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��14���95 <br /> agree in writing, the Miscellaneous Pro�eeds shall be appl�ed�a the sums secured by this Security Ins�rumen�whether <br /> ar no�the sums are�hen due. <br /> �f the Property is al�andaned by Borrower, or if, after natice by Lender�o Borrower that the�pp�sing Par�y�as <br /> de�ned in the next sentence} offers to make an award�o �e�t1e a clain�for damages, Borrov�er fai�s to respt�nd to <br /> Lender wi�h�n 3fl days a�er the da�e�he noti�e�s gi�en, Lender is authorized to collect and apply the Miscel�aneous <br /> Proceeds ei�her ta restoration or repai.r af�he Pr�perty ar to the sums secured by this 5ecurity Instrum.ent, whether <br /> or no�then due. "�ppos�ng Farty" means�he third par�y that a�ves Borrawer Misce�laneous Pro�eeds or the party <br /> against whom Barrower has a r�ght af ac�i�n in regard ta M�scellaneaus Pra�eeds. <br /> Borrawer sha��be�n defau��if any action or proceeding, whether civ�l or criminal, i.s begun tha�, in Lender's <br /> judgment, could result�n forfeiture af the Property or other material impairment of Lender's interest in�he Properf.y <br /> or rights under th�s S�curity�nstrumen�. Borrower can cure such a default and, xf ac�e�eration has occurr�d, reinsta�e <br /> as provided in Sectian I9, by causing the act�an or proceeding to be dismissed with a ruling that, in Lender's <br /> judgment, pre��udes farfeiture of�he Property or other material impa�rn�en�of Lender's int�rest in the Property or <br /> rights ur�der this Securi�y rnstrument. The proceeds of any av�ard or�Taim far damages tha�are a�.tri�utable ta�he <br /> impairment of Lender's interest in the Property are hereby ass�gned and shall be paid�o Lender. <br /> A�.�Miscellaneflus Pr�ceeds that are not app�ied to res�ora�ion or repair af�he Property shall be applied in the <br /> order pro�ided f�r in Section 2. <br /> 1Z. Borr�wer Nat Released; Farbearance B�Lender Not a Wai�ver. Ex�ens�on of�he time for pay�nent or <br /> m.odification of amortizati�n of�he sums secured by this S�curity�nstrumen�gran�ed by Lender to Barro�ver or any <br /> 5uccessor in�nteres��f Borrower shaT1 nat operate to release�he�iab���ty of Barrower or any Successars in In�eres� <br /> of Borrov�rer. Lender shall n��he required�o commence praceedings aga�nst any Successor in Interes�of Borrovver <br /> ar to refuse to extend t�me far paymen� or o�herw�se m.odify amorti�a��on of the sums secured by this Secu�-��y <br /> Instrument by reason of any demand made by the original Bflrrower ar any Successors in Interest flf Borro�ver. Any <br /> forbearance by Lender in exercising any righ� or remedy including, v��thout 1im�tation, Lender's acceptance �f <br /> payments from�hird persons, enti��es or Successors in In�erest of B�rrawer or in amounts less than�he am�un�then <br /> due, shal�no�be a waiver of or preclude the exercise of any r�ght or remedy. <br /> 13. Joint and Sev�ral I.�iability; Co�-s�gners;Successors and ASs�gns Bound. Borrower co�enants and agrees <br /> that BorroWer's�bligatians and�iability sha11 be j a�nt and severa�. Howev�r,any Barrower v�rho co-signs�his Secur�ty <br /> Ins�rumen�but daes no�execute the Nate�a"co�signer"}: �a�is co-signing this Security Instrumen�only to mortgage, <br /> grant and convey the co-�signer's interest in the Fr�perty under the terms of th�s Security �nstrument; �b� is no� <br /> persana��.�ohl�ga�ed�o pay the sums�ecured by�h�s Security Ins�rument; and�c3 agrees that Lender and any ather <br /> Borrawer can agree�o extend,modify, forbear or make any accammodati�ns with regard�o the terms�f th�s Security <br /> Instrumen�or the No�e v�ithout�he co-signer's consen�. <br /> 5ubj ect to the provis�ons of Section 1 S, any Suceess�r � Interest of Borrower who assumes Borrovver's <br /> ob�igat�ons under this Security�ns�rurnent in tivrit�ng, and�s appraved by Lender,shall obtain all of Borrower's righ�s <br /> and bene�ts under th�s Security Instrument. Borrower sha��no�be reTeased from Borrawer's obligations and l�ability <br /> under�his Security Instr�ment un�ess Lender agrees to such release�n writing. The�o�enan�s and agreements of this <br /> Securi�r�ns�rumen�shall�ind�except as provided in S�ct�on Z0�and benef�the successors and assigns of Lender. <br /> 14. Loan�harges. Lender may charge Borr�wer f�es for services performed in connec�ion wi�h Borro,wer's <br /> default, for the purpase of pro�ecting Lender's �nterest in the Proper�y and r�ghts under�h�s Securx�y Instrument, <br /> inc�uding, bu�not limited ta, attorneys' fees,property inspecti�n and valua�i�n fees. �n regard to any other fees,the <br /> absen�e of expr�ss autharity�n this Security Ins�rument to charge a specif c fee�o Borrower sball not be construed <br /> as a prohibiti�n on the charging af such fee. Lender may no�charge fees that are expressly prahibited by�his Security <br /> Instrument or by Appli�able Law. <br /> �f the Laan is subjec�to a law wh�ch se�s maximum laan charges, ar�d that 1aw is f na11y interpre�ed so that the <br /> interes�or other loan charges col�ected ar to be callec�ed in connectian vvzth the Loan exceed the permitted Iimits, <br /> then: �a�any such�oar�charge sha�l be reduced by the amou.nt necessary�o reduce t�ie charge to the permit��d limi.�; <br /> and�b} any sums a�ready collected from Borrower which exceeded perrr�i�ted limzts w�I�be refunded t�Borrower. <br /> Lender may choo���a mal�e th�s refund by reducing the pr�ncipal owed under the Nate or by making a direct payment <br /> to �orrawer. If a refund reduces principal, �he reduc��an will be treated as a partia�. prepayment v�i�hout any <br /> NEBRASKA-5ingle Family--Fannie Ma�IFreddie Mac �N1F�RM �NSTRUMENT ���y���C g <br /> F€�rm 3�2$ '(1�� Page � vf �4 www_dacrr�agic.corrr <br />