have been giver��o <br /> Borrower when mailed by first c�ass mail or when actualTy delivered��Barravver`s no�ice address�f sent by ather <br /> means. Notice�o any one Borrower shall c�nstitu.�e notic��o a��Borrowers un�.ess Applicable Law expressly requires <br /> otherv�ise. T�ae notice address sha11 be the Property Address un��ss Borro�uer has designated a substitute notice <br /> address by notice�a Lender, Borrower sha11 promp�ly notify Lender of Barrower's change af addres�. If Lender <br /> specifies a procedure for reporting Borravver's�hange of address,then Borrower�hall only report a change of�.ddress <br /> through�hat specif ed procedure. There may be only one designated notice address under�h�s Security Ins�rumen� <br /> at any one time. Any notice�a Lender sha�I be g��en by deli�er�ng i�or by mailing it by first class mail�o Lender's <br /> address s�a�ed here�n unles�Lender has desxgnated anather address by n�t�ce ta�3orrflvver. Any notice in cor�ection <br /> with this Security�nstrumen�sha11 not be deemed��ha�e�een given to Lender unti� actually rece�ved b�Lender. <br /> If any no�ice requ�red by this Security �nstrument is als� r�quired under Applicable Law, �he Applica�ie Law <br /> requirement wil�satisfy�he correspond�ng requiremen�under th�s Security Ins�rument. <br /> 16. Go�erning Law; Severahility; Ru�es of Canstructian. T`h�s Security �nstrument shal�be governed by <br /> federal law and the law of the�urisdiction in wh�ch�h�Property is loca�ed. All r�ghts and obligations contained in <br /> this Security�ns�rument are subj ec��o any requirements and lim�ta.tions�f Applicable Law. App�icahle Law might <br /> explicitly or imp��ci�ly a�1ow �he part�es �o agree by can�rac� or it might be silent, bu� such s�lence shall not be <br /> canstrued as a prah�bi�ion against agreemen�by con�rac�. In the event tha�any prov�sio�or clause of this 5ecurity <br /> Instrumen�or the N��e conflicts with Appl.icable Law, such canfl�ct shall not affect ather prav�sians of this Security <br /> Ins�rument ar the No�e whi�h can be g�ven effect wi�hout�he conflicting provision. <br /> As used in�h�s Security�nstrument: �a}vvords of the masculine gender shall mean and�nclude�orresp�nding <br /> neuter w�rds ar v�ards of�he fem�n�ne gender; �b�words zn�he singu�ar sha�l mean and include the pl�ural and vice <br /> versa; and�c�the word"��nay" gives sol�e discretion wi�hou�any obl�ga�ion�o�a1�e any a���an. <br /> 17. Borrower's�apy. �3orrower shall be given one copy of the Ielate and of this Security Ins�rument. <br /> 18, Transfer of the Property or a I3enefi�ci�.1 Inte�-est in Borrvw�r. As used in th�s Sect�on 1$, "In�erest in <br /> �he Property" means any�ega1 �r benef cia�interest in�he Property, including, but not limited ta, thos�benef cial <br /> interes�s transferred in a bond for deed, con�ract far deed, installment sales cantract or escrnw agreement,�he intent <br /> of which is the transfer of tztle by Borrovver at a fu�ure da�e to a purchaser. <br /> If a��or any part af the Proper�y or any Ynteres�in the Property is so�d or transferred�or if Borrawer is no�a <br /> ndtura�person and a benef ci�.l interest�n Borrower is sold or transferred�w�thou�Lender's pr�ar vvritten consent, <br /> Lender may require�mmediate payment in full of aII sums secured by this 5ecur�ty Instrumen�. However,�his option <br /> sha�l not be exerc�sed by Lender�f such exercise is prohib��ed by Appl�cable Law. <br /> If Lender exercis�s this�ption, Lender sha��give B�rrower no�ice�f acce�eration. The noti�e sha�1 pravide a <br /> per�od of no�less than 30 days from the date the no�ice is given in accordance w�th Section 15 vvi�hin which Borrower <br /> must pay all sums secured by this 5ecuri�y Ins�:rument. �f Borrower fails ta pay these sums prior to the expiration of <br /> this period, Lender may ir�voke any remedies permi�ted by�his 5e�urity Instrumen�without further notice or dema.nd <br /> on Borrovver. <br /> 19. �orrower's l�ght to Reinstate After Acceleration. If Borrawer meets certain c�ndi�ions, Borro�ver sha�l <br /> have the right�o ha�e enforcem.en�of�h�s Security �nstrument discont�nued at any time prior to th�earliest of �a} <br /> five days before sale of the Property pursuar�t ta any power of sale contained xn this Securi�y Instrument; [b} such <br /> other period as App�icab�e Law might spe�ify for the termina�ion flf Borrower's righ�to reinsta�e; or�c� entry of a <br /> judgment�nfor�ing this Se�uri�y Instrument. Those conditions are that�arrower: �a}pays Lender all sums Which <br /> then vvau�d be due under this Security Instrument and�he Nate as if no acc�leration had occurred;�b�cures any default <br /> of any other�ovenants or agreements;��}pays a11 expenses incurred in enforcing this Securi�y�nstrument, including, <br /> but not limi�ed ta, reasonable attorneys' fees,proper�y inspe�tion and valua��on fees, and o�her fees incurred for the <br /> purpose of protect�ng Lender's�nteres�in�he Property and rights under�his Security Instrument; and�d}takes such <br /> action as Lender ma�reasonabiy require�o assure that L�nder's in�eres�in the Pr�perty and rights under this 5ecurity <br /> NEBRASKA-5ingle Family�-Fann�e MaelFreddie Mac UNIFDRM 11V5TRUMENT pa�����c�� <br /> Fo�m 30�8 �10� Page �n vf �4 Www.do��rtagf�.cam <br />